| Operating Income |
431.31 |
423.06 |
435.93 |
| Other Operating Income |
4.20 |
3.09 |
0.00 |
| Other Income |
5.19 |
8.85 |
9.39 |
| Total Income |
440.70 |
435.00 |
445.32 |
| Interest |
244.07 |
245.80 |
247.52 |
| Employee Expenses |
27.83 |
33.67 |
28.85 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
17.46 |
17.60 |
16.11 |
| TOTAL OPERATING EXPENDITURE |
289.36 |
297.07 |
292.48 |
| Operating Profit Before Prov. & Cont. |
151.34 |
137.93 |
152.84 |
| Provisions & Write Offs |
-2.69 |
-23.32 |
0.33 |
| Depreciation |
7.70 |
7.13 |
8.50 |
| TOTAL EXPENDITURE |
294.37 |
280.88 |
301.31 |
| Tax |
25.18 |
30.91 |
32.39 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
13.20 |
8.27 |
5.07 |
| Reported Profit After Tax |
107.95 |
114.94 |
106.55 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
107.95 |
114.94 |
106.55 |
| EPS (Unit Curr.) |
17.26 |
18.37 |
17.03 |
| EPS (Adj) (Unit Curr.) |
17.26 |
18.37 |
17.03 |
| Calculated EPS (Unit Curr.) |
17.26 |
18.37 |
17.03 |
| Calculated EPS (Adj) (Unit Curr.) |
17.26 |
18.37 |
17.03 |
| Calculated EPS (Ann.) (Unit Curr.) |
69.02 |
73.49 |
68.13 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
69.02 |
73.49 |
68.13 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
62.56 |
62.56 |
62.56 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
92.30 |
96.22 |
91.76 |
| PBDTM(%) |
35.71 |
38.12 |
34.98 |
| PATM(%) |
25.03 |
27.17 |
24.44 |
| Net Interest Income |
191.40 |
180.40 |
188.40 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
0.00 |
0.00 |
0.00 |
| Return on Equity(%) |
14.00 |
15.10 |
14.60 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
24.30 |
29.90 |
26.00 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
3.30 |
3.30 |
3.70 |
| Net Interest Margin(%) |
5.20 |
5.20 |
5.50 |
| Provision Coverage Ratio(%) |
0.00 |
0.00 |
0.00 |
| Capital Adequacy Ratio |
38.69 |
34.70 |
32.52 |
| Tier I Capital |
0.00 |
0.00 |
0.00 |
| Tier II Capital |
0.00 |
0.00 |
0.00 |
| Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
| Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
| (%) Gross Non Performing Assets |
3.30 |
3.26 |
3.86 |
| (%) Net Non Performing Assets |
1.20 |
1.30 |
1.50 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
2.90 |
3.30 |
3.10 |
| Loans Disbursed(Amt Rs cr) |
828.90 |
975.40 |
761.30 |
| Loans Sanctioned/Approved(Amt Rs cr) |
906.60 |
1,058.90 |
806.40 |
| Loan Book(Amt Rs cr) |
14,689.90 |
14,491.80 |
14,155.10 |