| Interest Earned |
7,385.55 |
7,633.59 |
7,111.72 |
| Other Income |
1,480.92 |
1,581.10 |
1,297.53 |
| Total Income |
8,866.47 |
9,214.69 |
8,409.25 |
| Operating Expenses |
6,508.52 |
6,596.77 |
6,143.24 |
| Operating Profit Before Prov. & Cont. |
2,357.95 |
2,617.92 |
2,266.01 |
| Provisions & Contingencies |
844.05 |
1,063.46 |
1,028.64 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
402.86 |
503.39 |
363.71 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
1,111.04 |
1,051.07 |
873.66 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
1,111.04 |
1,051.07 |
873.66 |
| EPS (Unit Curr.) |
0.58 |
0.56 |
0.46 |
| EPS (Adj) (Unit Curr.) |
0.58 |
0.56 |
0.46 |
| Calculated EPS (Unit Curr.) |
0.58 |
0.55 |
0.46 |
| Calculated EPS (Adj) (Unit Curr.) |
0.58 |
0.55 |
0.46 |
| Calculated EPS (Ann.) (Unit Curr.) |
2.31 |
2.18 |
1.85 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
2.31 |
2.18 |
1.85 |
| Book Value (Unit Curr.) |
12.41 |
12.11 |
10.66 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
19,256.59 |
19,256.59 |
18,902.41 |
| Reserve & Surplus |
0.00 |
0.00 |
6,317.25 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
94.61 |
94.61 |
96.38 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
83.31 |
79.45 |
78.18 |
| PBDTM(%) |
20.50 |
20.36 |
17.40 |
| PATM(%) |
15.04 |
13.77 |
12.28 |
| Net Interest Income |
2,746.00 |
3,123.00 |
2,789.00 |
| Net Interest Margin(%) |
3.04 |
3.58 |
3.33 |
| Provision Coverage Ratio(%) |
97.47 |
97.30 |
97.07 |
| CASA Ratio(%) |
43.78 |
43.65 |
43.37 |
| Capital Adequacy Ratio |
18.28 |
19.74 |
16.97 |
| Tier I Capital |
15.78 |
17.13 |
14.33 |
| Tier II Capital |
2.50 |
2.61 |
2.64 |
| Gross Non Performing Assets |
5,178.46 |
5,347.72 |
6,070.51 |
| Net Non Performing Assets |
816.38 |
911.86 |
975.91 |
| (%) Gross Non Performing Assets |
1.97 |
2.14 |
2.55 |
| (%) Net Non Performing Assets |
0.32 |
0.37 |
0.42 |
| Return on Assets(Annualised) |
1.14 |
1.12 |
0.93 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
0.00 |
0.00 |
0.00 |
| Saving Deposits |
0.00 |
0.00 |
0.00 |
| Term Deposits |
185,955.00 |
175,777.00 |
172,783.00 |
| Total Deposits |
330,792.00 |
311,939.00 |
305,121.00 |
| Total Advances |
262,421.00 |
250,019.00 |
237,632.00 |