| Operating Income |
13,571.18 |
13,023.31 |
12,613.14 |
| Other Operating Income |
0.00 |
0.00 |
0.00 |
| Other Income |
24.52 |
13.75 |
30.17 |
| Total Income |
13,595.70 |
13,037.06 |
12,643.31 |
| Interest |
8,506.54 |
8,021.17 |
7,896.05 |
| Employee Expenses |
59.22 |
56.64 |
59.57 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
128.52 |
155.01 |
245.81 |
| TOTAL OPERATING EXPENDITURE |
8,694.28 |
8,232.82 |
8,201.43 |
| Operating Profit Before Prov. & Cont. |
4,901.42 |
4,804.24 |
4,441.88 |
| Provisions & Write Offs |
-144.10 |
472.57 |
-711.87 |
| Depreciation |
5.90 |
5.85 |
5.98 |
| TOTAL EXPENDITURE |
8,556.08 |
8,711.24 |
7,495.54 |
| Tax |
1,031.66 |
951.37 |
890.24 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
2.49 |
-68.00 |
241.23 |
| Reported Profit After Tax |
4,005.47 |
3,442.45 |
4,016.30 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
4,005.47 |
3,442.45 |
4,016.30 |
| EPS (Unit Curr.) |
15.21 |
13.07 |
15.13 |
| EPS (Adj) (Unit Curr.) |
15.21 |
13.07 |
15.13 |
| Calculated EPS (Unit Curr.) |
15.21 |
13.07 |
15.25 |
| Calculated EPS (Adj) (Unit Curr.) |
15.21 |
13.07 |
15.25 |
| Calculated EPS (Ann.) (Unit Curr.) |
60.85 |
52.29 |
61.01 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
60.85 |
52.29 |
61.01 |
| Book Value (Unit Curr.) |
276.82 |
274.77 |
261.22 |
| Dividend (%) |
40.00 |
35.00 |
0.00 |
| Equity |
2,633.22 |
2,633.22 |
2,633.22 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
99.86 |
94.85 |
103.46 |
| PBDTM(%) |
37.18 |
33.26 |
40.86 |
| PATM(%) |
29.51 |
26.43 |
31.84 |
| Net Interest Income |
4,680.00 |
4,474.00 |
4,263.00 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
0.00 |
0.00 |
0.00 |
| Return on Equity(%) |
0.00 |
0.00 |
0.00 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
0.00 |
0.00 |
0.00 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
0.00 |
0.00 |
0.00 |
| Net Interest Margin(%) |
3.66 |
3.64 |
3.60 |
| Provision Coverage Ratio(%) |
65.12 |
68.48 |
68.45 |
| Capital Adequacy Ratio |
25.31 |
26.77 |
25.82 |
| Tier I Capital |
22.87 |
24.27 |
23.32 |
| Tier II Capital |
2.44 |
2.50 |
2.50 |
| Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
| Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
| (%) Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
| (%) Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Loans Disbursed(Amt Rs cr) |
47,303.00 |
43,652.00 |
39,374.00 |
| Loans Sanctioned/Approved(Amt Rs cr) |
76,200.00 |
112,791.00 |
32,875.00 |
| Loan Book(Amt Rs cr) |
546,117.00 |
529,739.00 |
509,371.00 |