| Operating Income |
12,302.04 |
12,028.21 |
11,907.79 |
| Other Operating Income |
206.68 |
137.54 |
0.00 |
| Other Income |
19.19 |
25.83 |
8.94 |
| Total Income |
12,527.91 |
12,191.58 |
11,916.73 |
| Interest |
5,335.76 |
5,259.10 |
5,524.79 |
| Employee Expenses |
968.35 |
1,237.26 |
943.93 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
724.14 |
848.12 |
830.22 |
| TOTAL OPERATING EXPENDITURE |
7,028.25 |
7,344.48 |
7,298.94 |
| Operating Profit Before Prov. & Cont. |
5,499.66 |
4,847.10 |
4,617.79 |
| Provisions & Write Offs |
1,409.73 |
1,310.32 |
1,333.33 |
| Depreciation |
174.62 |
176.58 |
174.44 |
| TOTAL EXPENDITURE |
8,612.60 |
8,831.38 |
8,806.71 |
| Tax |
1,031.04 |
1,118.27 |
1,029.17 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
-129.30 |
-279.74 |
-226.33 |
| Reported Profit After Tax |
3,013.57 |
2,521.67 |
2,307.18 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
3,013.57 |
2,521.67 |
2,307.18 |
| EPS (Unit Curr.) |
16.02 |
13.40 |
12.27 |
| EPS (Adj) (Unit Curr.) |
16.02 |
13.40 |
12.27 |
| Calculated EPS (Unit Curr.) |
16.02 |
13.40 |
12.27 |
| Calculated EPS (Adj) (Unit Curr.) |
16.02 |
13.40 |
12.27 |
| Calculated EPS (Ann.) (Unit Curr.) |
64.07 |
53.61 |
49.06 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
64.07 |
53.61 |
49.06 |
| Book Value (Unit Curr.) |
349.20 |
330.04 |
321.13 |
| Dividend (%) |
0.00 |
0.00 |
240.00 |
| Equity |
376.31 |
376.27 |
376.20 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
76.62 |
73.13 |
73.98 |
| PBDTM(%) |
33.25 |
29.40 |
27.58 |
| PATM(%) |
24.50 |
20.96 |
19.38 |
| Net Interest Income |
6,994.08 |
6,764.09 |
6,266.84 |
| Operating Expenses |
836.94 |
971.57 |
969.51 |
| Loan Losses & Provision |
1,409.73 |
1,310.32 |
1,333.33 |
| Assets Under Management |
302,273.75 |
291,709.03 |
281,309.46 |
| Return on Equity(%) |
19.13 |
16.33 |
15.40 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
25.32 |
29.66 |
27.76 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
0.00 |
0.00 |
0.00 |
| Net Interest Margin(%) |
8.61 |
8.58 |
8.19 |
| Provision Coverage Ratio(%) |
50.34 |
48.77 |
46.70 |
| Capital Adequacy Ratio |
20.40 |
20.27 |
20.68 |
| Tier I Capital |
19.80 |
19.66 |
19.98 |
| Tier II Capital |
0.60 |
0.61 |
0.70 |
| Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
| Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
| (%) Gross Non Performing Assets |
4.58 |
4.54 |
4.57 |
| (%) Net Non Performing Assets |
2.33 |
2.38 |
2.49 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
3.63 |
3.09 |
2.89 |
| Loans Disbursed(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
| Loan Book(Amt Rs cr) |
300,216.35 |
289,334.19 |
278,583.06 |