Quarterly Results

  • Company Name :
PNB Housing Finance Ltd Industry : (Finance)
  • BSE Code:
  • 540173
  • NSE Symbol:
  • PNBHOUSING
  • P/E(TTM):
  • 12.65
  • ISIN Demat:
  • INE572E01012
  • Div & Yield%:
  • -
  • EPS(TTM):
  • 70.26
  • Book Value(₹):
  • 609.30
  • Market Cap(₹Cr.):
  • 23,098.53
  • Face Value(₹):
  • 10.00
Quarters :  
Particulars December 2024 ( Cr)September 2024 ( Cr)June 2024 ( Cr)
Operating Income 1,922.76 1,867.53 1,812.53
Other Operating Income 0.00 0.00 0.00
Other Income 2.13 1.53 9.48
Total Income 1,924.89 1,869.06 1,822.01
Interest 1,158.23 1,118.79 1,097.25
Employee Expenses 80.07 81.68 83.87
Selling & Administrative Expenses 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00
Other Expenses 105.27 93.79 80.81
TOTAL OPERATING EXPENDITURE 1,343.57 1,294.26 1,261.93
Operating Profit Before Prov. & Cont. 581.32 574.80 560.08
Provisions & Write Offs -36.13 -45.61 -11.96
Depreciation 14.34 13.82 13.31
TOTAL EXPENDITURE 1,321.78 1,262.47 1,263.28
Tax 130.77 124.37 144.07
Fringe Benefit Tax 0.00 0.00 0.00
Deferred Tax 0.91 10.52 -24.05
Reported Profit After Tax 471.43 471.70 438.71
Extra-ordinary Items 0.00 0.00 0.00
Adjusted Profit After Extra-ordinary item 471.43 471.70 438.71
EPS (Unit Curr.) 18.14 18.16 16.89
EPS (Adj) (Unit Curr.) 18.14 18.16 16.89
Calculated EPS (Unit Curr.) 18.14 18.15 16.89
Calculated EPS (Adj) (Unit Curr.) 18.14 18.15 16.89
Calculated EPS (Ann.) (Unit Curr.) 72.57 72.61 67.56
Calculated EPS (Adj) (Ann.) (Unit Curr.) 72.57 72.61 67.56
Book Value (Unit Curr.) 629.00 611.00 593.00
Dividend (%) 0.00 0.00 0.00
Equity 259.86 259.84 259.73
Reserve & Surplus 0.00 0.00 0.00
Face Value 10.00 10.00 10.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00
PBIDTM(%) 92.35 93.13 92.10
PBDTM(%) 32.11 33.22 31.56
PATM(%) 24.52 25.26 24.20
Net Interest Income 0.00 0.00 0.00
Operating Expenses 0.00 0.00 0.00
Loan Losses & Provision 0.00 0.00 0.00
Assets Under Management 76,840.00 74,724.00 72,540.00
Return on Equity(%) 0.00 0.00 11.40
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00
Cost to Income Ratio 0.00 0.00 0.00
Loan Loss Provision Ratio 0.00 0.00 0.00
Loans Spreads(%) 2.29 2.21 2.11
Net Interest Margin(%) 3.70 3.68 3.65
Provision Coverage Ratio(%) 33.15 32.68 32.41
Capital Adequacy Ratio 28.78 29.13 29.50
Tier I Capital 27.98 28.06 28.43
Tier II Capital 0.80 1.07 1.07
Gross Non Performing Assets 0.00 0.00 906.00
Net Non Performing Assets 0.00 0.00 0.00
(%) Gross Non Performing Assets 1.19 1.24 1.35
(%) Net Non Performing Assets 0.80 0.84 0.92
Return on Assets(Annualised) 0.00 0.00 0.00
Return on Assets 2.51 2.54 2.38
Loans Disbursed(Amt Rs cr) 5,380.00 5,341.00 4,398.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00
Loan Book(Amt Rs cr) 71,917.00 69,501.00 66,986.00