| Interest Earned |
8,172.39 |
7,848.79 |
7,385.55 |
| Other Income |
1,499.19 |
1,365.45 |
1,480.92 |
| Total Income |
9,671.58 |
9,214.24 |
8,866.47 |
| Operating Expenses |
7,068.48 |
6,814.21 |
6,508.52 |
| Operating Profit Before Prov. & Cont. |
2,603.10 |
2,400.03 |
2,357.95 |
| Provisions & Contingencies |
1,235.65 |
672.45 |
844.05 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
2.33 |
501.16 |
402.86 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
1,365.12 |
1,226.42 |
1,111.04 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
1,365.12 |
1,226.42 |
1,111.04 |
| EPS (Unit Curr.) |
0.71 |
0.64 |
0.58 |
| EPS (Adj) (Unit Curr.) |
0.71 |
0.64 |
0.58 |
| Calculated EPS (Unit Curr.) |
0.71 |
0.64 |
0.58 |
| Calculated EPS (Adj) (Unit Curr.) |
0.71 |
0.64 |
0.58 |
| Calculated EPS (Ann.) (Unit Curr.) |
2.84 |
2.55 |
2.31 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
2.84 |
2.55 |
2.31 |
| Book Value (Unit Curr.) |
13.90 |
13.13 |
12.41 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
19,256.59 |
19,256.59 |
19,256.59 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
92.44 |
94.61 |
94.61 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
76.37 |
83.03 |
83.31 |
| PBDTM(%) |
16.73 |
22.01 |
20.50 |
| PATM(%) |
16.70 |
15.63 |
15.04 |
| Net Interest Income |
3,299.00 |
3,059.00 |
2,746.00 |
| Net Interest Margin(%) |
3.32 |
3.21 |
3.04 |
| Provision Coverage Ratio(%) |
97.49 |
97.48 |
97.47 |
| CASA Ratio(%) |
40.85 |
40.52 |
43.78 |
| Capital Adequacy Ratio |
16.30 |
17.94 |
18.28 |
| Tier I Capital |
13.99 |
15.53 |
15.78 |
| Tier II Capital |
2.31 |
2.41 |
2.50 |
| Gross Non Performing Assets |
4,529.89 |
5,078.27 |
5,178.46 |
| Net Non Performing Assets |
707.92 |
776.39 |
816.38 |
| (%) Gross Non Performing Assets |
1.54 |
1.83 |
1.97 |
| (%) Net Non Performing Assets |
0.24 |
0.28 |
0.32 |
| Return on Assets(Annualised) |
1.28 |
1.20 |
1.14 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
0.00 |
0.00 |
0.00 |
| Saving Deposits |
0.00 |
0.00 |
0.00 |
| Term Deposits |
206,627.00 |
201,679.00 |
185,955.00 |
| Total Deposits |
349,302.00 |
339,066.00 |
330,792.00 |
| Total Advances |
294,974.00 |
277,968.00 |
262,421.00 |