Operating Income |
1,922.76 |
1,867.53 |
1,812.53 |
Other Operating Income |
0.00 |
0.00 |
0.00 |
Other Income |
2.13 |
1.53 |
9.48 |
Total Income |
1,924.89 |
1,869.06 |
1,822.01 |
Interest |
1,158.23 |
1,118.79 |
1,097.25 |
Employee Expenses |
80.07 |
81.68 |
83.87 |
Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
Impairment of Assets |
0.00 |
0.00 |
0.00 |
Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
Other Expenses |
105.27 |
93.79 |
80.81 |
TOTAL OPERATING EXPENDITURE |
1,343.57 |
1,294.26 |
1,261.93 |
Operating Profit Before Prov. & Cont. |
581.32 |
574.80 |
560.08 |
Provisions & Write Offs |
-36.13 |
-45.61 |
-11.96 |
Depreciation |
14.34 |
13.82 |
13.31 |
TOTAL EXPENDITURE |
1,321.78 |
1,262.47 |
1,263.28 |
Tax |
130.77 |
124.37 |
144.07 |
Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
Deferred Tax |
0.91 |
10.52 |
-24.05 |
Reported Profit After Tax |
471.43 |
471.70 |
438.71 |
Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
Adjusted Profit After Extra-ordinary item |
471.43 |
471.70 |
438.71 |
EPS (Unit Curr.) |
18.14 |
18.16 |
16.89 |
EPS (Adj) (Unit Curr.) |
18.14 |
18.16 |
16.89 |
Calculated EPS (Unit Curr.) |
18.14 |
18.15 |
16.89 |
Calculated EPS (Adj) (Unit Curr.) |
18.14 |
18.15 |
16.89 |
Calculated EPS (Ann.) (Unit Curr.) |
72.57 |
72.61 |
67.56 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) |
72.57 |
72.61 |
67.56 |
Book Value (Unit Curr.) |
629.00 |
611.00 |
593.00 |
Dividend (%) |
0.00 |
0.00 |
0.00 |
Equity |
259.86 |
259.84 |
259.73 |
Reserve & Surplus |
0.00 |
0.00 |
0.00 |
Face Value |
10.00 |
10.00 |
10.00 |
Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
PBIDTM(%) |
92.35 |
93.13 |
92.10 |
PBDTM(%) |
32.11 |
33.22 |
31.56 |
PATM(%) |
24.52 |
25.26 |
24.20 |
Net Interest Income |
0.00 |
0.00 |
0.00 |
Operating Expenses |
0.00 |
0.00 |
0.00 |
Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
Assets Under Management |
76,840.00 |
74,724.00 |
72,540.00 |
Return on Equity(%) |
0.00 |
0.00 |
11.40 |
Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
Cost to Income Ratio |
0.00 |
0.00 |
0.00 |
Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
Loans Spreads(%) |
2.29 |
2.21 |
2.11 |
Net Interest Margin(%) |
3.70 |
3.68 |
3.65 |
Provision Coverage Ratio(%) |
33.15 |
32.68 |
32.41 |
Capital Adequacy Ratio |
28.78 |
29.13 |
29.50 |
Tier I Capital |
27.98 |
28.06 |
28.43 |
Tier II Capital |
0.80 |
1.07 |
1.07 |
Gross Non Performing Assets |
0.00 |
0.00 |
906.00 |
Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
(%) Gross Non Performing Assets |
1.19 |
1.24 |
1.35 |
(%) Net Non Performing Assets |
0.80 |
0.84 |
0.92 |
Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
Return on Assets |
2.51 |
2.54 |
2.38 |
Loans Disbursed(Amt Rs cr) |
5,380.00 |
5,341.00 |
4,398.00 |
Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
Loan Book(Amt Rs cr) |
71,917.00 |
69,501.00 |
66,986.00 |