Operating Income |
415.25 |
407.83 |
392.58 |
Other Operating Income |
0.00 |
0.00 |
0.00 |
Other Income |
12.73 |
8.42 |
4.61 |
Total Income |
427.98 |
416.25 |
397.19 |
Interest |
239.56 |
232.98 |
220.26 |
Employee Expenses |
28.35 |
29.05 |
28.81 |
Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
Impairment of Assets |
0.00 |
0.00 |
0.00 |
Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
Other Expenses |
14.06 |
12.44 |
13.87 |
TOTAL OPERATING EXPENDITURE |
281.97 |
274.47 |
262.94 |
Operating Profit Before Prov. & Cont. |
146.01 |
141.78 |
134.25 |
Provisions & Write Offs |
-16.02 |
1.44 |
-9.99 |
Depreciation |
9.27 |
3.74 |
5.57 |
TOTAL EXPENDITURE |
275.22 |
279.65 |
258.52 |
Tax |
28.21 |
26.77 |
26.66 |
Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
Deferred Tax |
12.04 |
4.39 |
3.94 |
Reported Profit After Tax |
112.51 |
105.44 |
108.07 |
Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
Adjusted Profit After Extra-ordinary item |
112.51 |
105.44 |
108.07 |
EPS (Unit Curr.) |
17.98 |
16.85 |
17.27 |
EPS (Adj) (Unit Curr.) |
17.98 |
16.85 |
17.27 |
Calculated EPS (Unit Curr.) |
17.98 |
16.85 |
17.27 |
Calculated EPS (Adj) (Unit Curr.) |
17.98 |
16.85 |
17.27 |
Calculated EPS (Ann.) (Unit Curr.) |
71.94 |
67.42 |
69.10 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) |
71.94 |
67.42 |
69.10 |
Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
Dividend (%) |
0.00 |
0.00 |
0.00 |
Equity |
62.56 |
62.56 |
62.56 |
Reserve & Surplus |
0.00 |
0.00 |
0.00 |
Face Value |
10.00 |
10.00 |
10.00 |
Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
PBIDTM(%) |
96.71 |
91.54 |
92.85 |
PBDTM(%) |
39.02 |
34.41 |
36.74 |
PATM(%) |
27.09 |
25.85 |
27.53 |
Net Interest Income |
175.70 |
174.90 |
172.30 |
Operating Expenses |
0.00 |
0.00 |
0.00 |
Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
Assets Under Management |
0.00 |
0.00 |
0.00 |
Return on Equity(%) |
16.00 |
16.30 |
16.50 |
Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
Cost to Income Ratio |
26.40 |
23.60 |
26.30 |
Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
Loans Spreads(%) |
3.40 |
3.40 |
3.30 |
Net Interest Margin(%) |
5.10 |
5.10 |
5.10 |
Provision Coverage Ratio(%) |
0.00 |
0.00 |
0.00 |
Capital Adequacy Ratio |
33.98 |
34.00 |
32.00 |
Tier I Capital |
0.00 |
0.00 |
0.00 |
Tier II Capital |
0.00 |
0.00 |
0.00 |
Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
(%) Gross Non Performing Assets |
4.00 |
4.30 |
4.10 |
(%) Net Non Performing Assets |
1.60 |
1.70 |
1.50 |
Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
Return on Assets |
3.30 |
3.10 |
3.20 |
Loans Disbursed(Amt Rs cr) |
867.20 |
680.40 |
894.60 |
Loans Sanctioned/Approved(Amt Rs cr) |
926.40 |
727.20 |
977.70 |
Loan Book(Amt Rs cr) |
13,964.40 |
13,701.10 |
13,513.40 |