Quarterly Results

  • Company Name :
GIC Housing Finance Ltd Industry : (Finance)
  • BSE Code:
  • 511676
  • NSE Symbol:
  • GICHSGFIN
  • P/E(TTM):
  • 6.12
  • ISIN Demat:
  • INE289B01019
  • Div & Yield%:
  • 2.64
  • EPS(TTM):
  • 27.91
  • Book Value(₹):
  • 370.95
  • Market Cap(₹Cr.):
  • 920.03
  • Face Value(₹):
  • 10.00
Quarters :  
Particulars September 2025 ( Cr)June 2025 ( Cr)March 2025 ( Cr)
Operating Income 266.32 263.38 268.33
Other Operating Income 5.22 1.98 3.34
Other Income 0.17 0.07 4.14
Total Income 271.71 265.43 275.81
Interest 172.58 173.12 173.56
Employee Expenses 20.45 17.95 20.31
Selling & Administrative Expenses 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00
Other Expenses 16.51 14.25 29.98
TOTAL OPERATING EXPENDITURE 209.54 205.32 223.85
Operating Profit Before Prov. & Cont. 62.17 60.11 51.96
Provisions & Write Offs -1.79 77.97 -7.36
Depreciation 2.81 2.54 3.84
TOTAL EXPENDITURE 210.56 285.83 220.33
Tax 8.75 9.00 17.00
Fringe Benefit Tax 0.00 0.00 0.00
Deferred Tax 2.45 -36.75 3.39
Reported Profit After Tax 49.95 7.35 35.09
Extra-ordinary Items 0.00 0.00 -8.26
Adjusted Profit After Extra-ordinary item 49.95 7.35 43.35
EPS (Unit Curr.) 9.28 1.36 6.52
EPS (Adj) (Unit Curr.) 9.28 1.36 6.52
Calculated EPS (Unit Curr.) 9.28 1.36 6.52
Calculated EPS (Adj) (Unit Curr.) 9.28 1.36 6.52
Calculated EPS (Ann.) (Unit Curr.) 37.10 5.46 26.07
Calculated EPS (Adj) (Ann.) (Unit Curr.) 37.10 5.46 26.07
Book Value (Unit Curr.) 370.94 0.00 364.78
Dividend (%) 0.00 0.00 0.00
Equity 53.85 53.85 53.85
Reserve & Surplus 0.00 0.00 0.00
Face Value 10.00 10.00 10.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00
PBIDTM(%) 88.82 58.95 86.79
PBDTM(%) 24.02 -6.78 22.11
PATM(%) 18.76 2.79 13.08
Net Interest Income 0.00 0.00 0.00
Operating Expenses 0.00 0.00 0.00
Loan Losses & Provision 0.00 0.00 0.00
Assets Under Management 0.00 0.00 0.00
Return on Equity(%) 0.00 0.00 0.00
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00
Cost to Income Ratio 0.00 0.00 0.00
Loan Loss Provision Ratio 0.00 0.00 0.00
Loans Spreads(%) 0.00 0.00 0.00
Net Interest Margin(%) 0.00 0.00 0.00
Provision Coverage Ratio(%) 57.04 56.01 36.07
Capital Adequacy Ratio 0.00 0.00 0.00
Tier I Capital 0.00 0.00 0.00
Tier II Capital 0.00 0.00 0.00
Gross Non Performing Assets 491.00 0.00 318.00
Net Non Performing Assets 211.00 0.00 203.00
(%) Gross Non Performing Assets 4.52 0.00 3.03
(%) Net Non Performing Assets 1.99 0.00 1.96
Return on Assets(Annualised) 0.00 0.00 0.00
Return on Assets 0.00 0.00 0.00
Loans Disbursed(Amt Rs cr) 0.00 0.00 0.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00