| Interest Earned |
16,589.94 |
16,282.71 |
15,855.89 |
| Other Income |
2,486.63 |
2,438.60 |
2,743.27 |
| Total Income |
19,076.57 |
18,721.31 |
18,599.16 |
| Operating Expenses |
14,240.06 |
13,951.03 |
13,580.49 |
| Operating Profit Before Prov. & Cont. |
4,836.51 |
4,770.28 |
5,018.67 |
| Provisions & Contingencies |
738.60 |
691.00 |
794.60 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
1,079.69 |
1,106.46 |
1,268.00 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
3,018.22 |
2,972.82 |
2,956.07 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
3,018.22 |
2,972.82 |
2,956.07 |
| EPS (Unit Curr.) |
22.41 |
22.07 |
21.95 |
| EPS (Adj) (Unit Curr.) |
22.41 |
22.07 |
21.95 |
| Calculated EPS (Unit Curr.) |
22.41 |
22.07 |
21.95 |
| Calculated EPS (Adj) (Unit Curr.) |
22.41 |
22.07 |
21.95 |
| Calculated EPS (Ann.) (Unit Curr.) |
89.63 |
88.28 |
87.78 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
89.63 |
88.28 |
87.78 |
| Book Value (Unit Curr.) |
467.35 |
448.29 |
423.39 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
1,346.96 |
1,346.96 |
1,346.96 |
| Reserve & Surplus |
60,762.20 |
60,762.20 |
60,762.20 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
73.84 |
73.84 |
73.84 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
85.21 |
86.00 |
86.34 |
| PBDTM(%) |
24.70 |
25.05 |
26.64 |
| PATM(%) |
18.19 |
18.26 |
18.64 |
| Net Interest Income |
6,551.00 |
6,359.00 |
6,389.00 |
| Net Interest Margin(%) |
3.34 |
3.35 |
3.48 |
| Provision Coverage Ratio(%) |
98.28 |
98.20 |
98.10 |
| CASA Ratio(%) |
38.87 |
38.97 |
40.17 |
| Capital Adequacy Ratio |
17.31 |
17.80 |
17.94 |
| Tier I Capital |
15.27 |
15.74 |
15.85 |
| Tier II Capital |
2.04 |
2.06 |
2.09 |
| Gross Non Performing Assets |
16,134.66 |
18,066.88 |
18,178.86 |
| Net Non Performing Assets |
982.98 |
1,035.56 |
1,190.56 |
| (%) Gross Non Performing Assets |
2.60 |
3.01 |
3.09 |
| (%) Net Non Performing Assets |
0.16 |
0.18 |
0.19 |
| Return on Assets(Annualised) |
1.32 |
1.34 |
1.37 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
40,281.00 |
38,177.00 |
39,630.00 |
| Saving Deposits |
248,561.00 |
238,939.00 |
243,224.00 |
| Term Deposits |
488,104.00 |
467,173.00 |
454,300.00 |
| Total Deposits |
776,946.00 |
744,289.00 |
737,154.00 |
| Total Advances |
620,324.00 |
601,147.00 |
588,140.00 |