Quarterly Results

  • Company Name :
PNB Housing Finance Ltd Industry : (Finance)
  • BSE Code:
  • 540173
  • NSE Symbol:
  • PNBHOUSING
  • P/E(TTM):
  • 10.74
  • ISIN Demat:
  • INE572E01012
  • Div & Yield%:
  • 0.55
  • EPS(TTM):
  • 84.33
  • Book Value(₹):
  • 690.37
  • Market Cap(₹Cr.):
  • 23,589.05
  • Face Value(₹):
  • 10.00
Quarters :  
Particulars September 2025 ( Cr)June 2025 ( Cr)March 2025 ( Cr)
Operating Income 2,167.91 2,063.88 2,029.94
Other Operating Income 0.00 0.00 0.00
Other Income 3.61 6.73 15.32
Total Income 2,171.52 2,070.61 2,045.26
Interest 1,267.34 1,234.69 1,178.28
Employee Expenses 84.68 93.54 83.76
Selling & Administrative Expenses 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00
Other Expenses 112.57 98.43 106.35
TOTAL OPERATING EXPENDITURE 1,464.59 1,426.66 1,368.39
Operating Profit Before Prov. & Cont. 706.93 643.95 676.87
Provisions & Write Offs -113.18 -56.23 -64.85
Depreciation 16.31 14.65 14.28
TOTAL EXPENDITURE 1,367.72 1,385.08 1,317.82
Tax 147.64 131.08 167.67
Fringe Benefit Tax 0.00 0.00 0.00
Deferred Tax 29.67 22.72 -7.34
Reported Profit After Tax 626.49 531.73 567.11
Extra-ordinary Items 0.00 0.00 0.00
Adjusted Profit After Extra-ordinary item 626.49 531.73 567.11
EPS (Unit Curr.) 24.06 20.45 21.82
EPS (Adj) (Unit Curr.) 24.06 20.45 21.82
Calculated EPS (Unit Curr.) 24.05 20.44 21.82
Calculated EPS (Adj) (Unit Curr.) 24.05 20.44 21.82
Calculated EPS (Ann.) (Unit Curr.) 96.19 81.76 87.27
Calculated EPS (Adj) (Ann.) (Unit Curr.) 96.19 81.76 87.27
Book Value (Unit Curr.) 690.00 673.00 649.00
Dividend (%) 0.00 0.00 0.00
Equity 260.51 260.13 259.93
Reserve & Surplus 17,724.12 0.00 0.00
Face Value 10.00 10.00 10.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00
PBIDTM(%) 96.29 93.75 94.58
PBDTM(%) 37.83 33.93 36.54
PATM(%) 28.90 25.76 27.94
Net Interest Income 0.00 0.00 0.00
Operating Expenses 0.00 0.00 0.00
Loan Losses & Provision 0.00 0.00 0.00
Assets Under Management 83,879.00 82,100.00 80,397.00
Return on Equity(%) 0.00 12.39 0.00
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00
Cost to Income Ratio 0.00 0.00 0.00
Loan Loss Provision Ratio 0.00 0.00 0.00
Loans Spreads(%) 2.26 2.23 2.19
Net Interest Margin(%) 3.67 3.74 3.75
Provision Coverage Ratio(%) 34.12 35.30 0.00
Capital Adequacy Ratio 29.80 29.68 29.38
Tier I Capital 29.21 28.96 28.39
Tier II Capital 0.59 0.72 0.99
Gross Non Performing Assets 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00
(%) Gross Non Performing Assets 1.04 1.06 1.08
(%) Net Non Performing Assets 0.69 0.69 0.69
Return on Assets(Annualised) 0.00 0.00 0.00
Return on Assets 2.73 2.57 2.76
Loans Disbursed(Amt Rs cr) 5,995.00 4,980.00 0.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00
Loan Book(Amt Rs cr) 79,771.00 77,732.00 75,765.00