| Operating Income |
475.86 |
452.22 |
413.33 |
| Other Operating Income |
1.46 |
1.39 |
1.33 |
| Other Income |
1.73 |
1.65 |
1.53 |
| Total Income |
479.05 |
455.27 |
416.19 |
| Interest |
202.62 |
200.28 |
190.31 |
| Employee Expenses |
59.85 |
60.37 |
51.79 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
23.56 |
22.06 |
24.17 |
| TOTAL OPERATING EXPENDITURE |
286.03 |
282.71 |
266.27 |
| Operating Profit Before Prov. & Cont. |
193.02 |
172.56 |
149.92 |
| Provisions & Write Offs |
15.24 |
11.68 |
7.70 |
| Depreciation |
4.54 |
4.39 |
4.33 |
| TOTAL EXPENDITURE |
305.81 |
298.78 |
278.30 |
| Tax |
40.69 |
38.10 |
30.27 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.70 |
-0.50 |
2.94 |
| Reported Profit After Tax |
131.85 |
118.89 |
104.69 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
131.85 |
118.89 |
104.69 |
| EPS (Unit Curr.) |
12.76 |
11.69 |
11.65 |
| EPS (Adj) (Unit Curr.) |
12.76 |
11.69 |
11.65 |
| Calculated EPS (Unit Curr.) |
12.73 |
11.52 |
11.63 |
| Calculated EPS (Adj) (Unit Curr.) |
12.73 |
11.52 |
11.63 |
| Calculated EPS (Ann.) (Unit Curr.) |
50.93 |
46.06 |
46.50 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
50.93 |
46.06 |
46.50 |
| Book Value (Unit Curr.) |
387.60 |
373.40 |
280.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
20.71 |
20.65 |
18.01 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
79.94 |
79.86 |
80.45 |
| PBDTM(%) |
37.36 |
35.58 |
34.41 |
| PATM(%) |
27.71 |
26.29 |
25.33 |
| Net Interest Income |
186.57 |
167.55 |
153.96 |
| Operating Expenses |
88.58 |
87.42 |
80.89 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
14,178.10 |
13,478.70 |
12,712.70 |
| Return on Equity(%) |
13.40 |
14.90 |
17.00 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
32.00 |
34.20 |
35.70 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
5.30 |
5.10 |
5.20 |
| Net Interest Margin(%) |
5.40 |
5.20 |
5.10 |
| Provision Coverage Ratio(%) |
40.80 |
43.10 |
46.60 |
| Capital Adequacy Ratio |
48.40 |
49.60 |
32.80 |
| Tier I Capital |
48.00 |
49.20 |
32.40 |
| Tier II Capital |
0.40 |
0.40 |
0.40 |
| Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
| Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
| (%) Gross Non Performing Assets |
1.90 |
1.80 |
1.70 |
| (%) Net Non Performing Assets |
1.50 |
1.40 |
1.30 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
3.80 |
3.70 |
3.50 |
| Loans Disbursed(Amt Rs cr) |
1,289.40 |
1,243.50 |
1,273.10 |
| Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
| Loan Book(Amt Rs cr) |
0.00 |
0.00 |
0.00 |