| Operating Income |
815.07 |
799.44 |
786.68 |
| Other Operating Income |
0.00 |
0.00 |
0.00 |
| Other Income |
7.16 |
7.07 |
4.51 |
| Total Income |
822.22 |
806.50 |
791.19 |
| Interest |
188.53 |
179.98 |
187.29 |
| Employee Expenses |
159.72 |
143.62 |
156.07 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
38.45 |
40.83 |
36.86 |
| TOTAL OPERATING EXPENDITURE |
386.70 |
364.43 |
380.22 |
| Operating Profit Before Prov. & Cont. |
435.52 |
442.07 |
410.97 |
| Provisions & Write Offs |
57.10 |
51.04 |
47.78 |
| Depreciation |
9.61 |
9.11 |
8.22 |
| TOTAL EXPENDITURE |
453.41 |
424.58 |
436.22 |
| Tax |
109.50 |
94.83 |
101.14 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
-17.71 |
0.95 |
-12.50 |
| Reported Profit After Tax |
277.03 |
286.14 |
266.31 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
277.03 |
286.14 |
266.31 |
| EPS (Unit Curr.) |
9.41 |
9.72 |
9.04 |
| EPS (Adj) (Unit Curr.) |
9.41 |
9.72 |
9.04 |
| Calculated EPS (Unit Curr.) |
9.41 |
9.72 |
9.04 |
| Calculated EPS (Adj) (Unit Curr.) |
9.41 |
9.72 |
9.04 |
| Calculated EPS (Ann.) (Unit Curr.) |
37.64 |
38.87 |
36.18 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
37.64 |
38.87 |
36.18 |
| Book Value (Unit Curr.) |
236.95 |
228.85 |
219.93 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
29.44 |
29.45 |
29.44 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
1.00 |
1.00 |
1.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
69.56 |
71.43 |
69.97 |
| PBDTM(%) |
46.43 |
48.91 |
46.17 |
| PATM(%) |
33.99 |
35.79 |
33.85 |
| Net Interest Income |
633.70 |
626.50 |
603.90 |
| Operating Expenses |
207.80 |
193.60 |
201.10 |
| Loan Losses & Provision |
57.10 |
51.00 |
47.80 |
| Assets Under Management |
12,964.10 |
12,847.10 |
12,457.80 |
| Return on Equity(%) |
15.80 |
16.91 |
16.57 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
41.93 |
39.17 |
41.34 |
| Loan Loss Provision Ratio |
1.44 |
1.34 |
1.30 |
| Loans Spreads(%) |
0.00 |
0.00 |
0.00 |
| Net Interest Margin(%) |
16.04 |
16.41 |
16.43 |
| Provision Coverage Ratio(%) |
39.84 |
45.19 |
50.02 |
| Capital Adequacy Ratio |
51.63 |
51.04 |
49.15 |
| Tier I Capital |
0.00 |
0.00 |
0.00 |
| Tier II Capital |
0.00 |
0.00 |
0.00 |
| Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
| Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
| (%) Gross Non Performing Assets |
3.18 |
2.64 |
2.46 |
| (%) Net Non Performing Assets |
1.94 |
1.46 |
1.25 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
7.00 |
7.49 |
7.24 |
| Loans Disbursed(Amt Rs cr) |
976.40 |
1,195.90 |
1,290.10 |
| Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
| Loan Book(Amt Rs cr) |
0.00 |
0.00 |
0.00 |