| Interest Earned |
43,275.39 |
41,965.84 |
41,757.95 |
| Other Income |
7,308.99 |
7,368.16 |
7,575.54 |
| Total Income |
50,584.38 |
49,334.00 |
49,333.49 |
| Operating Expenses |
32,385.27 |
31,978.04 |
32,035.53 |
| Operating Profit Before Prov. & Cont. |
18,199.11 |
17,355.96 |
17,297.96 |
| Provisions & Contingencies |
96.16 |
2,555.58 |
914.11 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
4,258.31 |
3,526.76 |
3,732.30 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
142.96 |
-44.24 |
292.66 |
| Net Profit |
13,701.68 |
11,317.86 |
12,358.89 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
13,701.68 |
11,317.86 |
12,358.89 |
| EPS (Unit Curr.) |
19.15 |
15.84 |
17.31 |
| EPS (Adj) (Unit Curr.) |
19.15 |
15.84 |
17.31 |
| Calculated EPS (Unit Curr.) |
19.13 |
15.83 |
17.30 |
| Calculated EPS (Adj) (Unit Curr.) |
19.13 |
15.83 |
17.30 |
| Calculated EPS (Ann.) (Unit Curr.) |
76.53 |
63.30 |
69.19 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
76.53 |
63.30 |
69.19 |
| Book Value (Unit Curr.) |
471.20 |
451.90 |
436.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
1,432.23 |
1,430.35 |
1,428.95 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.22 |
0.22 |
0.22 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
88.73 |
83.01 |
87.68 |
| PBDTM(%) |
41.83 |
35.27 |
39.24 |
| PATM(%) |
31.66 |
26.97 |
29.60 |
| Net Interest Income |
22,979.00 |
21,932.00 |
21,635.00 |
| Net Interest Margin(%) |
4.32 |
4.30 |
4.30 |
| Provision Coverage Ratio(%) |
75.80 |
75.40 |
75.00 |
| CASA Ratio(%) |
38.60 |
39.00 |
39.20 |
| Capital Adequacy Ratio |
17.18 |
15.59 |
15.76 |
| Tier I Capital |
16.35 |
14.71 |
15.11 |
| Tier II Capital |
0.83 |
0.88 |
0.65 |
| Gross Non Performing Assets |
23,051.93 |
23,758.00 |
23,850.00 |
| Net Non Performing Assets |
5,459.46 |
5,731.95 |
5,827.00 |
| (%) Gross Non Performing Assets |
1.40 |
1.53 |
1.58 |
| (%) Net Non Performing Assets |
0.33 |
0.37 |
0.39 |
| Return on Assets(Annualised) |
2.40 |
2.11 |
2.33 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
267,981.00 |
217,987.00 |
206,747.00 |
| Saving Deposits |
475,606.00 |
449,603.00 |
452,124.00 |
| Term Deposits |
1,051,038.00 |
992,021.00 |
953,954.00 |
| Total Deposits |
1,794,625.00 |
1,659,611.00 |
1,612,825.00 |
| Total Advances |
1,553,893.00 |
1,466,154.00 |
1,408,456.00 |