Quarterly Results

  • Company Name :
AAVAS Financiers Ltd Industry : (Finance)
  • BSE Code:
  • 541988
  • NSE Symbol:
  • AAVAS
  • P/E(TTM):
  • 16.34
  • ISIN Demat:
  • INE216P01012
  • Div & Yield%:
  • 0.00
  • EPS(TTM):
  • 82.60
  • Book Value(₹):
  • 637.03
  • Market Cap(₹Cr.):
  • 10,699.49
  • Face Value(₹):
  • 10.00
Quarters :  
Particulars March 2026 ( Cr)December 2025 ( Cr)September 2025 ( Cr)
Operating Income 714.68 674.20 667.02
Other Operating Income 0.00 0.00 0.00
Other Income 0.15 0.42 0.43
Total Income 714.83 674.62 667.45
Interest 273.46 274.48 275.54
Employee Expenses 132.50 114.20 112.95
Selling & Administrative Expenses 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00
Other Expenses 59.51 47.65 49.06
TOTAL OPERATING EXPENDITURE 465.47 436.33 437.55
Operating Profit Before Prov. & Cont. 249.36 238.29 229.90
Provisions & Write Offs 6.65 7.85 7.96
Depreciation 11.95 11.11 10.71
TOTAL EXPENDITURE 484.07 455.29 456.22
Tax 39.07 42.05 40.57
Fringe Benefit Tax 0.00 0.00 0.00
Deferred Tax 10.03 7.22 6.72
Reported Profit After Tax 181.67 170.05 163.93
Extra-ordinary Items 0.00 0.00 0.00
Adjusted Profit After Extra-ordinary item 181.67 170.05 163.93
EPS (Unit Curr.) 22.94 21.48 20.71
EPS (Adj) (Unit Curr.) 22.94 21.48 20.71
Calculated EPS (Unit Curr.) 22.91 21.48 20.71
Calculated EPS (Adj) (Unit Curr.) 22.91 21.48 20.71
Calculated EPS (Ann.) (Unit Curr.) 91.66 85.92 82.84
Calculated EPS (Adj) (Ann.) (Unit Curr.) 91.66 85.92 82.84
Book Value (Unit Curr.) 0.00 614.00 591.00
Dividend (%) 0.00 0.00 0.00
Equity 79.28 79.16 79.16
Reserve & Surplus 0.00 0.00 0.00
Face Value 10.00 10.00 10.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00
PBIDTM(%) 72.22 74.89 74.58
PBDTM(%) 33.96 34.18 33.27
PATM(%) 25.42 25.22 24.58
Net Interest Income 0.00 0.00 0.00
Operating Expenses 0.00 170.68 169.80
Loan Losses & Provision 0.00 0.00 0.00
Assets Under Management 0.00 22,203.50 21,360.00
Return on Equity(%) 0.00 14.29 14.31
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00
Cost to Income Ratio 0.00 0.00 0.00
Loan Loss Provision Ratio 0.00 0.00 0.00
Loans Spreads(%) 0.00 5.34 5.23
Net Interest Margin(%) 0.00 8.01 8.04
Provision Coverage Ratio(%) 0.00 61.38 58.27
Capital Adequacy Ratio 0.00 46.39 46.42
Tier I Capital 0.00 0.00 0.00
Tier II Capital 0.00 0.00 0.00
Gross Non Performing Assets 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00
(%) Gross Non Performing Assets 0.00 1.19 1.24
(%) Net Non Performing Assets 0.00 0.79 0.85
Return on Assets(Annualised) 0.00 0.00 0.00
Return on Assets 0.00 3.43 3.40
Loans Disbursed(Amt Rs cr) 0.00 1,721.90 1,559.90
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00