| Interest Earned |
8,743.11 |
8,588.54 |
8,619.00 |
| Other Income |
1,506.62 |
1,785.58 |
1,813.56 |
| Total Income |
10,249.73 |
10,374.12 |
10,432.56 |
| Operating Expenses |
8,464.11 |
8,070.14 |
8,429.60 |
| Operating Profit Before Prov. & Cont. |
1,785.62 |
2,303.98 |
2,002.96 |
| Provisions & Contingencies |
314.14 |
521.11 |
844.49 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
258.60 |
614.18 |
124.92 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
1,212.88 |
1,168.69 |
1,033.55 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
1,212.88 |
1,168.69 |
1,033.55 |
| EPS (Unit Curr.) |
1.34 |
1.29 |
1.19 |
| EPS (Adj) (Unit Curr.) |
1.34 |
1.29 |
1.19 |
| Calculated EPS (Unit Curr.) |
1.34 |
1.29 |
1.14 |
| Calculated EPS (Adj) (Unit Curr.) |
1.34 |
1.29 |
1.14 |
| Calculated EPS (Ann.) (Unit Curr.) |
5.36 |
5.16 |
4.57 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
5.36 |
5.16 |
4.57 |
| Book Value (Unit Curr.) |
37.70 |
37.06 |
35.99 |
| Dividend (%) |
2.00 |
2.00 |
0.00 |
| Equity |
9,051.40 |
9,051.40 |
9,051.40 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
89.27 |
89.27 |
89.27 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
79.28 |
81.37 |
74.01 |
| PBDTM(%) |
16.83 |
20.76 |
13.44 |
| PATM(%) |
13.87 |
13.61 |
11.99 |
| Net Interest Income |
3,283.00 |
3,383.00 |
3,399.00 |
| Net Interest Margin(%) |
2.89 |
3.16 |
3.17 |
| Provision Coverage Ratio(%) |
96.88 |
97.02 |
96.54 |
| CASA Ratio(%) |
46.83 |
46.88 |
48.91 |
| Capital Adequacy Ratio |
17.34 |
17.66 |
17.02 |
| Tier I Capital |
14.98 |
15.48 |
14.73 |
| Tier II Capital |
2.36 |
2.18 |
2.29 |
| Gross Non Performing Assets |
8,827.02 |
8,637.61 |
9,224.78 |
| Net Non Performing Assets |
1,363.67 |
1,308.12 |
1,543.26 |
| (%) Gross Non Performing Assets |
3.01 |
3.13 |
3.18 |
| (%) Net Non Performing Assets |
0.48 |
0.49 |
0.55 |
| Return on Assets(Annualised) |
1.01 |
1.02 |
0.91 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
21,501.00 |
19,889.00 |
19,411.00 |
| Saving Deposits |
186,115.00 |
180,633.00 |
181,762.00 |
| Term Deposits |
236,835.00 |
228,368.00 |
211,524.00 |
| Total Deposits |
444,451.00 |
428,890.00 |
412,697.00 |
| Total Advances |
293,488.00 |
275,595.00 |
290,101.00 |