Operating Income |
413.33 |
404.82 |
371.99 |
Other Operating Income |
1.33 |
1.13 |
0.92 |
Other Income |
1.53 |
1.50 |
1.32 |
Total Income |
416.19 |
407.45 |
374.24 |
Interest |
190.31 |
192.63 |
175.56 |
Employee Expenses |
51.79 |
50.79 |
50.26 |
Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
Impairment of Assets |
0.00 |
0.00 |
0.00 |
Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
Other Expenses |
24.17 |
20.31 |
18.71 |
TOTAL OPERATING EXPENDITURE |
266.27 |
263.73 |
244.53 |
Operating Profit Before Prov. & Cont. |
149.92 |
143.72 |
129.71 |
Provisions & Write Offs |
7.70 |
9.79 |
5.73 |
Depreciation |
4.33 |
4.12 |
3.62 |
TOTAL EXPENDITURE |
278.30 |
277.64 |
253.88 |
Tax |
30.27 |
32.03 |
26.18 |
Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
Deferred Tax |
2.94 |
0.40 |
1.95 |
Reported Profit After Tax |
104.69 |
97.38 |
92.23 |
Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
Adjusted Profit After Extra-ordinary item |
104.69 |
97.38 |
92.23 |
EPS (Unit Curr.) |
11.65 |
10.90 |
10.36 |
EPS (Adj) (Unit Curr.) |
11.65 |
10.90 |
10.36 |
Calculated EPS (Unit Curr.) |
11.63 |
10.86 |
10.34 |
Calculated EPS (Adj) (Unit Curr.) |
11.63 |
10.86 |
10.34 |
Calculated EPS (Ann.) (Unit Curr.) |
46.50 |
43.44 |
41.37 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) |
46.50 |
43.44 |
41.37 |
Book Value (Unit Curr.) |
280.00 |
268.50 |
256.80 |
Dividend (%) |
0.00 |
0.00 |
0.00 |
Equity |
18.01 |
17.94 |
17.83 |
Reserve & Surplus |
0.00 |
0.00 |
0.00 |
Face Value |
2.00 |
2.00 |
2.00 |
Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
PBIDTM(%) |
80.45 |
80.67 |
80.52 |
PBDTM(%) |
34.41 |
33.09 |
33.33 |
PATM(%) |
25.33 |
24.06 |
24.79 |
Net Interest Income |
153.96 |
142.40 |
139.45 |
Operating Expenses |
80.89 |
75.81 |
72.96 |
Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
Assets Under Management |
12,712.70 |
11,949.40 |
11,229.40 |
Return on Equity(%) |
17.00 |
16.60 |
16.50 |
Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
Cost to Income Ratio |
0.00 |
35.20 |
36.70 |
Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
Loans Spreads(%) |
5.20 |
5.20 |
5.30 |
Net Interest Margin(%) |
5.10 |
4.90 |
5.20 |
Provision Coverage Ratio(%) |
46.60 |
47.30 |
48.00 |
Capital Adequacy Ratio |
32.80 |
33.10 |
36.40 |
Tier I Capital |
32.40 |
32.70 |
36.00 |
Tier II Capital |
0.40 |
0.40 |
0.40 |
Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
(%) Gross Non Performing Assets |
1.70 |
1.70 |
1.70 |
(%) Net Non Performing Assets |
1.30 |
1.30 |
1.30 |
Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
Return on Assets |
3.50 |
3.40 |
3.40 |
Loans Disbursed(Amt Rs cr) |
1,273.10 |
1,192.80 |
1,176.80 |
Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
Loan Book(Amt Rs cr) |
0.00 |
0.00 |
0.00 |