| Interest Earned |
2,910.66 |
3,158.94 |
2,931.14 |
| Other Income |
468.73 |
676.76 |
338.23 |
| Total Income |
3,379.39 |
3,835.70 |
3,269.37 |
| Operating Expenses |
2,839.29 |
3,019.31 |
2,785.39 |
| Operating Profit Before Prov. & Cont. |
540.10 |
816.39 |
483.98 |
| Provisions & Contingencies |
217.08 |
374.02 |
109.33 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
53.86 |
129.59 |
92.69 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
269.16 |
312.78 |
281.96 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
269.16 |
312.78 |
281.96 |
| EPS (Unit Curr.) |
0.38 |
0.46 |
0.42 |
| EPS (Adj) (Unit Curr.) |
0.38 |
0.46 |
0.42 |
| Calculated EPS (Unit Curr.) |
0.38 |
0.44 |
0.42 |
| Calculated EPS (Adj) (Unit Curr.) |
0.38 |
0.44 |
0.42 |
| Calculated EPS (Ann.) (Unit Curr.) |
1.52 |
1.76 |
1.66 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
1.52 |
1.76 |
1.66 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
7,095.59 |
7,095.59 |
6,777.79 |
| Reserve & Surplus |
0.00 |
5,196.47 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
436,534,127.00 |
436,534,127.00 |
118,735,354.00 |
| Public Shareholding (% in Equity) |
6.15 |
6.15 |
1.75 |
| (%) of shares held by GOI |
93.85 |
93.85 |
98.25 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
6,659,051,093.00 |
6,659,051,093.00 |
6,659,051,093.00 |
| Non Encumbered - % in Total Promoters Holding |
100.00 |
100.00 |
100.00 |
| Non Encumbered - % in Total Equity |
93.85 |
93.85 |
98.25 |
| PBIDTM(%) |
80.16 |
78.48 |
80.75 |
| PBDTM(%) |
11.10 |
14.00 |
12.78 |
| PATM(%) |
9.25 |
9.90 |
9.62 |
| Net Interest Income |
900.00 |
1,122.00 |
939.00 |
| Net Interest Margin(%) |
2.52 |
3.19 |
2.78 |
| Provision Coverage Ratio(%) |
91.77 |
91.38 |
89.53 |
| CASA Ratio(%) |
30.59 |
31.43 |
31.16 |
| Capital Adequacy Ratio |
17.90 |
17.41 |
15.95 |
| Tier I Capital |
16.02 |
15.59 |
14.04 |
| Tier II Capital |
1.88 |
1.82 |
1.91 |
| Gross Non Performing Assets |
3,339.34 |
3,370.06 |
3,675.81 |
| Net Non Performing Assets |
882.72 |
937.07 |
1,168.86 |
| (%) Gross Non Performing Assets |
3.34 |
3.38 |
3.83 |
| (%) Net Non Performing Assets |
0.91 |
0.96 |
1.25 |
| Return on Assets(Annualised) |
0.67 |
0.79 |
0.73 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
4,707.00 |
5,472.00 |
5,102.00 |
| Saving Deposits |
35,426.00 |
35,318.00 |
34,599.00 |
| Term Deposits |
91,049.00 |
88,984.00 |
87,696.00 |
| Total Deposits |
131,182.00 |
129,774.00 |
127,397.00 |
| Total Advances |
99,950.00 |
99,605.00 |
95,870.00 |