| Interest Earned |
3,441.09 |
3,475.57 |
3,536.33 |
| Other Income |
1,069.48 |
1,000.03 |
1,073.33 |
| Total Income |
4,510.57 |
4,475.60 |
4,609.66 |
| Operating Expenses |
3,807.62 |
3,614.41 |
3,613.03 |
| Operating Profit Before Prov. & Cont. |
702.95 |
861.19 |
996.63 |
| Provisions & Contingencies |
442.32 |
785.14 |
1,188.90 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
60.30 |
7.35 |
-224.90 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
200.33 |
68.70 |
32.63 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
200.33 |
68.70 |
32.63 |
| EPS (Unit Curr.) |
3.29 |
1.13 |
0.54 |
| EPS (Adj) (Unit Curr.) |
3.29 |
1.13 |
0.54 |
| Calculated EPS (Unit Curr.) |
3.29 |
1.13 |
0.54 |
| Calculated EPS (Adj) (Unit Curr.) |
3.29 |
1.13 |
0.54 |
| Calculated EPS (Ann.) (Unit Curr.) |
13.16 |
4.52 |
2.15 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
13.16 |
4.52 |
2.15 |
| Book Value (Unit Curr.) |
0.00 |
245.61 |
243.44 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
609.01 |
607.88 |
607.77 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
64.55 |
57.22 |
49.74 |
| PBDTM(%) |
7.57 |
2.19 |
-5.44 |
| PATM(%) |
5.82 |
1.98 |
0.92 |
| Net Interest Income |
1,481.00 |
1,563.00 |
1,585.00 |
| Net Interest Margin(%) |
4.50 |
4.89 |
4.90 |
| Provision Coverage Ratio(%) |
84.03 |
89.02 |
82.20 |
| CASA Ratio(%) |
32.50 |
34.10 |
32.80 |
| Capital Adequacy Ratio |
15.42 |
15.54 |
14.86 |
| Tier I Capital |
14.05 |
14.06 |
13.68 |
| Tier II Capital |
1.37 |
1.48 |
1.18 |
| Gross Non Performing Assets |
2,685.86 |
2,465.47 |
2,701.00 |
| Net Non Performing Assets |
428.82 |
270.79 |
481.64 |
| (%) Gross Non Performing Assets |
2.78 |
2.60 |
2.92 |
| (%) Net Non Performing Assets |
0.45 |
0.29 |
0.53 |
| Return on Assets(Annualised) |
0.56 |
0.20 |
0.09 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
17,707.00 |
17,928.00 |
14,682.00 |
| Saving Deposits |
18,907.00 |
19,958.00 |
20,340.00 |
| Term Deposits |
76,120.00 |
73,058.00 |
71,731.00 |
| Total Deposits |
112,734.00 |
110,944.00 |
106,753.00 |
| Total Advances |
94,431.00 |
92,618.00 |
90,412.00 |