Quarterly Results

  • Company Name :
Bajaj Housing Finance Ltd Industry : (Finance)
  • BSE Code:
  • 544252
  • NSE Symbol:
  • BAJAJHFL
  • P/E(TTM):
  • 27.56
  • ISIN Demat:
  • INE377Y01014
  • Div & Yield%:
  • 0.00
  • EPS(TTM):
  • 3.08
  • Book Value(₹):
  • 27.03
  • Market Cap(₹Cr.):
  • 70,724.86
  • Face Value(₹):
  • 10.00
Quarters :  
Particulars March 2026 ( Cr)December 2025 ( Cr)September 2025 ( Cr)
Operating Income 2,890.81 2,877.69 2,735.61
Other Operating Income 11.80 6.03 19.24
Other Income 0.09 0.11 0.15
Total Income 2,902.70 2,883.83 2,755.00
Interest 1,761.96 1,733.51 1,657.96
Employee Expenses 145.60 141.90 136.09
Selling & Administrative Expenses 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00
Other Expenses 61.26 77.72 66.93
TOTAL OPERATING EXPENDITURE 1,968.82 1,953.13 1,860.98
Operating Profit Before Prov. & Cont. 933.88 930.70 894.02
Provisions & Write Offs 55.48 54.14 49.66
Depreciation 12.52 12.02 11.70
TOTAL EXPENDITURE 2,036.82 2,019.29 1,922.34
Tax 188.78 195.36 190.83
Fringe Benefit Tax 0.00 0.00 0.00
Deferred Tax 7.91 4.29 -1.13
Reported Profit After Tax 669.19 664.89 642.96
Extra-ordinary Items 0.00 -10.11 0.00
Adjusted Profit After Extra-ordinary item 669.19 675.00 642.96
EPS (Unit Curr.) 0.80 0.80 0.77
EPS (Adj) (Unit Curr.) 0.80 0.80 0.77
Calculated EPS (Unit Curr.) 0.80 0.80 0.77
Calculated EPS (Adj) (Unit Curr.) 0.80 0.80 0.77
Calculated EPS (Ann.) (Unit Curr.) 3.21 3.19 3.09
Calculated EPS (Adj) (Ann.) (Unit Curr.) 3.21 3.19 3.09
Book Value (Unit Curr.) 0.00 0.00 0.00
Dividend (%) 0.00 0.00 0.00
Equity 8,328.66 8,328.66 8,329.61
Reserve & Surplus 0.00 0.00 0.00
Face Value 10.00 10.00 10.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00
PBIDTM(%) 91.34 90.70 91.47
PBDTM(%) 30.39 30.46 30.87
PATM(%) 23.15 23.10 23.50
Net Interest Income 945.00 963.00 1,097.00
Operating Expenses 220.00 219.00 214.00
Loan Losses & Provision 55.00 56.00 50.00
Assets Under Management 140,706.00 133,412.00 126,749.00
Return on Equity(%) 12.20 12.30 12.20
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00
Cost to Income Ratio 0.00 0.00 0.00
Loan Loss Provision Ratio 0.00 0.00 0.00
Loans Spreads(%) 0.00 0.00 0.00
Net Interest Margin(%) 0.00 4.00 4.00
Provision Coverage Ratio(%) 59.78 58.76 55.64
Capital Adequacy Ratio 22.46 23.15 26.12
Tier I Capital 22.01 22.69 25.61
Tier II Capital 0.45 0.46 0.51
Gross Non Performing Assets 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00
(%) Gross Non Performing Assets 0.27 0.27 0.26
(%) Net Non Performing Assets 0.11 0.11 0.12
Return on Assets(Annualised) 0.00 0.00 0.00
Return on Assets 2.30 2.30 2.30
Loans Disbursed(Amt Rs cr) 17,506.00 0.00 0.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00