| Interest Earned |
31,002.83 |
31,002.04 |
30,311.61 |
| Other Income |
7,060.48 |
6,350.76 |
5,802.16 |
| Total Income |
38,063.31 |
37,352.80 |
36,113.77 |
| Operating Expenses |
29,509.72 |
29,069.13 |
28,277.15 |
| Operating Profit Before Prov. & Cont. |
8,553.59 |
8,283.67 |
7,836.62 |
| Provisions & Contingencies |
2,351.56 |
1,831.71 |
2,398.25 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
1,450.00 |
1,449.30 |
1,334.17 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
4,752.03 |
5,002.66 |
4,104.20 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
4,752.03 |
5,002.66 |
4,104.20 |
| EPS (Unit Curr.) |
5.24 |
5.52 |
4.52 |
| EPS (Adj) (Unit Curr.) |
5.24 |
5.52 |
4.52 |
| Calculated EPS (Unit Curr.) |
5.24 |
5.52 |
4.52 |
| Calculated EPS (Adj) (Unit Curr.) |
5.24 |
5.52 |
4.52 |
| Calculated EPS (Ann.) (Unit Curr.) |
20.96 |
22.06 |
18.10 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
20.96 |
22.06 |
18.10 |
| Book Value (Unit Curr.) |
102.33 |
97.28 |
95.26 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
1,814.13 |
1,814.13 |
1,814.13 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
62.93 |
62.93 |
62.93 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
90.95 |
90.36 |
87.76 |
| PBDTM(%) |
20.00 |
20.81 |
17.94 |
| PATM(%) |
15.33 |
16.14 |
13.54 |
| Net Interest Income |
9,009.00 |
9,442.00 |
9,149.00 |
| Net Interest Margin(%) |
2.55 |
2.73 |
2.71 |
| Provision Coverage Ratio(%) |
93.17 |
92.70 |
91.26 |
| CASA Ratio(%) |
29.56 |
31.17 |
30.00 |
| Capital Adequacy Ratio |
16.52 |
16.33 |
16.44 |
| Tier I Capital |
14.58 |
14.37 |
14.55 |
| Tier II Capital |
1.94 |
1.96 |
1.89 |
| Gross Non Performing Assets |
29,518.43 |
31,530.03 |
35,060.64 |
| Net Non Performing Assets |
6,765.24 |
7,353.31 |
9,081.10 |
| (%) Gross Non Performing Assets |
2.69 |
2.94 |
3.34 |
| (%) Net Non Performing Assets |
0.63 |
0.70 |
0.89 |
| Return on Assets(Annualised) |
1.14 |
1.25 |
1.03 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
54,045.00 |
77,841.00 |
47,527.00 |
| Saving Deposits |
341,696.00 |
337,135.00 |
329,680.00 |
| Term Deposits |
1,071,914.00 |
1,041,907.00 |
992,258.00 |
| Total Deposits |
1,467,655.00 |
1,456,883.00 |
1,369,465.00 |
| Total Advances |
1,096,329.00 |
1,073,332.00 |
1,049,706.00 |