| Operating Income |
4,419.37 |
4,240.80 |
4,143.00 |
| Other Operating Income |
0.00 |
0.00 |
0.00 |
| Other Income |
18.38 |
4.29 |
1.39 |
| Total Income |
4,437.75 |
4,245.09 |
4,144.39 |
| Interest |
2,152.41 |
2,089.59 |
2,045.88 |
| Employee Expenses |
523.17 |
497.58 |
489.17 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
334.27 |
372.49 |
317.35 |
| TOTAL OPERATING EXPENDITURE |
3,009.85 |
2,959.66 |
2,852.40 |
| Operating Profit Before Prov. & Cont. |
1,427.90 |
1,285.43 |
1,291.99 |
| Provisions & Write Offs |
659.67 |
457.10 |
9.14 |
| Depreciation |
74.90 |
72.67 |
70.27 |
| TOTAL EXPENDITURE |
3,744.42 |
3,489.43 |
2,931.81 |
| Tax |
159.70 |
186.47 |
249.55 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
4.13 |
6.05 |
63.56 |
| Reported Profit After Tax |
529.50 |
563.14 |
899.47 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
529.50 |
563.14 |
899.47 |
| EPS (Unit Curr.) |
4.07 |
4.56 |
7.28 |
| EPS (Adj) (Unit Curr.) |
4.07 |
4.44 |
7.08 |
| Calculated EPS (Unit Curr.) |
3.81 |
4.56 |
7.29 |
| Calculated EPS (Adj) (Unit Curr.) |
3.81 |
4.44 |
7.09 |
| Calculated EPS (Ann.) (Unit Curr.) |
15.24 |
18.24 |
29.14 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
15.24 |
17.75 |
28.35 |
| Book Value (Unit Curr.) |
168.00 |
160.40 |
155.60 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
277.87 |
246.98 |
246.93 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
66.09 |
68.81 |
80.35 |
| PBDTM(%) |
17.38 |
19.53 |
30.96 |
| PATM(%) |
11.98 |
13.28 |
21.71 |
| Net Interest Income |
2,267.00 |
2,151.00 |
2,097.00 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
122,008.00 |
119,673.00 |
0.00 |
| Return on Equity(%) |
0.00 |
0.00 |
0.00 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
40.80 |
0.00 |
0.00 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
0.00 |
0.00 |
0.00 |
| Net Interest Margin(%) |
6.70 |
6.50 |
6.60 |
| Provision Coverage Ratio(%) |
51.43 |
51.20 |
50.10 |
| Capital Adequacy Ratio |
20.62 |
18.30 |
17.81 |
| Tier I Capital |
17.90 |
15.20 |
15.10 |
| Tier II Capital |
2.72 |
3.10 |
2.71 |
| Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
| Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
| (%) Gross Non Performing Assets |
3.80 |
3.70 |
3.93 |
| (%) Net Non Performing Assets |
1.90 |
1.80 |
2.00 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
1.60 |
0.00 |
0.00 |
| Loans Disbursed(Amt Rs cr) |
12,808.00 |
15,530.00 |
16,467.00 |
| Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
| Loan Book(Amt Rs cr) |
118,308.00 |
116,214.00 |
111,630.00 |