| Interest Earned |
32,724.09 |
32,274.40 |
30,970.23 |
| Other Income |
6,022.55 |
6,225.66 |
6,624.58 |
| Total Income |
38,746.64 |
38,500.06 |
37,594.81 |
| Operating Expenses |
28,733.22 |
27,624.36 |
27,182.28 |
| Operating Profit Before Prov. & Cont. |
10,013.42 |
10,875.70 |
10,412.53 |
| Provisions & Contingencies |
3,522.21 |
2,245.92 |
3,547.04 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
-580.10 |
2,140.21 |
1,775.85 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
7,071.31 |
6,489.57 |
5,089.64 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
7,071.31 |
6,489.57 |
5,089.64 |
| EPS (Unit Curr.) |
22.76 |
20.91 |
16.41 |
| EPS (Adj) (Unit Curr.) |
22.76 |
20.91 |
16.41 |
| Calculated EPS (Unit Curr.) |
22.75 |
20.90 |
16.40 |
| Calculated EPS (Adj) (Unit Curr.) |
22.75 |
20.90 |
16.40 |
| Calculated EPS (Ann.) (Unit Curr.) |
91.00 |
83.60 |
65.61 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
91.00 |
83.60 |
65.61 |
| Book Value (Unit Curr.) |
657.00 |
634.00 |
612.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
621.63 |
621.02 |
620.58 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
75.66 |
82.47 |
77.79 |
| PBDTM(%) |
19.84 |
26.74 |
22.17 |
| PATM(%) |
21.61 |
20.11 |
16.43 |
| Net Interest Income |
14,457.00 |
14,287.00 |
13,745.00 |
| Net Interest Margin(%) |
3.62 |
3.64 |
3.73 |
| Provision Coverage Ratio(%) |
70.00 |
70.00 |
70.00 |
| CASA Ratio(%) |
40.00 |
39.00 |
40.00 |
| Capital Adequacy Ratio |
16.42 |
16.55 |
16.55 |
| Tier I Capital |
14.78 |
14.50 |
14.43 |
| Tier II Capital |
1.64 |
2.05 |
2.12 |
| Gross Non Performing Assets |
16,083.65 |
17,166.78 |
17,307.74 |
| Net Non Performing Assets |
4,789.59 |
5,154.29 |
5,113.86 |
| (%) Gross Non Performing Assets |
1.23 |
1.40 |
1.46 |
| (%) Net Non Performing Assets |
0.37 |
0.42 |
0.44 |
| Return on Assets(Annualised) |
1.58 |
1.49 |
1.23 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
184,776.00 |
141,700.00 |
161,283.00 |
| Saving Deposits |
344,136.00 |
306,500.00 |
317,724.00 |
| Term Deposits |
806,922.00 |
812,586.00 |
724,480.00 |
| Total Deposits |
1,335,834.00 |
1,260,786.00 |
1,203,487.00 |
| Total Advances |
1,233,570.00 |
1,159,052.00 |
1,116,703.00 |