| Interest Earned |
8,488.96 |
8,172.39 |
7,848.79 |
| Other Income |
1,290.91 |
1,499.19 |
1,365.45 |
| Total Income |
9,779.87 |
9,671.58 |
9,214.24 |
| Operating Expenses |
7,114.82 |
7,068.48 |
6,814.21 |
| Operating Profit Before Prov. & Cont. |
2,665.05 |
2,603.10 |
2,400.03 |
| Provisions & Contingencies |
1,005.96 |
1,235.65 |
672.45 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
153.64 |
2.33 |
501.16 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
1,505.45 |
1,365.12 |
1,226.42 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
1,505.45 |
1,365.12 |
1,226.42 |
| EPS (Unit Curr.) |
0.78 |
0.71 |
0.64 |
| EPS (Adj) (Unit Curr.) |
0.78 |
0.71 |
0.64 |
| Calculated EPS (Unit Curr.) |
0.78 |
0.71 |
0.64 |
| Calculated EPS (Adj) (Unit Curr.) |
0.78 |
0.71 |
0.64 |
| Calculated EPS (Ann.) (Unit Curr.) |
3.13 |
2.84 |
2.55 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
3.13 |
2.84 |
2.55 |
| Book Value (Unit Curr.) |
0.00 |
13.90 |
13.13 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
19,256.59 |
19,256.59 |
19,256.59 |
| Reserve & Surplus |
14,824.85 |
9,489.99 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
92.44 |
92.44 |
94.61 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
78.67 |
76.37 |
83.03 |
| PBDTM(%) |
19.54 |
16.73 |
22.01 |
| PATM(%) |
17.73 |
16.70 |
15.63 |
| Net Interest Income |
3,470.00 |
3,299.00 |
3,059.00 |
| Net Interest Margin(%) |
3.25 |
3.32 |
3.21 |
| Provision Coverage Ratio(%) |
97.50 |
97.49 |
97.48 |
| CASA Ratio(%) |
40.99 |
40.85 |
40.52 |
| Capital Adequacy Ratio |
19.78 |
16.30 |
17.94 |
| Tier I Capital |
16.94 |
13.99 |
15.53 |
| Tier II Capital |
2.84 |
2.31 |
2.41 |
| Gross Non Performing Assets |
4,409.66 |
4,529.89 |
5,078.27 |
| Net Non Performing Assets |
637.77 |
707.92 |
776.39 |
| (%) Gross Non Performing Assets |
1.42 |
1.54 |
1.83 |
| (%) Net Non Performing Assets |
0.21 |
0.24 |
0.28 |
| Return on Assets(Annualised) |
1.32 |
1.28 |
1.20 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
0.00 |
0.00 |
0.00 |
| Saving Deposits |
0.00 |
0.00 |
0.00 |
| Term Deposits |
217,256.00 |
206,627.00 |
201,679.00 |
| Total Deposits |
368,191.00 |
349,302.00 |
339,066.00 |
| Total Advances |
310,423.00 |
294,974.00 |
277,968.00 |