| Interest Earned |
3,041.98 |
2,998.87 |
2,910.66 |
| Other Income |
507.29 |
374.41 |
468.73 |
| Total Income |
3,549.27 |
3,373.28 |
3,379.39 |
| Operating Expenses |
2,954.99 |
2,868.22 |
2,839.29 |
| Operating Profit Before Prov. & Cont. |
594.28 |
505.06 |
540.10 |
| Provisions & Contingencies |
137.81 |
147.67 |
217.08 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
120.05 |
62.87 |
53.86 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
336.42 |
294.52 |
269.16 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
336.42 |
294.52 |
269.16 |
| EPS (Unit Curr.) |
0.47 |
0.42 |
0.38 |
| EPS (Adj) (Unit Curr.) |
0.47 |
0.42 |
0.38 |
| Calculated EPS (Unit Curr.) |
0.47 |
0.42 |
0.38 |
| Calculated EPS (Adj) (Unit Curr.) |
0.47 |
0.42 |
0.38 |
| Calculated EPS (Ann.) (Unit Curr.) |
1.90 |
1.66 |
1.52 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
1.90 |
1.66 |
1.52 |
| Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
7,095.59 |
7,095.59 |
7,095.59 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
436,534,127.00 |
436,534,127.00 |
436,534,127.00 |
| Public Shareholding (% in Equity) |
6.15 |
6.15 |
6.15 |
| (%) of shares held by GOI |
93.85 |
93.85 |
93.85 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
6,659,051,093.00 |
6,659,051,093.00 |
6,659,051,093.00 |
| Non Encumbered - % in Total Promoters Holding |
100.00 |
100.00 |
100.00 |
| Non Encumbered - % in Total Equity |
93.85 |
93.85 |
93.85 |
| PBIDTM(%) |
82.59 |
80.24 |
80.16 |
| PBDTM(%) |
15.01 |
11.92 |
11.10 |
| PATM(%) |
11.06 |
9.82 |
9.25 |
| Net Interest Income |
986.00 |
950.00 |
900.00 |
| Net Interest Margin(%) |
2.59 |
2.60 |
2.52 |
| Provision Coverage Ratio(%) |
92.23 |
91.88 |
91.77 |
| CASA Ratio(%) |
31.02 |
30.31 |
30.59 |
| Capital Adequacy Ratio |
16.83 |
17.19 |
17.90 |
| Tier I Capital |
15.28 |
15.32 |
16.02 |
| Tier II Capital |
1.55 |
1.87 |
1.88 |
| Gross Non Performing Assets |
2,870.84 |
3,081.89 |
3,339.34 |
| Net Non Performing Assets |
795.93 |
854.13 |
882.72 |
| (%) Gross Non Performing Assets |
2.60 |
2.92 |
3.34 |
| (%) Net Non Performing Assets |
0.74 |
0.83 |
0.91 |
| Return on Assets(Annualised) |
0.79 |
0.72 |
0.67 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
5,672.00 |
5,093.00 |
4,707.00 |
| Saving Deposits |
37,515.00 |
36,036.00 |
35,426.00 |
| Term Deposits |
96,015.00 |
94,577.00 |
91,049.00 |
| Total Deposits |
139,202.00 |
135,706.00 |
131,182.00 |
| Total Advances |
110,297.00 |
105,566.00 |
99,950.00 |