| Interest Earned |
27,295.56 |
27,695.22 |
26,957.93 |
| Other Income |
4,485.78 |
5,559.09 |
4,416.57 |
| Total Income |
31,781.34 |
33,254.31 |
31,374.50 |
| Operating Expenses |
24,872.68 |
25,554.16 |
23,882.68 |
| Operating Profit Before Prov. & Cont. |
6,908.66 |
7,700.15 |
7,491.82 |
| Provisions & Contingencies |
1,664.51 |
1,543.92 |
1,599.05 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
1,128.62 |
1,171.31 |
1,289.14 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
4,115.53 |
4,984.92 |
4,603.63 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
4,115.53 |
4,984.92 |
4,603.63 |
| EPS (Unit Curr.) |
5.39 |
6.53 |
6.03 |
| EPS (Adj) (Unit Curr.) |
5.39 |
6.53 |
6.03 |
| Calculated EPS (Unit Curr.) |
5.39 |
6.53 |
6.03 |
| Calculated EPS (Adj) (Unit Curr.) |
5.39 |
6.53 |
6.03 |
| Calculated EPS (Ann.) (Unit Curr.) |
21.57 |
26.12 |
24.12 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
21.57 |
26.12 |
24.12 |
| Book Value (Unit Curr.) |
142.37 |
136.98 |
135.90 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
7,633.61 |
7,633.61 |
7,633.61 |
| Reserve & Surplus |
104,030.13 |
99,876.34 |
98,397.18 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
74.76 |
74.76 |
74.76 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
85.83 |
87.88 |
87.58 |
| PBDTM(%) |
19.21 |
22.23 |
21.86 |
| PATM(%) |
15.08 |
18.00 |
17.08 |
| Net Interest Income |
9,113.00 |
9,514.00 |
9,240.00 |
| Net Interest Margin(%) |
2.76 |
2.87 |
2.91 |
| Provision Coverage Ratio(%) |
94.65 |
94.61 |
93.42 |
| CASA Ratio(%) |
32.52 |
33.52 |
33.43 |
| Capital Adequacy Ratio |
18.03 |
18.02 |
16.72 |
| Tier I Capital |
16.58 |
16.24 |
14.89 |
| Tier II Capital |
1.45 |
1.78 |
1.83 |
| Gross Non Performing Assets |
34,311.31 |
35,350.38 |
36,554.25 |
| Net Non Performing Assets |
5,873.90 |
5,969.29 |
7,568.36 |
| (%) Gross Non Performing Assets |
3.52 |
3.60 |
3.85 |
| (%) Net Non Performing Assets |
0.62 |
0.63 |
0.82 |
| Return on Assets(Annualised) |
1.11 |
1.35 |
1.30 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
68,570.00 |
86,409.00 |
66,912.00 |
| Saving Deposits |
334,475.00 |
339,916.00 |
328,416.00 |
| Term Deposits |
836,888.00 |
883,425.00 |
821,234.00 |
| Total Deposits |
1,239,933.00 |
1,309,750.00 |
1,216,562.00 |
| Total Advances |
974,489.00 |
982,894.00 |
949,164.00 |