| Interest Earned |
1,154.23 |
1,109.16 |
1,040.94 |
| Other Income |
276.48 |
349.20 |
244.71 |
| Total Income |
1,430.71 |
1,458.36 |
1,285.65 |
| Operating Expenses |
1,138.60 |
1,179.06 |
1,065.34 |
| Operating Profit Before Prov. & Cont. |
292.11 |
279.30 |
220.31 |
| Provisions & Contingencies |
86.77 |
63.65 |
60.79 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
52.67 |
55.32 |
40.92 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
152.67 |
160.33 |
118.60 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
152.67 |
160.33 |
118.60 |
| EPS (Unit Curr.) |
8.80 |
9.24 |
6.84 |
| EPS (Adj) (Unit Curr.) |
8.80 |
9.24 |
6.84 |
| Calculated EPS (Unit Curr.) |
8.80 |
9.24 |
6.83 |
| Calculated EPS (Adj) (Unit Curr.) |
8.80 |
9.24 |
6.83 |
| Calculated EPS (Ann.) (Unit Curr.) |
35.19 |
36.96 |
27.34 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
35.19 |
36.96 |
27.34 |
| Book Value (Unit Curr.) |
269.00 |
261.00 |
258.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
173.54 |
173.54 |
173.54 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
78.53 |
81.26 |
78.88 |
| PBDTM(%) |
17.79 |
19.44 |
15.32 |
| PATM(%) |
13.23 |
14.46 |
11.39 |
| Net Interest Income |
453.00 |
424.00 |
379.00 |
| Net Interest Margin(%) |
3.86 |
3.81 |
3.54 |
| Provision Coverage Ratio(%) |
79.87 |
84.14 |
80.46 |
| CASA Ratio(%) |
20.55 |
21.17 |
23.49 |
| Capital Adequacy Ratio |
19.41 |
20.99 |
21.71 |
| Tier I Capital |
17.66 |
19.19 |
19.92 |
| Tier II Capital |
1.75 |
1.80 |
1.79 |
| Gross Non Performing Assets |
729.42 |
628.75 |
606.49 |
| Net Non Performing Assets |
245.66 |
178.46 |
215.15 |
| (%) Gross Non Performing Assets |
1.96 |
1.81 |
1.84 |
| (%) Net Non Performing Assets |
0.67 |
0.52 |
0.66 |
| Return on Assets(Annualised) |
1.18 |
1.30 |
1.01 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
0.00 |
0.00 |
0.00 |
| Saving Deposits |
0.00 |
0.00 |
0.00 |
| Term Deposits |
32,144.00 |
31,257.00 |
27,494.00 |
| Total Deposits |
40,460.00 |
39,651.00 |
35,935.00 |
| Total Advances |
37,161.00 |
34,712.00 |
32,944.00 |