| Interest Earned |
32,641.84 |
31,749.51 |
31,510.81 |
| Other Income |
3,966.96 |
3,600.40 |
3,514.95 |
| Total Income |
36,608.80 |
35,349.91 |
35,025.76 |
| Operating Expenses |
27,539.36 |
27,972.79 |
27,449.81 |
| Operating Profit Before Prov. & Cont. |
9,069.44 |
7,377.12 |
7,575.95 |
| Provisions & Contingencies |
3,150.47 |
798.93 |
1,232.47 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
303.29 |
1,523.56 |
1,534.09 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
5,615.68 |
5,054.63 |
4,809.39 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
5,615.68 |
5,054.63 |
4,809.39 |
| EPS (Unit Curr.) |
10.86 |
9.77 |
9.30 |
| EPS (Adj) (Unit Curr.) |
10.86 |
9.77 |
9.30 |
| Calculated EPS (Unit Curr.) |
10.85 |
9.76 |
9.29 |
| Calculated EPS (Adj) (Unit Curr.) |
10.85 |
9.76 |
9.29 |
| Calculated EPS (Ann.) (Unit Curr.) |
43.38 |
39.05 |
37.16 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
43.38 |
39.05 |
37.16 |
| Book Value (Unit Curr.) |
251.70 |
0.00 |
0.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
1,035.53 |
1,035.53 |
1,035.53 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
63.97 |
63.97 |
63.97 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
79.86 |
83.55 |
82.20 |
| PBDTM(%) |
18.13 |
20.72 |
20.13 |
| PATM(%) |
17.20 |
15.92 |
15.26 |
| Net Interest Income |
12,494.00 |
11,800.00 |
11,954.00 |
| Net Interest Margin(%) |
2.89 |
2.79 |
2.96 |
| Provision Coverage Ratio(%) |
93.94 |
92.73 |
93.21 |
| CASA Ratio(%) |
38.90 |
38.45 |
38.42 |
| Capital Adequacy Ratio |
15.82 |
15.29 |
16.54 |
| Tier I Capital |
13.64 |
13.10 |
14.15 |
| Tier II Capital |
2.18 |
2.19 |
2.39 |
| Gross Non Performing Assets |
27,058.59 |
27,399.44 |
27,599.75 |
| Net Non Performing Assets |
6,315.56 |
7,614.96 |
7,140.88 |
| (%) Gross Non Performing Assets |
1.89 |
2.04 |
2.16 |
| (%) Net Non Performing Assets |
0.45 |
0.57 |
0.57 |
| Return on Assets(Annualised) |
1.15 |
1.09 |
1.07 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
99,105.00 |
84,687.00 |
80,312.00 |
| Saving Deposits |
445,929.00 |
417,873.00 |
408,348.00 |
| Term Deposits |
1,103,453.00 |
1,044,189.00 |
1,011,352.00 |
| Total Deposits |
1,648,487.00 |
1,546,749.00 |
1,500,012.00 |
| Total Advances |
1,429,879.00 |
1,344,904.00 |
1,278,847.00 |