| Interest Earned |
26,439.01 |
26,443.41 |
26,190.57 |
| Other Income |
5,412.14 |
4,541.05 |
4,995.82 |
| Total Income |
31,851.15 |
30,984.46 |
31,186.39 |
| Operating Expenses |
23,895.86 |
24,042.86 |
24,372.44 |
| Operating Profit Before Prov. & Cont. |
7,955.29 |
6,941.60 |
6,813.95 |
| Provisions & Contingencies |
1,054.98 |
322.23 |
1,396.73 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
1,584.55 |
1,602.60 |
1,168.14 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
5,315.76 |
5,016.77 |
4,249.08 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
5,315.76 |
5,016.77 |
4,249.08 |
| EPS (Unit Curr.) |
6.96 |
6.57 |
5.57 |
| EPS (Adj) (Unit Curr.) |
6.96 |
6.57 |
5.57 |
| Calculated EPS (Unit Curr.) |
6.96 |
6.57 |
5.57 |
| Calculated EPS (Adj) (Unit Curr.) |
6.96 |
6.57 |
5.57 |
| Calculated EPS (Ann.) (Unit Curr.) |
27.85 |
26.29 |
22.27 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
27.85 |
26.29 |
22.27 |
| Book Value (Unit Curr.) |
154.41 |
153.78 |
147.69 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
7,633.61 |
7,633.61 |
7,633.61 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
74.76 |
74.76 |
74.76 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
90.52 |
89.76 |
87.04 |
| PBDTM(%) |
26.10 |
25.03 |
20.68 |
| PATM(%) |
20.11 |
18.97 |
16.22 |
| Net Interest Income |
9,406.00 |
9,328.00 |
8,812.00 |
| Net Interest Margin(%) |
2.64 |
2.76 |
2.67 |
| Provision Coverage Ratio(%) |
95.03 |
95.13 |
95.13 |
| CASA Ratio(%) |
35.21 |
33.96 |
32.56 |
| Capital Adequacy Ratio |
18.10 |
16.49 |
17.07 |
| Tier I Capital |
16.63 |
15.06 |
15.58 |
| Tier II Capital |
1.47 |
1.43 |
1.49 |
| Gross Non Performing Assets |
30,400.77 |
31,120.88 |
32,085.13 |
| Net Non Performing Assets |
5,067.28 |
5,102.15 |
5,209.42 |
| (%) Gross Non Performing Assets |
2.82 |
3.06 |
3.29 |
| (%) Net Non Performing Assets |
0.48 |
0.51 |
0.55 |
| Return on Assets(Annualised) |
1.36 |
1.35 |
1.16 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
84,087.00 |
67,752.00 |
63,010.00 |
| Saving Deposits |
375,990.00 |
347,342.00 |
338,844.00 |
| Term Deposits |
812,170.00 |
807,762.00 |
832,767.00 |
| Total Deposits |
1,272,247.00 |
1,222,856.00 |
1,234,621.00 |
| Total Advances |
1,078,611.00 |
1,016,884.00 |
975,207.00 |