Operating Income |
11,454.23 |
10,698.31 |
10,089.54 |
Other Operating Income |
0.00 |
0.00 |
0.00 |
Other Income |
6.02 |
1,663.93 |
7.14 |
Total Income |
11,460.25 |
12,362.24 |
10,096.68 |
Interest |
5,223.99 |
4,751.26 |
4,350.42 |
Employee Expenses |
905.73 |
970.41 |
906.67 |
Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
Impairment of Assets |
0.00 |
0.00 |
0.00 |
Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
Other Expenses |
824.20 |
736.90 |
694.21 |
TOTAL OPERATING EXPENDITURE |
6,953.92 |
6,458.57 |
5,951.30 |
Operating Profit Before Prov. & Cont. |
4,506.33 |
5,903.67 |
4,145.38 |
Provisions & Write Offs |
1,563.29 |
1,325.83 |
1,234.99 |
Depreciation |
171.06 |
161.92 |
158.86 |
TOTAL EXPENDITURE |
8,688.27 |
7,946.32 |
7,345.15 |
Tax |
498.00 |
1,282.40 |
815.19 |
Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
Deferred Tax |
134.59 |
-436.24 |
-134.92 |
Reported Profit After Tax |
2,139.39 |
3,569.76 |
2,071.26 |
Extra-ordinary Items |
0.00 |
1,175.64 |
0.00 |
Adjusted Profit After Extra-ordinary item |
2,139.39 |
2,394.12 |
2,071.26 |
EPS (Unit Curr.) |
11.38 |
94.95 |
55.09 |
EPS (Adj) (Unit Curr.) |
11.38 |
18.99 |
11.02 |
Calculated EPS (Unit Curr.) |
11.38 |
94.93 |
55.09 |
Calculated EPS (Adj) (Unit Curr.) |
11.38 |
18.99 |
11.02 |
Calculated EPS (Ann.) (Unit Curr.) |
45.51 |
379.70 |
220.35 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) |
45.51 |
75.94 |
44.07 |
Book Value (Unit Curr.) |
299.30 |
292.47 |
277.32 |
Dividend (%) |
0.00 |
125.00 |
220.00 |
Equity |
376.08 |
376.06 |
375.99 |
Reserve & Surplus |
0.00 |
0.00 |
51,759.62 |
Face Value |
2.00 |
10.00 |
10.00 |
Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
PBIDTM(%) |
71.30 |
87.20 |
71.96 |
PBDTM(%) |
25.69 |
42.79 |
28.85 |
PATM(%) |
18.68 |
33.37 |
20.53 |
Net Interest Income |
6,051.19 |
5,822.69 |
5,606.74 |
Operating Expenses |
939.83 |
865.35 |
802.95 |
Loan Losses & Provision |
1,563.29 |
1,325.83 |
1,264.99 |
Assets Under Management |
263,190.27 |
254,469.69 |
243,042.55 |
Return on Equity(%) |
15.59 |
15.41 |
16.00 |
Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
Cost to Income Ratio |
27.65 |
28.59 |
27.95 |
Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
Loans Spreads(%) |
0.00 |
0.00 |
0.00 |
Net Interest Margin(%) |
8.25 |
8.48 |
8.74 |
Provision Coverage Ratio(%) |
43.28 |
51.64 |
51.70 |
Capital Adequacy Ratio |
20.66 |
21.00 |
20.16 |
Tier I Capital |
20.03 |
20.34 |
19.36 |
Tier II Capital |
0.63 |
0.66 |
0.80 |
Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
(%) Gross Non Performing Assets |
4.55 |
5.38 |
5.32 |
(%) Net Non Performing Assets |
2.64 |
2.68 |
2.64 |
Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
Return on Assets |
2.87 |
4.94 |
3.06 |
Loans Disbursed(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
Loan Book(Amt Rs cr) |
259,915.91 |
251,167.80 |
239,822.53 |