| Interest Earned |
8,588.54 |
8,619.00 |
8,509.44 |
| Other Income |
1,785.58 |
1,813.56 |
1,229.20 |
| Total Income |
10,374.12 |
10,432.56 |
9,738.64 |
| Operating Expenses |
8,070.14 |
8,429.60 |
7,775.33 |
| Operating Profit Before Prov. & Cont. |
2,303.98 |
2,002.96 |
1,963.31 |
| Provisions & Contingencies |
521.11 |
844.49 |
556.64 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
614.18 |
124.92 |
447.74 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
1,168.69 |
1,033.55 |
958.93 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
1,168.69 |
1,033.55 |
958.93 |
| EPS (Unit Curr.) |
1.29 |
1.19 |
1.10 |
| EPS (Adj) (Unit Curr.) |
1.29 |
1.19 |
1.10 |
| Calculated EPS (Unit Curr.) |
1.29 |
1.14 |
1.10 |
| Calculated EPS (Adj) (Unit Curr.) |
1.29 |
1.14 |
1.10 |
| Calculated EPS (Ann.) (Unit Curr.) |
5.16 |
4.57 |
4.42 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
5.16 |
4.57 |
4.42 |
| Book Value (Unit Curr.) |
37.06 |
35.99 |
34.54 |
| Dividend (%) |
2.00 |
0.00 |
0.00 |
| Equity |
9,051.40 |
9,051.40 |
8,680.94 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
89.27 |
89.27 |
93.08 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
81.37 |
74.01 |
74.93 |
| PBDTM(%) |
20.76 |
13.44 |
16.53 |
| PATM(%) |
13.61 |
11.99 |
11.27 |
| Net Interest Income |
3,383.00 |
3,399.00 |
3,540.00 |
| Net Interest Margin(%) |
3.16 |
3.17 |
3.48 |
| Provision Coverage Ratio(%) |
97.02 |
96.54 |
96.54 |
| CASA Ratio(%) |
46.88 |
48.91 |
49.18 |
| Capital Adequacy Ratio |
17.66 |
17.02 |
16.43 |
| Tier I Capital |
15.48 |
14.73 |
14.21 |
| Tier II Capital |
2.18 |
2.29 |
2.22 |
| Gross Non Performing Assets |
8,637.61 |
9,224.78 |
10,459.89 |
| Net Non Performing Assets |
1,308.12 |
1,543.26 |
1,554.98 |
| (%) Gross Non Performing Assets |
3.13 |
3.18 |
3.86 |
| (%) Net Non Performing Assets |
0.49 |
0.55 |
0.59 |
| Return on Assets(Annualised) |
1.02 |
0.91 |
0.87 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
19,889.00 |
19,411.00 |
18,803.00 |
| Saving Deposits |
180,633.00 |
181,762.00 |
176,304.00 |
| Term Deposits |
228,368.00 |
211,524.00 |
202,800.00 |
| Total Deposits |
428,890.00 |
412,697.00 |
397,907.00 |
| Total Advances |
275,595.00 |
290,101.00 |
270,779.00 |