| Interest Earned |
2,407.05 |
2,362.44 |
2,373.44 |
| Other Income |
515.73 |
621.89 |
572.37 |
| Total Income |
2,922.78 |
2,984.33 |
2,945.81 |
| Operating Expenses |
2,387.22 |
2,312.13 |
2,262.50 |
| Operating Profit Before Prov. & Cont. |
535.56 |
672.20 |
683.31 |
| Provisions & Contingencies |
63.27 |
239.26 |
224.19 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
120.92 |
110.99 |
116.93 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
351.37 |
321.95 |
342.19 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
351.37 |
321.95 |
342.19 |
| EPS (Unit Curr.) |
1.34 |
1.23 |
1.31 |
| EPS (Adj) (Unit Curr.) |
1.34 |
1.23 |
1.31 |
| Calculated EPS (Unit Curr.) |
1.34 |
1.23 |
1.31 |
| Calculated EPS (Adj) (Unit Curr.) |
1.34 |
1.23 |
1.31 |
| Calculated EPS (Ann.) (Unit Curr.) |
5.37 |
4.92 |
5.23 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
5.37 |
4.92 |
5.23 |
| Book Value (Unit Curr.) |
40.60 |
39.80 |
38.60 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
261.67 |
261.63 |
261.63 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
1.00 |
1.00 |
1.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
86.02 |
83.08 |
82.76 |
| PBDTM(%) |
19.62 |
18.33 |
19.34 |
| PATM(%) |
14.60 |
13.63 |
14.42 |
| Net Interest Income |
808.00 |
832.00 |
868.00 |
| Net Interest Margin(%) |
2.80 |
3.03 |
3.21 |
| Provision Coverage Ratio(%) |
90.25 |
88.82 |
85.03 |
| CASA Ratio(%) |
31.86 |
32.06 |
31.37 |
| Capital Adequacy Ratio |
17.70 |
19.48 |
19.31 |
| Tier I Capital |
16.79 |
18.25 |
17.98 |
| Tier II Capital |
0.91 |
1.23 |
1.33 |
| Gross Non Performing Assets |
2,703.47 |
2,806.57 |
2,799.83 |
| Net Non Performing Assets |
505.82 |
591.38 |
790.52 |
| (%) Gross Non Performing Assets |
2.93 |
3.15 |
3.20 |
| (%) Net Non Performing Assets |
0.56 |
0.68 |
0.92 |
| Return on Assets(Annualised) |
1.04 |
1.01 |
1.12 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
7,044.00 |
7,177.00 |
6,030.00 |
| Saving Deposits |
29,797.00 |
29,027.00 |
27,699.00 |
| Term Deposits |
78,794.00 |
76,718.00 |
73,797.00 |
| Total Deposits |
115,635.00 |
112,922.00 |
107,526.00 |
| Total Advances |
92,286.00 |
89,198.00 |
87,579.00 |