| Interest Earned |
17,480.39 |
17,097.67 |
16,589.94 |
| Other Income |
2,499.68 |
2,565.67 |
2,486.63 |
| Total Income |
19,980.07 |
19,663.34 |
19,076.57 |
| Operating Expenses |
14,694.34 |
14,639.76 |
14,240.06 |
| Operating Profit Before Prov. & Cont. |
5,285.73 |
5,023.58 |
4,836.51 |
| Provisions & Contingencies |
1,225.76 |
857.02 |
738.60 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
956.84 |
1,105.08 |
1,079.69 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
3,103.13 |
3,061.48 |
3,018.22 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
3,103.13 |
3,061.48 |
3,018.22 |
| EPS (Unit Curr.) |
23.04 |
22.73 |
22.41 |
| EPS (Adj) (Unit Curr.) |
23.04 |
22.73 |
22.41 |
| Calculated EPS (Unit Curr.) |
23.04 |
22.73 |
22.41 |
| Calculated EPS (Adj) (Unit Curr.) |
23.04 |
22.73 |
22.41 |
| Calculated EPS (Ann.) (Unit Curr.) |
92.15 |
90.92 |
89.63 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
92.15 |
90.92 |
89.63 |
| Book Value (Unit Curr.) |
487.23 |
484.00 |
467.35 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
1,346.96 |
1,346.96 |
1,346.96 |
| Reserve & Surplus |
69,876.76 |
60,762.20 |
60,762.20 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
73.84 |
73.84 |
73.84 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
82.55 |
84.04 |
85.21 |
| PBDTM(%) |
23.23 |
24.37 |
24.70 |
| PATM(%) |
17.75 |
17.91 |
18.19 |
| Net Interest Income |
7,109.00 |
6,896.00 |
6,551.00 |
| Net Interest Margin(%) |
3.35 |
3.40 |
3.34 |
| Provision Coverage Ratio(%) |
98.28 |
98.28 |
98.28 |
| CASA Ratio(%) |
39.67 |
39.08 |
38.87 |
| Capital Adequacy Ratio |
17.93 |
16.58 |
17.31 |
| Tier I Capital |
16.40 |
14.54 |
15.27 |
| Tier II Capital |
1.53 |
2.04 |
2.04 |
| Gross Non Performing Assets |
13,190.02 |
14,268.38 |
16,134.66 |
| Net Non Performing Assets |
964.88 |
967.55 |
982.98 |
| (%) Gross Non Performing Assets |
1.98 |
2.23 |
2.60 |
| (%) Net Non Performing Assets |
0.15 |
0.15 |
0.16 |
| Return on Assets(Annualised) |
1.28 |
1.30 |
1.32 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
44,450.00 |
42,407.00 |
40,281.00 |
| Saving Deposits |
269,098.00 |
253,274.00 |
248,561.00 |
| Term Deposits |
514,178.00 |
495,242.00 |
488,104.00 |
| Total Deposits |
827,726.00 |
790,923.00 |
776,946.00 |
| Total Advances |
667,113.00 |
638,848.00 |
620,324.00 |