| Interest Earned |
18,352.19 |
18,323.21 |
18,210.52 |
| Other Income |
2,166.10 |
3,427.59 |
1,746.38 |
| Total Income |
20,518.29 |
21,750.80 |
19,956.90 |
| Operating Expenses |
16,508.91 |
16,865.97 |
16,254.33 |
| Operating Profit Before Prov. & Cont. |
4,009.38 |
4,884.83 |
3,702.57 |
| Provisions & Contingencies |
1,096.08 |
1,337.66 |
303.70 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
661.18 |
921.26 |
882.18 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
2,252.12 |
2,625.91 |
2,516.69 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
2,252.12 |
2,625.91 |
2,516.69 |
| EPS (Unit Curr.) |
4.95 |
5.77 |
5.53 |
| EPS (Adj) (Unit Curr.) |
4.95 |
5.77 |
5.53 |
| Calculated EPS (Unit Curr.) |
4.95 |
5.77 |
5.53 |
| Calculated EPS (Adj) (Unit Curr.) |
4.95 |
5.77 |
5.53 |
| Calculated EPS (Ann.) (Unit Curr.) |
19.78 |
23.07 |
22.11 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
19.78 |
23.07 |
22.11 |
| Book Value (Unit Curr.) |
151.50 |
148.88 |
142.61 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
4,553.41 |
4,553.41 |
4,553.41 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
73.38 |
73.38 |
73.38 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
82.81 |
86.27 |
85.33 |
| PBDTM(%) |
15.87 |
19.36 |
18.66 |
| PATM(%) |
12.27 |
14.33 |
13.82 |
| Net Interest Income |
6,068.00 |
6,063.00 |
6,070.00 |
| Net Interest Margin(%) |
2.55 |
2.61 |
2.80 |
| Provision Coverage Ratio(%) |
92.94 |
92.39 |
92.48 |
| CASA Ratio(%) |
39.88 |
40.29 |
41.05 |
| Capital Adequacy Ratio |
17.39 |
17.77 |
16.00 |
| Tier I Capital |
15.14 |
15.47 |
13.60 |
| Tier II Capital |
2.25 |
2.30 |
2.40 |
| Gross Non Performing Assets |
19,640.20 |
21,748.89 |
24,048.48 |
| Net Non Performing Assets |
4,949.89 |
5,358.49 |
5,410.05 |
| (%) Gross Non Performing Assets |
2.92 |
3.27 |
3.69 |
| (%) Net Non Performing Assets |
0.75 |
0.82 |
0.85 |
| Return on Assets(Annualised) |
0.82 |
0.98 |
0.96 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
0.00 |
0.00 |
0.00 |
| Saving Deposits |
0.00 |
0.00 |
0.00 |
| Term Deposits |
424,952.00 |
415,447.00 |
398,112.00 |
| Total Deposits |
833,698.00 |
816,541.00 |
794,788.00 |
| Total Advances |
672,444.00 |
666,047.00 |
651,507.00 |