| Interest Earned |
3,666.74 |
3,507.47 |
3,441.09 |
| Other Income |
1,050.26 |
932.70 |
1,069.48 |
| Total Income |
4,717.00 |
4,440.17 |
4,510.57 |
| Operating Expenses |
3,804.57 |
3,711.78 |
3,807.62 |
| Operating Profit Before Prov. & Cont. |
912.43 |
728.39 |
702.95 |
| Provisions & Contingencies |
639.27 |
499.70 |
442.32 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
59.28 |
50.17 |
60.30 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
213.88 |
178.52 |
200.33 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
213.88 |
178.52 |
200.33 |
| EPS (Unit Curr.) |
3.48 |
2.92 |
3.29 |
| EPS (Adj) (Unit Curr.) |
3.48 |
2.92 |
3.29 |
| Calculated EPS (Unit Curr.) |
3.47 |
2.91 |
3.29 |
| Calculated EPS (Adj) (Unit Curr.) |
3.47 |
2.91 |
3.29 |
| Calculated EPS (Ann.) (Unit Curr.) |
13.86 |
11.65 |
13.16 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
13.86 |
11.65 |
13.16 |
| Book Value (Unit Curr.) |
254.91 |
247.94 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
617.16 |
613.02 |
609.01 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
62.25 |
62.31 |
64.55 |
| PBDTM(%) |
7.45 |
6.52 |
7.57 |
| PATM(%) |
5.83 |
5.09 |
5.82 |
| Net Interest Income |
1,657.00 |
1,551.00 |
1,481.00 |
| Net Interest Margin(%) |
4.63 |
4.51 |
4.50 |
| Provision Coverage Ratio(%) |
71.09 |
75.92 |
84.03 |
| CASA Ratio(%) |
30.90 |
31.90 |
32.50 |
| Capital Adequacy Ratio |
14.47 |
14.71 |
15.42 |
| Tier I Capital |
13.45 |
13.51 |
14.05 |
| Tier II Capital |
1.02 |
1.20 |
1.37 |
| Gross Non Performing Assets |
1,961.46 |
2,377.56 |
2,685.86 |
| Net Non Performing Assets |
566.99 |
572.41 |
428.82 |
| (%) Gross Non Performing Assets |
1.88 |
2.32 |
2.78 |
| (%) Net Non Performing Assets |
0.55 |
0.57 |
0.45 |
| Return on Assets(Annualised) |
0.55 |
0.48 |
0.56 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
16,471.00 |
17,364.00 |
17,707.00 |
| Saving Deposits |
20,501.00 |
19,805.00 |
18,907.00 |
| Term Deposits |
82,749.00 |
79,498.00 |
76,120.00 |
| Total Deposits |
119,721.00 |
116,667.00 |
112,734.00 |
| Total Advances |
103,086.00 |
100,529.00 |
94,431.00 |