| Interest Earned |
9,642.14 |
9,412.94 |
9,343.02 |
| Other Income |
2,226.83 |
1,895.41 |
1,779.85 |
| Total Income |
11,868.97 |
11,308.35 |
11,122.87 |
| Operating Expenses |
9,629.60 |
9,496.74 |
9,363.93 |
| Operating Profit Before Prov. & Cont. |
2,239.37 |
1,811.61 |
1,758.94 |
| Provisions & Contingencies |
1,659.12 |
1,450.47 |
1,337.92 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
117.68 |
57.06 |
81.59 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
462.57 |
304.08 |
339.43 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
462.57 |
304.08 |
339.43 |
| EPS (Unit Curr.) |
0.63 |
0.42 |
0.46 |
| EPS (Adj) (Unit Curr.) |
0.63 |
0.42 |
0.46 |
| Calculated EPS (Unit Curr.) |
0.63 |
0.42 |
0.46 |
| Calculated EPS (Adj) (Unit Curr.) |
0.63 |
0.42 |
0.46 |
| Calculated EPS (Ann.) (Unit Curr.) |
2.52 |
1.66 |
1.85 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
2.52 |
1.66 |
1.85 |
| Book Value (Unit Curr.) |
52.79 |
52.00 |
51.64 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
7,334.33 |
7,322.11 |
7,320.05 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
9.09 |
9.10 |
9.11 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
54.86 |
51.70 |
52.04 |
| PBDTM(%) |
6.02 |
3.84 |
4.51 |
| PATM(%) |
4.80 |
3.23 |
3.63 |
| Net Interest Income |
4,933.00 |
4,907.00 |
4,902.00 |
| Net Interest Margin(%) |
5.71 |
5.95 |
6.04 |
| Provision Coverage Ratio(%) |
72.30 |
72.30 |
73.60 |
| CASA Ratio(%) |
48.00 |
46.90 |
47.70 |
| Capital Adequacy Ratio |
14.86 |
15.48 |
15.65 |
| Tier I Capital |
12.80 |
13.17 |
13.22 |
| Tier II Capital |
2.06 |
2.31 |
2.43 |
| Gross Non Performing Assets |
4,867.46 |
4,433.58 |
4,399.32 |
| Net Non Performing Assets |
1,346.07 |
1,229.92 |
1,161.96 |
| (%) Gross Non Performing Assets |
1.97 |
1.87 |
1.94 |
| (%) Net Non Performing Assets |
0.55 |
0.53 |
0.52 |
| Return on Assets(Annualised) |
0.53 |
0.36 |
0.41 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
0.00 |
0.00 |
0.00 |
| Saving Deposits |
0.00 |
0.00 |
0.00 |
| Term Deposits |
137,813.00 |
133,828.00 |
114,237.00 |
| Total Deposits |
264,971.00 |
252,065.00 |
236,878.00 |
| Total Advances |
253,233.00 |
241,926.00 |
231,074.00 |