| Interest Earned |
31,981.60 |
31,543.89 |
31,002.83 |
| Other Income |
7,899.36 |
7,053.84 |
7,060.48 |
| Total Income |
39,880.96 |
38,597.73 |
38,063.31 |
| Operating Expenses |
30,761.49 |
30,009.60 |
29,509.72 |
| Operating Profit Before Prov. & Cont. |
9,119.47 |
8,588.13 |
8,553.59 |
| Provisions & Contingencies |
2,414.36 |
2,354.17 |
2,351.56 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
1,550.00 |
1,460.00 |
1,450.00 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
5,155.11 |
4,773.96 |
4,752.03 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
5,155.11 |
4,773.96 |
4,752.03 |
| EPS (Unit Curr.) |
5.68 |
5.26 |
5.24 |
| EPS (Adj) (Unit Curr.) |
5.68 |
5.26 |
5.24 |
| Calculated EPS (Unit Curr.) |
5.68 |
5.26 |
5.24 |
| Calculated EPS (Adj) (Unit Curr.) |
5.68 |
5.26 |
5.24 |
| Calculated EPS (Ann.) (Unit Curr.) |
22.73 |
21.05 |
20.96 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
22.73 |
21.05 |
20.96 |
| Book Value (Unit Curr.) |
111.87 |
106.55 |
102.33 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
1,814.13 |
1,814.13 |
1,814.13 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
62.93 |
62.93 |
62.93 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
92.04 |
90.78 |
90.95 |
| PBDTM(%) |
20.97 |
19.76 |
20.00 |
| PATM(%) |
16.12 |
15.13 |
15.33 |
| Net Interest Income |
9,252.00 |
9,141.00 |
9,009.00 |
| Net Interest Margin(%) |
2.45 |
2.50 |
2.55 |
| Provision Coverage Ratio(%) |
94.19 |
93.59 |
93.17 |
| CASA Ratio(%) |
29.52 |
30.69 |
29.56 |
| Capital Adequacy Ratio |
16.50 |
16.20 |
16.52 |
| Tier I Capital |
14.60 |
14.28 |
14.58 |
| Tier II Capital |
1.90 |
1.92 |
1.94 |
| Gross Non Performing Assets |
24,832.58 |
27,040.27 |
29,518.43 |
| Net Non Performing Assets |
5,322.30 |
6,113.22 |
6,765.24 |
| (%) Gross Non Performing Assets |
2.08 |
2.35 |
2.69 |
| (%) Net Non Performing Assets |
0.45 |
0.54 |
0.63 |
| Return on Assets(Annualised) |
1.16 |
1.10 |
1.14 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
54,617.00 |
75,920.00 |
54,045.00 |
| Saving Deposits |
357,742.00 |
352,195.00 |
341,696.00 |
| Term Deposits |
1,108,909.00 |
1,072,166.00 |
1,071,914.00 |
| Total Deposits |
1,521,268.00 |
1,500,281.00 |
1,467,655.00 |
| Total Advances |
1,192,326.00 |
1,151,041.00 |
1,096,329.00 |