| Interest Earned |
41,965.84 |
41,757.95 |
42,946.91 |
| Other Income |
7,368.16 |
7,575.54 |
8,504.90 |
| Total Income |
49,334.00 |
49,333.49 |
51,451.81 |
| Operating Expenses |
31,978.04 |
32,035.53 |
32,705.97 |
| Operating Profit Before Prov. & Cont. |
17,355.96 |
17,297.96 |
18,745.84 |
| Provisions & Contingencies |
2,555.58 |
914.11 |
1,814.57 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
3,526.76 |
3,732.30 |
3,933.85 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
-44.24 |
292.66 |
229.21 |
| Net Profit |
11,317.86 |
12,358.89 |
12,768.21 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
11,317.86 |
12,358.89 |
12,768.21 |
| EPS (Unit Curr.) |
15.84 |
17.31 |
17.91 |
| EPS (Adj) (Unit Curr.) |
15.84 |
17.31 |
17.91 |
| Calculated EPS (Unit Curr.) |
15.83 |
17.30 |
17.89 |
| Calculated EPS (Adj) (Unit Curr.) |
15.83 |
17.30 |
17.89 |
| Calculated EPS (Ann.) (Unit Curr.) |
63.30 |
69.19 |
71.56 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
63.30 |
69.19 |
71.56 |
| Book Value (Unit Curr.) |
451.90 |
436.00 |
429.30 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
1,430.35 |
1,428.95 |
1,427.32 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.22 |
0.22 |
0.22 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
83.01 |
87.68 |
89.05 |
| PBDTM(%) |
35.27 |
39.24 |
39.42 |
| PATM(%) |
26.97 |
29.60 |
29.73 |
| Net Interest Income |
21,932.00 |
21,635.00 |
21,635.00 |
| Net Interest Margin(%) |
4.30 |
4.30 |
4.34 |
| Provision Coverage Ratio(%) |
75.40 |
75.00 |
75.30 |
| CASA Ratio(%) |
39.00 |
39.20 |
38.70 |
| Capital Adequacy Ratio |
15.59 |
15.76 |
16.31 |
| Tier I Capital |
14.71 |
15.11 |
15.65 |
| Tier II Capital |
0.88 |
0.65 |
0.66 |
| Gross Non Performing Assets |
23,758.00 |
23,850.00 |
24,732.65 |
| Net Non Performing Assets |
5,732.00 |
5,827.00 |
5,971.09 |
| (%) Gross Non Performing Assets |
1.53 |
1.58 |
1.67 |
| (%) Net Non Performing Assets |
0.37 |
0.39 |
0.41 |
| Return on Assets(Annualised) |
2.11 |
2.33 |
2.44 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
217,987.00 |
206,747.00 |
216,971.00 |
| Saving Deposits |
449,603.00 |
452,124.00 |
445,842.00 |
| Term Deposits |
992,021.00 |
953,954.00 |
945,704.00 |
| Total Deposits |
1,659,611.00 |
1,612,825.00 |
1,608,517.00 |
| Total Advances |
1,466,154.00 |
1,408,456.00 |
1,364,157.00 |