| Interest Earned |
6,436.01 |
6,744.59 |
6,219.96 |
| Other Income |
997.20 |
1,392.20 |
1,185.93 |
| Total Income |
7,433.21 |
8,136.79 |
7,405.89 |
| Operating Expenses |
5,870.95 |
6,438.02 |
5,820.20 |
| Operating Profit Before Prov. & Cont. |
1,562.26 |
1,698.77 |
1,585.69 |
| Provisions & Contingencies |
616.06 |
662.63 |
589.51 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
338.76 |
383.71 |
357.35 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
607.44 |
652.43 |
638.83 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
607.44 |
652.43 |
638.83 |
| EPS (Unit Curr.) |
0.48 |
0.54 |
0.53 |
| EPS (Adj) (Unit Curr.) |
0.48 |
0.54 |
0.53 |
| Calculated EPS (Unit Curr.) |
0.48 |
0.52 |
0.53 |
| Calculated EPS (Adj) (Unit Curr.) |
0.48 |
0.52 |
0.53 |
| Calculated EPS (Ann.) (Unit Curr.) |
1.94 |
2.08 |
2.14 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
1.94 |
2.08 |
2.14 |
| Book Value (Unit Curr.) |
18.50 |
17.53 |
16.11 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
12,539.56 |
12,539.56 |
11,955.96 |
| Reserve & Surplus |
15,418.44 |
15,418.44 |
12,403.27 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
90.95 |
90.95 |
95.39 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
77.36 |
75.35 |
77.79 |
| PBDTM(%) |
14.70 |
15.36 |
16.02 |
| PATM(%) |
9.44 |
9.67 |
10.27 |
| Net Interest Income |
2,403.00 |
2,698.00 |
2,378.00 |
| Net Interest Margin(%) |
2.96 |
2.99 |
3.17 |
| Provision Coverage Ratio(%) |
96.88 |
96.69 |
96.16 |
| CASA Ratio(%) |
36.91 |
37.91 |
37.97 |
| Capital Adequacy Ratio |
18.39 |
18.49 |
16.25 |
| Tier I Capital |
16.35 |
16.37 |
14.17 |
| Tier II Capital |
2.04 |
2.12 |
2.08 |
| Gross Non Performing Assets |
5,911.52 |
5,918.54 |
6,081.55 |
| Net Non Performing Assets |
997.60 |
1,068.31 |
1,283.13 |
| (%) Gross Non Performing Assets |
2.63 |
2.69 |
2.91 |
| (%) Net Non Performing Assets |
0.45 |
0.50 |
0.63 |
| Return on Assets(Annualised) |
0.71 |
0.77 |
0.79 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
13,135.00 |
14,325.00 |
12,028.00 |
| Saving Deposits |
90,243.00 |
90,380.00 |
88,502.00 |
| Term Deposits |
195,257.00 |
188,837.00 |
179,726.00 |
| Total Deposits |
298,635.00 |
293,542.00 |
280,256.00 |
| Total Advances |
225,101.00 |
219,985.00 |
208,655.00 |