| Interest Earned |
42,946.91 |
42,430.80 |
41,299.82 |
| Other Income |
8,504.90 |
7,260.07 |
7,068.05 |
| Total Income |
51,451.81 |
49,690.87 |
48,367.87 |
| Operating Expenses |
32,705.97 |
32,026.62 |
31,481.32 |
| Operating Profit Before Prov. & Cont. |
18,745.84 |
17,664.25 |
16,886.55 |
| Provisions & Contingencies |
1,814.57 |
890.70 |
1,226.65 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
3,933.85 |
4,052.73 |
3,902.77 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
229.21 |
91.24 |
-35.29 |
| Net Profit |
12,768.21 |
12,629.58 |
11,792.42 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
12,768.21 |
12,629.58 |
11,792.42 |
| EPS (Unit Curr.) |
17.91 |
17.87 |
16.72 |
| EPS (Adj) (Unit Curr.) |
17.91 |
17.87 |
16.72 |
| Calculated EPS (Unit Curr.) |
17.89 |
17.73 |
16.70 |
| Calculated EPS (Adj) (Unit Curr.) |
17.89 |
17.73 |
16.70 |
| Calculated EPS (Ann.) (Unit Curr.) |
71.56 |
70.92 |
66.81 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
71.56 |
70.92 |
66.81 |
| Book Value (Unit Curr.) |
429.30 |
410.10 |
384.80 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
1,427.32 |
1,424.60 |
1,412.11 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.22 |
0.22 |
0.22 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
89.05 |
89.58 |
88.59 |
| PBDTM(%) |
39.42 |
39.53 |
37.92 |
| PATM(%) |
29.73 |
29.77 |
28.55 |
| Net Interest Income |
21,635.00 |
21,193.00 |
20,371.00 |
| Net Interest Margin(%) |
4.34 |
4.41 |
4.25 |
| Provision Coverage Ratio(%) |
75.30 |
76.20 |
78.20 |
| CASA Ratio(%) |
38.70 |
38.40 |
39.00 |
| Capital Adequacy Ratio |
16.31 |
16.55 |
14.71 |
| Tier I Capital |
15.65 |
15.94 |
14.04 |
| Tier II Capital |
0.66 |
0.61 |
0.67 |
| Gross Non Performing Assets |
24,732.65 |
24,166.18 |
27,745.33 |
| Net Non Performing Assets |
5,971.09 |
5,589.41 |
5,897.76 |
| (%) Gross Non Performing Assets |
1.67 |
1.67 |
1.96 |
| (%) Net Non Performing Assets |
0.41 |
0.39 |
0.42 |
| Return on Assets(Annualised) |
2.44 |
2.52 |
2.36 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
216,971.00 |
232,957.00 |
190,438.00 |
| Saving Deposits |
445,842.00 |
440,772.00 |
425,148.00 |
| Term Deposits |
945,704.00 |
936,619.00 |
904,723.00 |
| Total Deposits |
1,608,517.00 |
1,610,348.00 |
1,520,309.00 |
| Total Advances |
1,364,157.00 |
1,341,766.00 |
1,314,366.00 |