Operating Income |
4,143.00 |
3,897.48 |
3,722.21 |
Other Operating Income |
0.00 |
0.00 |
0.00 |
Other Income |
1.39 |
27.58 |
37.94 |
Total Income |
4,144.39 |
3,925.06 |
3,760.15 |
Interest |
2,045.88 |
1,934.25 |
1,828.58 |
Employee Expenses |
489.17 |
446.04 |
470.34 |
Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
Impairment of Assets |
0.00 |
0.00 |
0.00 |
Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
Other Expenses |
317.35 |
281.93 |
262.94 |
TOTAL OPERATING EXPENDITURE |
2,852.40 |
2,662.22 |
2,561.86 |
Operating Profit Before Prov. & Cont. |
1,291.99 |
1,262.84 |
1,198.29 |
Provisions & Write Offs |
9.14 |
703.46 |
448.16 |
Depreciation |
70.27 |
66.73 |
63.75 |
TOTAL EXPENDITURE |
2,931.81 |
3,432.41 |
3,073.77 |
Tax |
249.55 |
176.75 |
166.69 |
Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
Deferred Tax |
63.56 |
-53.57 |
6.73 |
Reported Profit After Tax |
899.47 |
369.47 |
512.96 |
Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
Adjusted Profit After Extra-ordinary item |
899.47 |
369.47 |
512.96 |
EPS (Unit Curr.) |
7.28 |
2.99 |
4.16 |
EPS (Adj) (Unit Curr.) |
7.28 |
2.99 |
4.16 |
Calculated EPS (Unit Curr.) |
7.29 |
2.99 |
4.16 |
Calculated EPS (Adj) (Unit Curr.) |
7.29 |
2.99 |
4.16 |
Calculated EPS (Ann.) (Unit Curr.) |
29.14 |
11.97 |
16.62 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) |
29.14 |
11.97 |
16.62 |
Book Value (Unit Curr.) |
155.60 |
148.00 |
151.20 |
Dividend (%) |
0.00 |
0.00 |
0.00 |
Equity |
246.93 |
246.93 |
246.88 |
Reserve & Surplus |
0.00 |
0.00 |
0.00 |
Face Value |
2.00 |
2.00 |
2.00 |
Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
PBIDTM(%) |
80.35 |
63.98 |
69.28 |
PBDTM(%) |
30.96 |
14.35 |
20.15 |
PATM(%) |
21.71 |
9.48 |
13.78 |
Net Interest Income |
2,097.00 |
1,963.00 |
1,894.00 |
Operating Expenses |
0.00 |
0.00 |
0.00 |
Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
Assets Under Management |
0.00 |
0.00 |
0.00 |
Return on Equity(%) |
0.00 |
0.00 |
0.00 |
Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
Cost to Income Ratio |
0.00 |
0.00 |
41.30 |
Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
Loans Spreads(%) |
0.00 |
0.00 |
0.00 |
Net Interest Margin(%) |
6.60 |
6.50 |
0.00 |
Provision Coverage Ratio(%) |
50.10 |
59.48 |
59.80 |
Capital Adequacy Ratio |
17.81 |
16.73 |
18.50 |
Tier I Capital |
15.10 |
14.80 |
16.40 |
Tier II Capital |
2.71 |
1.93 |
2.10 |
Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
(%) Gross Non Performing Assets |
3.93 |
3.83 |
3.56 |
(%) Net Non Performing Assets |
2.00 |
1.59 |
1.46 |
Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
Return on Assets |
0.00 |
0.00 |
1.80 |
Loans Disbursed(Amt Rs cr) |
16,467.00 |
13,162.00 |
12,741.00 |
Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
Loan Book(Amt Rs cr) |
111,630.00 |
108,519.00 |
102,811.00 |