Operating Income |
137.16 |
125.51 |
108.36 |
Other Operating Income |
0.15 |
0.17 |
0.29 |
Other Income |
3.06 |
0.46 |
1.14 |
Total Income |
140.38 |
126.14 |
109.79 |
Interest |
67.63 |
61.51 |
50.72 |
Employee Expenses |
25.45 |
24.19 |
23.67 |
Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
Impairment of Assets |
0.00 |
0.00 |
0.00 |
Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
Other Expenses |
21.83 |
20.47 |
16.49 |
TOTAL OPERATING EXPENDITURE |
114.91 |
106.17 |
90.88 |
Operating Profit Before Prov. & Cont. |
25.47 |
19.97 |
18.91 |
Provisions & Write Offs |
16.56 |
1.60 |
-3.64 |
Depreciation |
1.93 |
1.08 |
0.94 |
TOTAL EXPENDITURE |
133.40 |
108.85 |
88.18 |
Tax |
10.27 |
-1.13 |
-13.03 |
Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
Deferred Tax |
-9.72 |
5.87 |
18.67 |
Reported Profit After Tax |
6.42 |
12.56 |
15.97 |
Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
Adjusted Profit After Extra-ordinary item |
6.42 |
12.56 |
15.97 |
EPS (Unit Curr.) |
3.90 |
7.63 |
9.71 |
EPS (Adj) (Unit Curr.) |
3.90 |
7.63 |
9.71 |
Calculated EPS (Unit Curr.) |
3.90 |
7.63 |
9.71 |
Calculated EPS (Adj) (Unit Curr.) |
3.90 |
7.63 |
9.71 |
Calculated EPS (Ann.) (Unit Curr.) |
15.62 |
30.53 |
38.84 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) |
15.62 |
30.53 |
38.84 |
Book Value (Unit Curr.) |
0.00 |
396.50 |
388.88 |
Dividend (%) |
0.00 |
0.00 |
0.00 |
Equity |
16.45 |
16.45 |
16.45 |
Reserve & Surplus |
0.00 |
0.00 |
0.00 |
Face Value |
10.00 |
10.00 |
10.00 |
Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
PBIDTM(%) |
55.80 |
63.64 |
67.63 |
PBDTM(%) |
6.50 |
14.64 |
20.82 |
PATM(%) |
4.68 |
10.01 |
14.74 |
Net Interest Income |
69.69 |
64.17 |
57.93 |
Operating Expenses |
49.21 |
45.74 |
41.09 |
Loan Losses & Provision |
16.55 |
1.60 |
-3.64 |
Assets Under Management |
3,058.00 |
2,833.00 |
2,381.10 |
Return on Equity(%) |
3.63 |
7.90 |
10.31 |
Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
Cost to Income Ratio |
0.00 |
0.00 |
0.00 |
Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
Loans Spreads(%) |
0.00 |
0.00 |
0.00 |
Net Interest Margin(%) |
0.00 |
0.00 |
0.00 |
Provision Coverage Ratio(%) |
60.00 |
60.00 |
75.00 |
Capital Adequacy Ratio |
22.36 |
23.17 |
26.93 |
Tier I Capital |
0.00 |
0.00 |
0.00 |
Tier II Capital |
0.00 |
0.00 |
0.00 |
Gross Non Performing Assets |
149.20 |
134.00 |
114.48 |
Net Non Performing Assets |
68.35 |
61.34 |
37.39 |
(%) Gross Non Performing Assets |
4.88 |
4.73 |
4.80 |
(%) Net Non Performing Assets |
2.30 |
2.22 |
1.62 |
Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
Return on Assets |
0.81 |
2.00 |
2.91 |
Loans Disbursed(Amt Rs cr) |
655.00 |
846.00 |
643.00 |
Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
Loan Book(Amt Rs cr) |
0.00 |
0.00 |
0.00 |