Quarterly Results

  • Company Name :
Paisalo Digital Ltd Industry : (Finance)
  • BSE Code:
  • 532900
  • NSE Symbol:
  • PAISALO
  • P/E(TTM):
  • 15.52
  • ISIN Demat:
  • INE420C01059
  • Div & Yield%:
  • 0.28
  • EPS(TTM):
  • 2.29
  • Book Value(₹):
  • 18.08
  • Market Cap(₹Cr.):
  • 3,233.35
  • Face Value(₹):
  • 1.00
Quarters :  
Particulars December 2025 ( Cr)September 2025 ( Cr)June 2025 ( Cr)
Operating Income 236.31 215.83 209.59
Other Operating Income 0.00 0.00 0.00
Other Income 0.00 0.00 0.00
Total Income 236.31 215.83 209.59
Interest 93.03 95.40 90.68
Employee Expenses 19.95 17.81 16.72
Selling & Administrative Expenses 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00
Other Expenses 26.63 24.65 20.48
TOTAL OPERATING EXPENDITURE 139.61 137.86 127.88
Operating Profit Before Prov. & Cont. 96.70 77.97 81.71
Provisions & Write Offs 5.40 7.53 16.58
Depreciation 3.13 2.18 2.20
TOTAL EXPENDITURE 148.14 147.57 146.66
Tax 19.71 16.85 14.93
Fringe Benefit Tax 0.00 0.00 0.00
Deferred Tax 2.50 0.61 1.33
Reported Profit After Tax 65.97 50.81 46.66
Extra-ordinary Items -0.59 0.00 0.00
Adjusted Profit After Extra-ordinary item 66.56 50.81 46.66
EPS (Unit Curr.) 0.73 0.56 0.52
EPS (Adj) (Unit Curr.) 0.73 0.56 0.52
Calculated EPS (Unit Curr.) 0.73 0.56 0.52
Calculated EPS (Adj) (Unit Curr.) 0.73 0.56 0.52
Calculated EPS (Ann.) (Unit Curr.) 2.90 2.23 2.07
Calculated EPS (Adj) (Ann.) (Unit Curr.) 2.90 2.23 2.07
Book Value (Unit Curr.) 0.00 0.00 0.00
Dividend (%) 0.00 0.00 0.00
Equity 90.96 90.96 90.22
Reserve & Surplus 0.00 0.00 0.00
Face Value 1.00 1.00 1.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00
PBIDTM(%) 78.00 76.84 74.35
PBDTM(%) 38.64 32.64 31.07
PATM(%) 27.92 23.54 22.26
Net Interest Income 39.60 126.20 124.40
Operating Expenses 13.96 45.30 43.30
Loan Losses & Provision 3.50 11.90 17.60
Assets Under Management 5,508.20 5,449.40 5,230.20
Return on Equity(%) 12.60 11.74 11.85
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00
Cost to Income Ratio 0.00 0.00 0.00
Loan Loss Provision Ratio 0.00 0.00 0.00
Loans Spreads(%) 0.00 0.00 0.00
Net Interest Margin(%) 6.60 6.50 6.53
Provision Coverage Ratio(%) 0.00 0.00 0.00
Capital Adequacy Ratio 38.30 38.20 39.50
Tier I Capital 30.70 30.30 30.40
Tier II Capital 7.60 7.90 9.10
Gross Non Performing Assets 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00
(%) Gross Non Performing Assets 0.83 0.81 0.85
(%) Net Non Performing Assets 0.66 0.65 0.68
Return on Assets(Annualised) 0.00 0.00 0.00
Return on Assets 3.80 3.56 3.66
Loans Disbursed(Amt Rs cr) 1,057.40 1,102.50 758.10
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00