| Interest Earned |
6,656.33 |
6,651.84 |
6,537.17 |
| Other Income |
708.89 |
869.32 |
884.22 |
| Total Income |
7,365.22 |
7,521.16 |
7,421.39 |
| Operating Expenses |
5,791.98 |
5,840.92 |
5,808.19 |
| Operating Profit Before Prov. & Cont. |
1,573.24 |
1,680.24 |
1,613.20 |
| Provisions & Contingencies |
326.13 |
525.12 |
588.14 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
445.96 |
415.61 |
405.30 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
801.15 |
739.51 |
619.76 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
801.15 |
739.51 |
619.76 |
| EPS (Unit Curr.) |
0.64 |
0.59 |
0.49 |
| EPS (Adj) (Unit Curr.) |
0.64 |
0.59 |
0.49 |
| Calculated EPS (Unit Curr.) |
0.64 |
0.59 |
0.49 |
| Calculated EPS (Adj) (Unit Curr.) |
0.64 |
0.59 |
0.49 |
| Calculated EPS (Ann.) (Unit Curr.) |
2.56 |
2.36 |
1.98 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
2.56 |
2.36 |
1.98 |
| Book Value (Unit Curr.) |
20.48 |
20.12 |
19.23 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
12,539.56 |
12,539.56 |
12,539.56 |
| Reserve & Surplus |
17,560.07 |
15,418.44 |
15,418.44 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
90.95 |
90.95 |
90.95 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
79.46 |
77.59 |
76.94 |
| PBDTM(%) |
18.74 |
17.37 |
15.68 |
| PATM(%) |
12.04 |
11.12 |
9.48 |
| Net Interest Income |
2,614.00 |
2,646.00 |
2,533.00 |
| Net Interest Margin(%) |
3.00 |
3.08 |
2.90 |
| Provision Coverage Ratio(%) |
97.79 |
97.32 |
96.99 |
| CASA Ratio(%) |
38.65 |
38.41 |
38.11 |
| Capital Adequacy Ratio |
18.61 |
17.43 |
17.89 |
| Tier I Capital |
16.59 |
15.41 |
15.90 |
| Tier II Capital |
2.02 |
2.02 |
1.99 |
| Gross Non Performing Assets |
5,690.20 |
5,867.25 |
5,894.72 |
| Net Non Performing Assets |
701.91 |
852.55 |
961.94 |
| (%) Gross Non Performing Assets |
2.17 |
2.41 |
2.56 |
| (%) Net Non Performing Assets |
0.27 |
0.36 |
0.43 |
| Return on Assets(Annualised) |
0.87 |
0.83 |
0.71 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
16,727.00 |
14,775.00 |
15,475.00 |
| Saving Deposits |
101,025.00 |
97,308.00 |
95,080.00 |
| Term Deposits |
186,916.00 |
179,690.00 |
195,142.00 |
| Total Deposits |
327,563.00 |
310,086.00 |
305,697.00 |
| Total Advances |
262,751.00 |
243,594.00 |
230,702.00 |