| Interest Earned |
3,720.25 |
3,666.74 |
3,507.47 |
| Other Income |
1,068.96 |
1,050.26 |
932.70 |
| Total Income |
4,789.21 |
4,717.00 |
4,440.17 |
| Operating Expenses |
3,833.83 |
3,804.57 |
3,711.78 |
| Operating Profit Before Prov. & Cont. |
955.38 |
912.43 |
728.39 |
| Provisions & Contingencies |
678.32 |
639.27 |
499.70 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
47.35 |
59.28 |
50.17 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
229.71 |
213.88 |
178.52 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
229.71 |
213.88 |
178.52 |
| EPS (Unit Curr.) |
3.72 |
3.48 |
2.92 |
| EPS (Adj) (Unit Curr.) |
3.72 |
3.48 |
2.92 |
| Calculated EPS (Unit Curr.) |
3.72 |
3.47 |
2.91 |
| Calculated EPS (Adj) (Unit Curr.) |
3.72 |
3.47 |
2.91 |
| Calculated EPS (Ann.) (Unit Curr.) |
14.87 |
13.86 |
11.65 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
14.87 |
13.86 |
11.65 |
| Book Value (Unit Curr.) |
259.08 |
254.91 |
247.94 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
618.11 |
617.16 |
613.02 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
62.53 |
62.25 |
62.31 |
| PBDTM(%) |
7.45 |
7.45 |
6.52 |
| PATM(%) |
6.17 |
5.83 |
5.09 |
| Net Interest Income |
1,671.00 |
1,657.00 |
1,551.00 |
| Net Interest Margin(%) |
4.41 |
4.63 |
4.51 |
| Provision Coverage Ratio(%) |
73.57 |
71.09 |
75.92 |
| CASA Ratio(%) |
33.60 |
30.90 |
31.90 |
| Capital Adequacy Ratio |
14.25 |
14.47 |
14.71 |
| Tier I Capital |
12.77 |
13.45 |
13.51 |
| Tier II Capital |
1.48 |
1.02 |
1.20 |
| Gross Non Performing Assets |
1,674.95 |
1,961.46 |
2,377.56 |
| Net Non Performing Assets |
442.73 |
566.99 |
572.41 |
| (%) Gross Non Performing Assets |
1.45 |
1.88 |
2.32 |
| (%) Net Non Performing Assets |
0.39 |
0.55 |
0.57 |
| Return on Assets(Annualised) |
0.55 |
0.55 |
0.48 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
25,922.00 |
16,471.00 |
17,364.00 |
| Saving Deposits |
20,801.00 |
20,501.00 |
19,805.00 |
| Term Deposits |
92,295.00 |
82,749.00 |
79,498.00 |
| Total Deposits |
139,018.00 |
119,721.00 |
116,667.00 |
| Total Advances |
114,232.00 |
103,086.00 |
100,529.00 |