| Interest Earned |
1,755.68 |
1,653.13 |
1,605.33 |
| Other Income |
245.35 |
259.13 |
243.88 |
| Total Income |
2,001.03 |
1,912.26 |
1,849.20 |
| Operating Expenses |
1,487.87 |
1,441.67 |
1,398.28 |
| Operating Profit Before Prov. & Cont. |
513.16 |
470.59 |
450.92 |
| Provisions & Contingencies |
96.00 |
57.00 |
70.00 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
85.00 |
85.00 |
75.00 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
332.16 |
328.59 |
305.92 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
332.16 |
328.59 |
305.92 |
| EPS (Unit Curr.) |
4.48 |
4.43 |
4.13 |
| EPS (Adj) (Unit Curr.) |
4.48 |
4.43 |
4.13 |
| Calculated EPS (Unit Curr.) |
4.48 |
4.43 |
4.13 |
| Calculated EPS (Adj) (Unit Curr.) |
4.48 |
4.43 |
4.13 |
| Calculated EPS (Ann.) (Unit Curr.) |
17.90 |
17.74 |
16.51 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
17.90 |
17.74 |
16.51 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
74.21 |
74.10 |
74.10 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
1.00 |
1.00 |
1.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
80.92 |
84.70 |
84.78 |
| PBDTM(%) |
23.76 |
25.02 |
23.73 |
| PATM(%) |
18.92 |
19.88 |
19.06 |
| Net Interest Income |
752.20 |
666.50 |
625.30 |
| Net Interest Margin(%) |
3.89 |
3.63 |
3.54 |
| Provision Coverage Ratio(%) |
83.00 |
82.00 |
79.00 |
| CASA Ratio(%) |
0.00 |
0.00 |
0.00 |
| Capital Adequacy Ratio |
20.13 |
21.68 |
23.10 |
| Tier I Capital |
19.18 |
20.71 |
22.09 |
| Tier II Capital |
0.95 |
0.97 |
1.01 |
| Gross Non Performing Assets |
1,320.00 |
1,393.22 |
1,616.98 |
| Net Non Performing Assets |
469.34 |
512.86 |
634.55 |
| (%) Gross Non Performing Assets |
2.17 |
2.42 |
2.99 |
| (%) Net Non Performing Assets |
0.78 |
0.90 |
1.20 |
| Return on Assets(Annualised) |
1.53 |
1.59 |
1.55 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
5,598.20 |
6,058.30 |
5,352.00 |
| Saving Deposits |
13,635.30 |
13,478.60 |
12,598.50 |
| Term Deposits |
51,282.40 |
49,949.10 |
47,784.00 |
| Total Deposits |
70,515.90 |
69,486.00 |
65,734.50 |
| Total Advances |
60,892.00 |
57,561.20 |
54,020.30 |