| Interest Earned |
122,556.12 |
119,653.93 |
117,995.88 |
| Other Income |
18,358.53 |
19,918.76 |
17,345.68 |
| Total Income |
140,914.65 |
139,572.69 |
135,341.56 |
| Operating Expenses |
108,052.26 |
107,668.55 |
104,797.09 |
| Operating Profit Before Prov. & Cont. |
32,862.39 |
31,904.14 |
30,544.47 |
| Provisions & Contingencies |
4,506.92 |
5,400.12 |
4,759.20 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
7,327.32 |
6,344.35 |
6,624.83 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
21,028.15 |
20,159.67 |
19,160.44 |
| Extra-ordinary Items |
0.00 |
3,493.73 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
21,028.15 |
16,665.94 |
19,160.44 |
| EPS (Unit Curr.) |
22.78 |
22.00 |
21.47 |
| EPS (Adj) (Unit Curr.) |
22.78 |
22.00 |
21.47 |
| Calculated EPS (Unit Curr.) |
22.78 |
21.84 |
21.47 |
| Calculated EPS (Adj) (Unit Curr.) |
22.78 |
21.84 |
21.47 |
| Calculated EPS (Ann.) (Unit Curr.) |
91.12 |
87.36 |
85.88 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
91.12 |
87.36 |
85.88 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
923.06 |
923.06 |
892.46 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
1.00 |
1.00 |
1.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
55.03 |
55.03 |
56.92 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
86.26 |
86.23 |
87.04 |
| PBDTM(%) |
23.14 |
22.15 |
21.85 |
| PATM(%) |
17.16 |
16.85 |
16.24 |
| Net Interest Income |
45,190.00 |
42,984.00 |
41,072.00 |
| Net Interest Margin(%) |
2.99 |
2.97 |
2.90 |
| Provision Coverage Ratio(%) |
75.54 |
75.79 |
74.49 |
| CASA Ratio(%) |
39.13 |
39.63 |
39.36 |
| Capital Adequacy Ratio |
14.04 |
14.62 |
14.63 |
| Tier I Capital |
12.07 |
12.67 |
12.45 |
| Tier II Capital |
1.97 |
1.95 |
2.18 |
| Gross Non Performing Assets |
73,636.76 |
76,243.04 |
78,039.68 |
| Net Non Performing Assets |
18,012.10 |
18,459.92 |
19,908.42 |
| (%) Gross Non Performing Assets |
1.57 |
1.73 |
1.83 |
| (%) Net Non Performing Assets |
0.39 |
0.42 |
0.47 |
| Return on Assets(Annualised) |
1.19 |
1.17 |
1.14 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
314,434.00 |
328,230.00 |
321,714.00 |
| Saving Deposits |
1,825,292.00 |
1,796,036.00 |
1,746,813.00 |
| Term Deposits |
3,561,583.00 |
3,467,434.00 |
3,404,727.00 |
| Total Deposits |
5,701,309.00 |
5,591,700.00 |
5,473,254.00 |
| Total Advances |
4,683,508.00 |
4,419,674.00 |
4,254,516.00 |