| Interest Earned |
30,970.23 |
31,063.51 |
31,242.51 |
| Other Income |
6,624.58 |
7,258.06 |
6,779.52 |
| Total Income |
37,594.81 |
38,321.57 |
38,022.03 |
| Operating Expenses |
27,182.28 |
26,806.41 |
27,269.66 |
| Operating Profit Before Prov. & Cont. |
10,412.53 |
11,515.16 |
10,752.37 |
| Provisions & Contingencies |
3,547.04 |
3,947.66 |
1,359.35 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
1,775.85 |
1,761.36 |
2,275.52 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
5,089.64 |
5,806.14 |
7,117.50 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
5,089.64 |
5,806.14 |
7,117.50 |
| EPS (Unit Curr.) |
16.41 |
18.73 |
22.99 |
| EPS (Adj) (Unit Curr.) |
16.41 |
18.73 |
22.99 |
| Calculated EPS (Unit Curr.) |
16.40 |
18.72 |
22.98 |
| Calculated EPS (Adj) (Unit Curr.) |
16.40 |
18.72 |
22.98 |
| Calculated EPS (Ann.) (Unit Curr.) |
65.61 |
74.89 |
91.92 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
65.61 |
74.89 |
91.92 |
| Book Value (Unit Curr.) |
612.00 |
596.00 |
577.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
620.58 |
620.24 |
619.47 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
77.79 |
80.71 |
85.86 |
| PBDTM(%) |
22.17 |
24.36 |
30.06 |
| PATM(%) |
16.43 |
18.69 |
22.78 |
| Net Interest Income |
13,745.00 |
13,560.00 |
13,811.00 |
| Net Interest Margin(%) |
3.73 |
3.80 |
3.97 |
| Provision Coverage Ratio(%) |
70.00 |
71.00 |
75.00 |
| CASA Ratio(%) |
40.00 |
40.00 |
41.00 |
| Capital Adequacy Ratio |
16.55 |
16.85 |
17.07 |
| Tier I Capital |
14.43 |
14.68 |
14.67 |
| Tier II Capital |
2.12 |
2.17 |
2.40 |
| Gross Non Performing Assets |
17,307.74 |
17,764.66 |
14,490.11 |
| Net Non Performing Assets |
5,113.86 |
5,065.99 |
3,685.45 |
| (%) Gross Non Performing Assets |
1.46 |
1.57 |
1.28 |
| (%) Net Non Performing Assets |
0.44 |
0.45 |
0.33 |
| Return on Assets(Annualised) |
1.23 |
1.47 |
1.83 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
161,283.00 |
163,033.00 |
166,799.00 |
| Saving Deposits |
317,724.00 |
305,133.00 |
311,389.00 |
| Term Deposits |
724,480.00 |
693,449.00 |
694,764.00 |
| Total Deposits |
1,203,487.00 |
1,161,615.00 |
1,172,952.00 |
| Total Advances |
1,116,703.00 |
1,059,724.00 |
1,040,811.00 |