| Interest Earned |
1,682.31 |
1,618.84 |
1,573.36 |
| Other Income |
256.35 |
248.99 |
269.69 |
| Total Income |
1,938.66 |
1,867.83 |
1,843.05 |
| Operating Expenses |
1,543.42 |
1,507.35 |
1,483.29 |
| Operating Profit Before Prov. & Cont. |
395.24 |
360.48 |
359.76 |
| Provisions & Contingencies |
234.96 |
224.94 |
264.50 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
38.56 |
32.32 |
11.87 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
121.72 |
103.22 |
83.39 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
121.72 |
103.22 |
83.39 |
| EPS (Unit Curr.) |
0.63 |
0.53 |
0.43 |
| EPS (Adj) (Unit Curr.) |
0.63 |
0.53 |
0.43 |
| Calculated EPS (Unit Curr.) |
0.63 |
0.53 |
0.43 |
| Calculated EPS (Adj) (Unit Curr.) |
0.63 |
0.53 |
0.43 |
| Calculated EPS (Ann.) (Unit Curr.) |
2.51 |
2.13 |
1.72 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
2.51 |
2.13 |
1.72 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
1,937.15 |
1,935.35 |
1,935.00 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
54.74 |
55.50 |
51.12 |
| PBDTM(%) |
9.53 |
8.37 |
6.05 |
| PATM(%) |
7.24 |
6.38 |
5.30 |
| Net Interest Income |
922.00 |
856.00 |
864.00 |
| Net Interest Margin(%) |
7.90 |
7.70 |
8.30 |
| Provision Coverage Ratio(%) |
73.00 |
73.00 |
78.00 |
| CASA Ratio(%) |
27.00 |
27.00 |
25.50 |
| Capital Adequacy Ratio |
0.00 |
0.00 |
0.00 |
| Tier I Capital |
0.00 |
0.00 |
0.00 |
| Tier II Capital |
0.00 |
0.00 |
0.00 |
| Gross Non Performing Assets |
843.11 |
834.35 |
695.89 |
| Net Non Performing Assets |
225.00 |
226.12 |
152.43 |
| (%) Gross Non Performing Assets |
2.45 |
2.52 |
2.18 |
| (%) Net Non Performing Assets |
0.67 |
0.70 |
0.49 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
0.25 |
0.21 |
0.18 |
| Current Deposits |
1,005.00 |
934.00 |
1,118.00 |
| Saving Deposits |
9,778.00 |
8,447.00 |
8,494.00 |
| Term Deposits |
28,428.00 |
29,238.00 |
28,018.00 |
| Total Deposits |
39,211.00 |
38,619.00 |
37,630.00 |
| Total Advances |
33,808.00 |
32,501.00 |
31,390.00 |