Key Financial Ratios

  • Company Name :
Utkarsh Small Finance Bank Ltd Industry : (Banks)
  • BSE Code:
  • 543942
  • NSE Symbol:
  • UTKARSHBNK
  • P/E(TTM):
  • 0.00
  • ISIN Demat:
  • INE735W01017
  • Div & Yield%:
  • 0.00
  • EPS(TTM):
  • 0.00
  • Book Value(₹):
  • 18.52
  • Market Cap(₹Cr.):
  • 2,882.83
  • Face Value(₹):
  • 10.00
Particulars Mar '2025 Mar '2024 Mar '2023 Mar '2022 Mar '2021
Credit-Deposit(%) 89.86 94.39 97.95 104.91 113.78
Investment / Deposit (%) 22.13 20.97 21.89 26.52 27.52
Cash / Deposit (%) 9.95 7.82 12.57 11.79 3.66
Interest Expended / Interest Earned (%) 46.27 40.67 38.96 42.62 46.92
Other Income / Total Income (%) 13.74 11.19 10.67 9.09 7.32
Operating Expenses / Total Income (%) 37.02 36.01 35.30 36.08 31.95
Interest Income / Total Funds (%) 14.47 14.78 14.66 13.59 14.68
Interest Expended / Total Funds (%) 6.70 6.01 5.71 5.79 6.89
Net Interest Income / Total Funds (%) 7.78 8.77 8.95 7.80 7.79
Non Interest Income / Total Funds (%) 2.31 1.86 1.75 1.36 1.16
Operating Expenses / Total Funds (%) 6.21 5.99 5.79 5.39 5.06
Profit before Provisions / Total Funds (%) 3.87 4.64 4.91 3.76 3.89
Net Profit / Total funds (%) 0.09 2.31 2.37 0.45 1.04
RONW (%) 0.80 20.01 22.64 4.18 9.37