Quarterly Results

  • Company Name :
Paisalo Digital Ltd Industry : (Finance)
  • BSE Code:
  • 532900
  • NSE Symbol:
  • PAISALO
  • P/E(TTM):
  • 16.74
  • ISIN Demat:
  • INE420C01059
  • Div & Yield%:
  • 0.26
  • EPS(TTM):
  • 2.24
  • Book Value(₹):
  • 18.08
  • Market Cap(₹Cr.):
  • 3,409.80
  • Face Value(₹):
  • 1.00
Quarters :  
Particulars September 2025 ( Cr)June 2025 ( Cr)March 2025 ( Cr)
Operating Income 215.83 209.59 189.72
Other Operating Income 0.00 0.00 0.00
Other Income 0.00 0.00 0.59
Total Income 215.83 209.59 190.31
Interest 95.40 90.68 81.68
Employee Expenses 17.81 16.72 17.93
Selling & Administrative Expenses 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00
Other Expenses 24.65 20.48 24.30
TOTAL OPERATING EXPENDITURE 137.86 127.88 123.91
Operating Profit Before Prov. & Cont. 77.97 81.71 66.40
Provisions & Write Offs 7.53 16.58 2.69
Depreciation 2.18 2.20 2.23
TOTAL EXPENDITURE 147.57 146.66 128.83
Tax 16.85 14.93 9.97
Fringe Benefit Tax 0.00 0.00 0.00
Deferred Tax 0.61 1.33 6.50
Reported Profit After Tax 50.81 46.66 45.01
Extra-ordinary Items 0.00 0.00 0.44
Adjusted Profit After Extra-ordinary item 50.81 46.66 44.57
EPS (Unit Curr.) 0.56 0.52 0.50
EPS (Adj) (Unit Curr.) 0.56 0.52 0.50
Calculated EPS (Unit Curr.) 0.56 0.52 0.50
Calculated EPS (Adj) (Unit Curr.) 0.56 0.52 0.50
Calculated EPS (Ann.) (Unit Curr.) 2.23 2.07 2.00
Calculated EPS (Adj) (Ann.) (Unit Curr.) 2.23 2.07 2.00
Book Value (Unit Curr.) 0.00 0.00 13.28
Dividend (%) 0.00 0.00 0.00
Equity 90.96 90.22 90.22
Reserve & Surplus 0.00 0.00 0.00
Face Value 1.00 1.00 1.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00
PBIDTM(%) 76.84 74.35 76.63
PBDTM(%) 32.64 31.07 33.58
PATM(%) 23.54 22.26 23.72
Net Interest Income 126.20 124.40 0.00
Operating Expenses 45.30 43.30 0.00
Loan Losses & Provision 11.90 17.60 0.00
Assets Under Management 5,449.40 5,230.20 5,232.80
Return on Equity(%) 11.74 11.85 12.96
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00
Cost to Income Ratio 0.00 0.00 0.00
Loan Loss Provision Ratio 0.00 0.00 0.00
Loans Spreads(%) 0.00 0.00 0.00
Net Interest Margin(%) 6.50 6.53 6.40
Provision Coverage Ratio(%) 0.00 0.00 0.00
Capital Adequacy Ratio 38.20 39.50 39.16
Tier I Capital 30.30 30.40 29.90
Tier II Capital 7.90 9.10 9.26
Gross Non Performing Assets 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00
(%) Gross Non Performing Assets 0.81 0.85 0.99
(%) Net Non Performing Assets 0.65 0.68 0.76
Return on Assets(Annualised) 0.00 0.00 0.00
Return on Assets 3.56 3.66 3.89
Loans Disbursed(Amt Rs cr) 1,102.50 758.10 1,309.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00