| Interest Earned |
32,231.00 |
31,871.53 |
31,963.94 |
| Other Income |
5,022.08 |
4,342.09 |
5,267.82 |
| Total Income |
37,253.08 |
36,213.62 |
37,231.76 |
| Operating Expenses |
29,772.21 |
28,986.56 |
30,150.41 |
| Operating Profit Before Prov. & Cont. |
7,480.87 |
7,227.06 |
7,081.35 |
| Provisions & Contingencies |
1,150.04 |
643.08 |
323.10 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
1,230.68 |
1,680.25 |
5,083.25 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
5,100.15 |
4,903.73 |
1,675.00 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
5,100.15 |
4,903.73 |
1,675.00 |
| EPS (Unit Curr.) |
4.44 |
4.27 |
1.46 |
| EPS (Adj) (Unit Curr.) |
4.44 |
4.27 |
1.46 |
| Calculated EPS (Unit Curr.) |
4.44 |
4.27 |
1.46 |
| Calculated EPS (Adj) (Unit Curr.) |
4.44 |
4.27 |
1.46 |
| Calculated EPS (Ann.) (Unit Curr.) |
17.75 |
17.07 |
5.83 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
17.75 |
17.07 |
5.83 |
| Book Value (Unit Curr.) |
114.90 |
108.57 |
105.23 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
2,298.59 |
2,298.59 |
2,298.59 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
70.08 |
70.08 |
70.08 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
86.96 |
87.81 |
88.05 |
| PBDTM(%) |
19.64 |
20.66 |
21.14 |
| PATM(%) |
15.82 |
15.39 |
5.24 |
| Net Interest Income |
10,533.00 |
10,469.00 |
10,578.00 |
| Net Interest Margin(%) |
2.52 |
2.60 |
2.70 |
| Provision Coverage Ratio(%) |
96.99 |
96.91 |
96.88 |
| CASA Ratio(%) |
37.10 |
37.29 |
36.99 |
| Capital Adequacy Ratio |
16.77 |
17.19 |
17.50 |
| Tier I Capital |
14.13 |
14.41 |
14.62 |
| Tier II Capital |
2.64 |
2.78 |
2.88 |
| Gross Non Performing Assets |
39,314.00 |
40,343.33 |
42,672.97 |
| Net Non Performing Assets |
3,834.00 |
4,025.75 |
4,132.24 |
| (%) Gross Non Performing Assets |
3.19 |
3.45 |
3.78 |
| (%) Net Non Performing Assets |
0.32 |
0.36 |
0.38 |
| Return on Assets(Annualised) |
1.06 |
1.05 |
0.37 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
76,377.00 |
74,215.00 |
70,656.00 |
| Saving Deposits |
515,799.00 |
508,964.00 |
497,981.00 |
| Term Deposits |
1,068,114.00 |
1,033,901.00 |
1,020,742.00 |
| Total Deposits |
1,660,290.00 |
1,617,080.00 |
1,589,379.00 |
| Total Advances |
1,231,238.00 |
1,169,592.00 |
1,129,898.00 |