| Operating Income |
40.05 |
37.04 |
34.31 |
| Other Operating Income |
2.70 |
1.90 |
1.75 |
| Other Income |
0.74 |
1.30 |
0.78 |
| Total Income |
43.50 |
40.25 |
36.85 |
| Interest |
16.60 |
16.51 |
14.92 |
| Employee Expenses |
10.98 |
9.68 |
8.67 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
5.38 |
4.14 |
3.92 |
| TOTAL OPERATING EXPENDITURE |
32.96 |
30.33 |
27.51 |
| Operating Profit Before Prov. & Cont. |
10.54 |
9.92 |
9.34 |
| Provisions & Write Offs |
1.07 |
1.04 |
-0.61 |
| Depreciation |
1.79 |
1.71 |
1.62 |
| TOTAL EXPENDITURE |
35.82 |
33.08 |
28.52 |
| Tax |
1.79 |
1.79 |
1.86 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
-0.30 |
-0.37 |
-0.14 |
| Reported Profit After Tax |
6.19 |
5.74 |
6.60 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
6.19 |
5.74 |
6.60 |
| EPS (Unit Curr.) |
4.43 |
4.16 |
4.87 |
| EPS (Adj) (Unit Curr.) |
4.43 |
4.16 |
4.87 |
| Calculated EPS (Unit Curr.) |
3.95 |
4.01 |
4.62 |
| Calculated EPS (Adj) (Unit Curr.) |
3.95 |
4.01 |
4.62 |
| Calculated EPS (Ann.) (Unit Curr.) |
15.80 |
16.06 |
18.50 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
15.80 |
16.06 |
18.50 |
| Book Value (Unit Curr.) |
188.54 |
150.51 |
141.58 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
15.68 |
14.31 |
14.28 |
| Reserve & Surplus |
248.27 |
146.37 |
146.37 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
65.07 |
68.55 |
72.49 |
| PBDTM(%) |
23.65 |
23.97 |
29.03 |
| PATM(%) |
15.46 |
15.50 |
19.24 |
| Net Interest Income |
20.36 |
17.20 |
17.74 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
759.36 |
707.47 |
651.00 |
| Return on Equity(%) |
2.62 |
2.80 |
3.56 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
67.47 |
65.40 |
64.80 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
9.88 |
9.48 |
10.83 |
| Net Interest Margin(%) |
2.78 |
2.53 |
2.77 |
| Provision Coverage Ratio(%) |
0.00 |
0.00 |
0.00 |
| Capital Adequacy Ratio |
47.75 |
39.85 |
39.44 |
| Tier I Capital |
47.23 |
39.41 |
38.98 |
| Tier II Capital |
0.52 |
0.44 |
0.46 |
| Gross Non Performing Assets |
13.98 |
13.99 |
12.73 |
| Net Non Performing Assets |
4.58 |
4.26 |
3.79 |
| (%) Gross Non Performing Assets |
1.84 |
1.98 |
1.96 |
| (%) Net Non Performing Assets |
0.61 |
0.61 |
0.59 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
0.75 |
0.74 |
0.90 |
| Loans Disbursed(Amt Rs cr) |
106.48 |
90.95 |
62.96 |
| Loans Sanctioned/Approved(Amt Rs cr) |
115.15 |
111.44 |
65.41 |
| Loan Book(Amt Rs cr) |
0.00 |
0.00 |
0.00 |