| Interest Earned |
7,344.20 |
7,128.38 |
7,053.91 |
| Other Income |
932.86 |
845.23 |
824.91 |
| Total Income |
8,277.06 |
7,973.61 |
7,878.82 |
| Operating Expenses |
5,541.49 |
5,399.36 |
5,308.88 |
| Operating Profit Before Prov. & Cont. |
2,735.57 |
2,574.25 |
2,569.94 |
| Provisions & Contingencies |
728.19 |
755.87 |
867.42 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
228.05 |
185.24 |
109.76 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
1,779.33 |
1,633.14 |
1,592.76 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
1,779.33 |
1,633.14 |
1,592.76 |
| EPS (Unit Curr.) |
2.31 |
2.12 |
2.07 |
| EPS (Adj) (Unit Curr.) |
2.31 |
2.12 |
2.07 |
| Calculated EPS (Unit Curr.) |
2.31 |
2.12 |
2.07 |
| Calculated EPS (Adj) (Unit Curr.) |
2.31 |
2.12 |
2.07 |
| Calculated EPS (Ann.) (Unit Curr.) |
9.25 |
8.49 |
8.28 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
9.25 |
8.49 |
8.28 |
| Book Value (Unit Curr.) |
38.90 |
37.62 |
36.01 |
| Dividend (%) |
10.00 |
0.00 |
0.00 |
| Equity |
7,691.55 |
7,691.55 |
7,691.55 |
| Reserve & Surplus |
18,903.46 |
18,903.46 |
18,903.46 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
73.60 |
79.60 |
79.60 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
80.73 |
79.95 |
77.47 |
| PBDTM(%) |
27.33 |
25.51 |
24.14 |
| PATM(%) |
24.23 |
22.91 |
22.58 |
| Net Interest Income |
3,422.00 |
3,248.00 |
3,292.00 |
| Net Interest Margin(%) |
3.86 |
3.85 |
3.95 |
| Provision Coverage Ratio(%) |
98.41 |
98.34 |
98.36 |
| CASA Ratio(%) |
49.54 |
50.35 |
50.07 |
| Capital Adequacy Ratio |
17.06 |
18.13 |
20.06 |
| Tier I Capital |
13.95 |
14.96 |
16.63 |
| Tier II Capital |
3.11 |
3.17 |
3.43 |
| Gross Non Performing Assets |
4,387.79 |
4,372.06 |
4,205.83 |
| Net Non Performing Assets |
412.29 |
442.08 |
434.42 |
| (%) Gross Non Performing Assets |
1.60 |
1.72 |
1.74 |
| (%) Net Non Performing Assets |
0.15 |
0.18 |
0.18 |
| Return on Assets(Annualised) |
1.86 |
1.82 |
1.80 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
42,313.00 |
39,612.00 |
41,611.00 |
| Saving Deposits |
117,050.00 |
116,367.00 |
111,127.00 |
| Term Deposits |
162,298.00 |
153,812.00 |
152,308.00 |
| Total Deposits |
321,661.00 |
309,791.00 |
305,046.00 |
| Total Advances |
273,502.00 |
254,118.00 |
241,097.00 |