| Operating Income |
2,029.94 |
1,922.76 |
1,867.53 |
| Other Operating Income |
0.00 |
0.00 |
0.00 |
| Other Income |
15.32 |
2.13 |
1.53 |
| Total Income |
2,045.26 |
1,924.89 |
1,869.06 |
| Interest |
1,178.28 |
1,158.23 |
1,118.79 |
| Employee Expenses |
83.76 |
80.07 |
81.68 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
106.35 |
105.27 |
93.79 |
| TOTAL OPERATING EXPENDITURE |
1,368.39 |
1,343.57 |
1,294.26 |
| Operating Profit Before Prov. & Cont. |
676.87 |
581.32 |
574.80 |
| Provisions & Write Offs |
-64.85 |
-36.13 |
-45.61 |
| Depreciation |
14.28 |
14.34 |
13.82 |
| TOTAL EXPENDITURE |
1,317.82 |
1,321.78 |
1,262.47 |
| Tax |
167.67 |
130.77 |
124.37 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
-7.34 |
0.91 |
10.52 |
| Reported Profit After Tax |
567.11 |
471.43 |
471.70 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
567.11 |
471.43 |
471.70 |
| EPS (Unit Curr.) |
21.82 |
18.14 |
18.16 |
| EPS (Adj) (Unit Curr.) |
21.82 |
18.14 |
18.16 |
| Calculated EPS (Unit Curr.) |
21.82 |
18.14 |
18.15 |
| Calculated EPS (Adj) (Unit Curr.) |
21.82 |
18.14 |
18.15 |
| Calculated EPS (Ann.) (Unit Curr.) |
87.27 |
72.57 |
72.61 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
87.27 |
72.57 |
72.61 |
| Book Value (Unit Curr.) |
649.00 |
629.00 |
611.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
259.93 |
259.86 |
259.84 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
94.58 |
92.35 |
93.13 |
| PBDTM(%) |
36.54 |
32.11 |
33.22 |
| PATM(%) |
27.94 |
24.52 |
25.26 |
| Net Interest Income |
0.00 |
0.00 |
0.00 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
80,397.00 |
76,840.00 |
74,724.00 |
| Return on Equity(%) |
0.00 |
0.00 |
0.00 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
0.00 |
0.00 |
0.00 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
2.19 |
2.29 |
2.21 |
| Net Interest Margin(%) |
3.75 |
3.70 |
3.68 |
| Provision Coverage Ratio(%) |
0.00 |
33.15 |
32.68 |
| Capital Adequacy Ratio |
29.38 |
28.78 |
29.13 |
| Tier I Capital |
28.39 |
27.98 |
28.06 |
| Tier II Capital |
0.99 |
0.80 |
1.07 |
| Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
| Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
| (%) Gross Non Performing Assets |
1.08 |
1.19 |
1.24 |
| (%) Net Non Performing Assets |
0.69 |
0.80 |
0.84 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
2.76 |
2.51 |
2.54 |
| Loans Disbursed(Amt Rs cr) |
0.00 |
5,380.00 |
5,341.00 |
| Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
| Loan Book(Amt Rs cr) |
75,765.00 |
71,917.00 |
69,501.00 |