| Operating Income |
443.90 |
436.06 |
423.06 |
| Other Operating Income |
1.18 |
4.20 |
3.09 |
| Other Income |
0.61 |
0.44 |
8.85 |
| Total Income |
445.69 |
440.70 |
435.00 |
| Interest |
244.40 |
244.07 |
245.80 |
| Employee Expenses |
34.31 |
27.83 |
33.67 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
18.10 |
17.46 |
17.60 |
| TOTAL OPERATING EXPENDITURE |
296.81 |
289.36 |
297.07 |
| Operating Profit Before Prov. & Cont. |
148.88 |
151.34 |
137.93 |
| Provisions & Write Offs |
-1.46 |
-2.69 |
-23.32 |
| Depreciation |
7.90 |
7.70 |
7.13 |
| TOTAL EXPENDITURE |
303.25 |
294.37 |
280.88 |
| Tax |
20.12 |
25.18 |
30.91 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
15.38 |
13.20 |
8.27 |
| Reported Profit After Tax |
106.94 |
107.95 |
114.94 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
106.94 |
107.95 |
114.94 |
| EPS (Unit Curr.) |
17.09 |
17.26 |
18.37 |
| EPS (Adj) (Unit Curr.) |
17.09 |
17.26 |
18.37 |
| Calculated EPS (Unit Curr.) |
17.09 |
17.26 |
18.37 |
| Calculated EPS (Adj) (Unit Curr.) |
17.09 |
17.26 |
18.37 |
| Calculated EPS (Ann.) (Unit Curr.) |
68.38 |
69.02 |
73.49 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
68.38 |
69.02 |
73.49 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
62.56 |
62.56 |
62.56 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
88.93 |
91.29 |
96.22 |
| PBDTM(%) |
33.87 |
35.32 |
38.12 |
| PATM(%) |
24.09 |
24.76 |
27.17 |
| Net Interest Income |
200.70 |
196.20 |
180.40 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
0.00 |
0.00 |
0.00 |
| Return on Equity(%) |
13.50 |
14.00 |
15.10 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
28.40 |
24.30 |
29.90 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
3.40 |
3.30 |
3.30 |
| Net Interest Margin(%) |
5.50 |
5.40 |
5.20 |
| Provision Coverage Ratio(%) |
52.50 |
64.70 |
0.00 |
| Capital Adequacy Ratio |
36.88 |
38.69 |
34.70 |
| Tier I Capital |
0.00 |
0.00 |
0.00 |
| Tier II Capital |
0.00 |
0.00 |
0.00 |
| Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
| Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
| (%) Gross Non Performing Assets |
3.16 |
3.30 |
3.26 |
| (%) Net Non Performing Assets |
1.50 |
1.20 |
1.30 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
2.90 |
2.90 |
3.30 |
| Loans Disbursed(Amt Rs cr) |
1,069.10 |
828.90 |
975.40 |
| Loans Sanctioned/Approved(Amt Rs cr) |
1,205.60 |
906.60 |
1,058.90 |
| Loan Book(Amt Rs cr) |
15,033.40 |
14,689.90 |
14,491.80 |