| Interest Earned |
2,559.48 |
2,517.53 |
2,407.05 |
| Other Income |
385.94 |
485.93 |
515.73 |
| Total Income |
2,945.42 |
3,003.46 |
2,922.78 |
| Operating Expenses |
2,364.14 |
2,419.13 |
2,387.22 |
| Operating Profit Before Prov. & Cont. |
581.28 |
584.33 |
535.56 |
| Provisions & Contingencies |
34.39 |
80.41 |
63.27 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
139.39 |
129.60 |
120.92 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
407.50 |
374.32 |
351.37 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
407.50 |
374.32 |
351.37 |
| EPS (Unit Curr.) |
1.56 |
1.43 |
1.34 |
| EPS (Adj) (Unit Curr.) |
1.56 |
1.43 |
1.34 |
| Calculated EPS (Unit Curr.) |
1.56 |
1.43 |
1.34 |
| Calculated EPS (Adj) (Unit Curr.) |
1.56 |
1.43 |
1.34 |
| Calculated EPS (Ann.) (Unit Curr.) |
6.23 |
5.72 |
5.37 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
6.23 |
5.72 |
5.37 |
| Book Value (Unit Curr.) |
43.60 |
42.10 |
40.60 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
261.76 |
261.72 |
261.67 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
1.00 |
1.00 |
1.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
85.60 |
85.03 |
86.02 |
| PBDTM(%) |
21.37 |
20.02 |
19.62 |
| PATM(%) |
15.92 |
14.87 |
14.60 |
| Net Interest Income |
915.00 |
881.00 |
808.00 |
| Net Interest Margin(%) |
2.95 |
2.86 |
2.80 |
| Provision Coverage Ratio(%) |
94.10 |
91.57 |
90.25 |
| CASA Ratio(%) |
32.12 |
31.84 |
31.86 |
| Capital Adequacy Ratio |
19.66 |
17.84 |
17.70 |
| Tier I Capital |
18.76 |
16.88 |
16.79 |
| Tier II Capital |
0.90 |
0.96 |
0.91 |
| Gross Non Performing Assets |
1,430.50 |
2,581.50 |
2,703.47 |
| Net Non Performing Assets |
287.93 |
425.90 |
505.82 |
| (%) Gross Non Performing Assets |
1.43 |
2.67 |
2.93 |
| (%) Net Non Performing Assets |
0.29 |
0.45 |
0.56 |
| Return on Assets(Annualised) |
1.17 |
1.09 |
1.04 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
7,146.00 |
7,090.00 |
7,044.00 |
| Saving Deposits |
32,475.00 |
30,550.00 |
29,797.00 |
| Term Deposits |
83,725.00 |
80,571.00 |
78,794.00 |
| Total Deposits |
123,346.00 |
118,211.00 |
115,635.00 |
| Total Advances |
100,274.00 |
96,764.00 |
92,286.00 |