| Interest Earned |
3,313.44 |
3,291.82 |
3,268.27 |
| Other Income |
279.46 |
154.89 |
250.30 |
| Total Income |
3,592.90 |
3,446.71 |
3,518.57 |
| Operating Expenses |
2,812.65 |
2,824.09 |
2,845.73 |
| Operating Profit Before Prov. & Cont. |
780.25 |
622.62 |
672.84 |
| Provisions & Contingencies |
-25.81 |
-10.93 |
15.09 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
225.37 |
151.24 |
170.84 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
-6.04 |
-11.80 |
2.07 |
| Net Profit |
586.73 |
494.11 |
484.84 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
586.73 |
494.11 |
484.84 |
| EPS (Unit Curr.) |
5.33 |
4.49 |
4.40 |
| EPS (Adj) (Unit Curr.) |
5.33 |
4.49 |
4.40 |
| Calculated EPS (Unit Curr.) |
5.33 |
4.49 |
4.40 |
| Calculated EPS (Adj) (Unit Curr.) |
5.33 |
4.49 |
4.40 |
| Calculated EPS (Ann.) (Unit Curr.) |
21.31 |
17.95 |
17.61 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
21.31 |
17.95 |
17.61 |
| Book Value (Unit Curr.) |
131.91 |
126.74 |
123.05 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
110.13 |
110.13 |
110.13 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
1.00 |
1.00 |
1.00 |
| Public Shareholding (No. Of Shares) |
447,084,183.00 |
447,084,183.00 |
447,084,183.00 |
| Public Shareholding (% in Equity) |
40.60 |
40.60 |
40.60 |
| (%) of shares held by GOI |
59.40 |
59.40 |
59.40 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
654,098,280.00 |
654,098,280.00 |
654,098,280.00 |
| Non Encumbered - % in Total Promoters Holding |
100.00 |
100.00 |
100.00 |
| Non Encumbered - % in Total Equity |
59.40 |
59.40 |
59.40 |
| PBIDTM(%) |
79.39 |
75.68 |
75.29 |
| PBDTM(%) |
24.33 |
19.25 |
20.13 |
| PATM(%) |
17.71 |
15.01 |
14.83 |
| Net Interest Income |
1,488.88 |
1,433.99 |
1,465.43 |
| Net Interest Margin(%) |
3.62 |
3.56 |
3.72 |
| Provision Coverage Ratio(%) |
90.46 |
90.39 |
90.09 |
| CASA Ratio(%) |
44.10 |
45.89 |
45.71 |
| Capital Adequacy Ratio |
15.00 |
15.27 |
15.98 |
| Tier I Capital |
12.77 |
13.06 |
13.68 |
| Tier II Capital |
2.23 |
2.21 |
2.30 |
| Gross Non Performing Assets |
3,487.12 |
3,585.26 |
3,638.19 |
| Net Non Performing Assets |
776.36 |
795.94 |
829.02 |
| (%) Gross Non Performing Assets |
3.00 |
3.32 |
3.50 |
| (%) Net Non Performing Assets |
0.68 |
0.76 |
0.82 |
| Return on Assets(Annualised) |
1.35 |
1.16 |
1.17 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
14,877.00 |
14,648.00 |
14,614.00 |
| Saving Deposits |
53,859.00 |
55,126.00 |
53,287.00 |
| Term Deposits |
87,125.00 |
82,256.00 |
80,641.00 |
| Total Deposits |
155,861.00 |
152,030.00 |
148,542.00 |
| Total Advances |
113,537.32 |
105,153.30 |
101,230.11 |