| Interest Earned |
77,470.20 |
77,460.11 |
76,006.88 |
| Other Income |
21,729.83 |
12,027.88 |
11,453.56 |
| Total Income |
99,200.03 |
89,487.99 |
87,460.44 |
| Operating Expenses |
63,466.07 |
62,951.29 |
62,460.04 |
| Operating Profit Before Prov. & Cont. |
35,733.96 |
26,536.70 |
25,000.40 |
| Provisions & Contingencies |
14,441.63 |
3,193.05 |
3,153.85 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
3,137.12 |
5,727.51 |
5,111.05 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
18,155.21 |
17,616.14 |
16,735.50 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
18,155.21 |
17,616.14 |
16,735.50 |
| EPS (Unit Curr.) |
23.71 |
23.03 |
21.90 |
| EPS (Adj) (Unit Curr.) |
11.86 |
11.52 |
10.95 |
| Calculated EPS (Unit Curr.) |
23.68 |
23.02 |
21.88 |
| Calculated EPS (Adj) (Unit Curr.) |
11.84 |
11.51 |
10.94 |
| Calculated EPS (Ann.) (Unit Curr.) |
94.71 |
92.08 |
87.53 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
47.36 |
46.04 |
43.77 |
| Book Value (Unit Curr.) |
682.00 |
655.00 |
632.00 |
| Dividend (%) |
500.00 |
0.00 |
0.00 |
| Equity |
766.79 |
765.22 |
764.83 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
1.00 |
1.00 |
1.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
86.90 |
88.74 |
88.41 |
| PBDTM(%) |
27.48 |
30.14 |
28.74 |
| PATM(%) |
23.44 |
22.74 |
22.02 |
| Net Interest Income |
31,440.00 |
32,070.00 |
30,650.00 |
| Net Interest Margin(%) |
3.35 |
3.54 |
3.43 |
| Provision Coverage Ratio(%) |
67.00 |
68.00 |
68.00 |
| CASA Ratio(%) |
34.00 |
35.00 |
34.00 |
| Capital Adequacy Ratio |
19.88 |
19.55 |
19.97 |
| Tier I Capital |
17.80 |
17.70 |
18.03 |
| Tier II Capital |
2.08 |
1.85 |
1.94 |
| Gross Non Performing Assets |
37,040.80 |
35,222.64 |
36,018.58 |
| Net Non Performing Assets |
12,275.99 |
11,320.43 |
11,587.54 |
| (%) Gross Non Performing Assets |
1.40 |
1.33 |
1.42 |
| (%) Net Non Performing Assets |
0.47 |
0.43 |
0.46 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
0.48 |
0.48 |
0.47 |
| Current Deposits |
298,000.00 |
314,100.00 |
267,100.00 |
| Saving Deposits |
639,000.00 |
630,500.00 |
605,600.00 |
| Term Deposits |
1,827,100.00 |
1,770,100.00 |
1,691,100.00 |
| Total Deposits |
2,764,100.00 |
2,714,700.00 |
2,563,800.00 |
| Total Advances |
2,653,200.00 |
2,643,500.00 |
2,542,600.00 |