Operating Income |
54.06 |
51.09 |
46.65 |
Other Operating Income |
0.00 |
0.00 |
0.00 |
Other Income |
0.25 |
0.27 |
0.28 |
Total Income |
54.31 |
51.36 |
46.93 |
Interest |
15.54 |
14.26 |
13.46 |
Employee Expenses |
6.37 |
6.20 |
5.54 |
Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
Impairment of Assets |
0.00 |
0.00 |
0.00 |
Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
Other Expenses |
3.09 |
2.24 |
3.00 |
TOTAL OPERATING EXPENDITURE |
25.00 |
22.70 |
22.00 |
Operating Profit Before Prov. & Cont. |
29.31 |
28.66 |
24.93 |
Provisions & Write Offs |
4.14 |
3.62 |
1.18 |
Depreciation |
0.45 |
0.39 |
0.36 |
TOTAL EXPENDITURE |
29.59 |
26.71 |
23.54 |
Tax |
6.71 |
6.34 |
5.21 |
Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
Deferred Tax |
0.15 |
-0.17 |
-0.39 |
Reported Profit After Tax |
17.85 |
18.49 |
18.57 |
Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
Adjusted Profit After Extra-ordinary item |
17.85 |
18.49 |
18.57 |
EPS (Unit Curr.) |
7.84 |
8.12 |
8.15 |
EPS (Adj) (Unit Curr.) |
7.84 |
8.12 |
8.15 |
Calculated EPS (Unit Curr.) |
7.95 |
8.23 |
8.28 |
Calculated EPS (Adj) (Unit Curr.) |
7.95 |
8.23 |
8.28 |
Calculated EPS (Ann.) (Unit Curr.) |
31.80 |
32.93 |
33.11 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) |
31.80 |
32.93 |
33.11 |
Book Value (Unit Curr.) |
221.98 |
216.64 |
207.58 |
Dividend (%) |
0.00 |
0.00 |
0.00 |
Equity |
22.46 |
22.46 |
22.44 |
Reserve & Surplus |
0.00 |
0.00 |
0.00 |
Face Value |
10.00 |
10.00 |
10.00 |
Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
PBIDTM(%) |
75.31 |
76.92 |
79.76 |
PBDTM(%) |
46.56 |
49.01 |
50.91 |
PATM(%) |
33.02 |
36.19 |
39.81 |
Net Interest Income |
36.80 |
36.20 |
32.60 |
Operating Expenses |
0.00 |
0.00 |
0.00 |
Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
Assets Under Management |
1,083.00 |
1,065.00 |
1,030.00 |
Return on Equity(%) |
14.29 |
15.06 |
15.96 |
Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
Cost to Income Ratio |
0.00 |
0.00 |
0.00 |
Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
Loans Spreads(%) |
0.00 |
0.00 |
0.00 |
Net Interest Margin(%) |
0.00 |
0.00 |
0.00 |
Provision Coverage Ratio(%) |
224.00 |
262.00 |
270.00 |
Capital Adequacy Ratio |
49.11 |
49.68 |
51.00 |
Tier I Capital |
0.00 |
0.00 |
0.00 |
Tier II Capital |
0.00 |
0.00 |
0.00 |
Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
(%) Gross Non Performing Assets |
0.54 |
0.45 |
0.44 |
(%) Net Non Performing Assets |
0.32 |
0.26 |
0.25 |
Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
Return on Assets |
6.60 |
7.30 |
7.61 |
Loans Disbursed(Amt Rs cr) |
293.93 |
258.34 |
321.71 |
Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
Loan Book(Amt Rs cr) |
1,041.00 |
1,006.00 |
926.00 |