| Interest Earned |
3,029.99 |
3,041.98 |
2,998.87 |
| Other Income |
427.37 |
507.29 |
374.41 |
| Total Income |
3,457.36 |
3,549.27 |
3,373.28 |
| Operating Expenses |
2,915.06 |
2,954.99 |
2,868.22 |
| Operating Profit Before Prov. & Cont. |
542.30 |
594.28 |
505.06 |
| Provisions & Contingencies |
-73.15 |
137.81 |
147.67 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
193.62 |
120.05 |
62.87 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
421.83 |
336.42 |
294.52 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
421.83 |
336.42 |
294.52 |
| EPS (Unit Curr.) |
0.59 |
0.47 |
0.42 |
| EPS (Adj) (Unit Curr.) |
0.59 |
0.47 |
0.42 |
| Calculated EPS (Unit Curr.) |
0.59 |
0.47 |
0.42 |
| Calculated EPS (Adj) (Unit Curr.) |
0.59 |
0.47 |
0.42 |
| Calculated EPS (Ann.) (Unit Curr.) |
2.38 |
1.90 |
1.66 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
2.38 |
1.90 |
1.66 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
7,095.59 |
7,095.59 |
7,095.59 |
| Reserve & Surplus |
5,976.30 |
5,195.71 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
436,534,127.00 |
436,534,127.00 |
436,534,127.00 |
| Public Shareholding (% in Equity) |
6.15 |
6.15 |
6.15 |
| (%) of shares held by GOI |
93.85 |
93.85 |
93.85 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
6,659,051,093.00 |
6,659,051,093.00 |
6,659,051,093.00 |
| Non Encumbered - % in Total Promoters Holding |
100.00 |
100.00 |
100.00 |
| Non Encumbered - % in Total Equity |
93.85 |
93.85 |
93.85 |
| PBIDTM(%) |
88.14 |
82.59 |
80.24 |
| PBDTM(%) |
20.31 |
15.01 |
11.92 |
| PATM(%) |
13.92 |
11.06 |
9.82 |
| Net Interest Income |
975.00 |
986.00 |
950.00 |
| Net Interest Margin(%) |
2.49 |
2.59 |
2.60 |
| Provision Coverage Ratio(%) |
90.91 |
92.23 |
91.88 |
| CASA Ratio(%) |
30.77 |
31.02 |
30.31 |
| Capital Adequacy Ratio |
17.42 |
16.83 |
17.19 |
| Tier I Capital |
15.92 |
15.28 |
15.32 |
| Tier II Capital |
1.50 |
1.55 |
1.87 |
| Gross Non Performing Assets |
2,830.77 |
2,870.84 |
3,081.89 |
| Net Non Performing Assets |
919.19 |
795.93 |
854.13 |
| (%) Gross Non Performing Assets |
2.40 |
2.60 |
2.92 |
| (%) Net Non Performing Assets |
0.79 |
0.74 |
0.83 |
| Return on Assets(Annualised) |
0.96 |
0.79 |
0.72 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
6,577.00 |
5,672.00 |
5,093.00 |
| Saving Deposits |
38,299.00 |
37,515.00 |
36,036.00 |
| Term Deposits |
100,953.00 |
96,015.00 |
94,577.00 |
| Total Deposits |
145,829.00 |
139,202.00 |
135,706.00 |
| Total Advances |
117,823.00 |
110,297.00 |
105,566.00 |