| Operating Income |
44.93 |
39.17 |
40.05 |
| Other Operating Income |
2.88 |
2.54 |
2.70 |
| Other Income |
0.64 |
0.98 |
0.74 |
| Total Income |
48.45 |
42.70 |
43.50 |
| Interest |
18.10 |
16.75 |
16.60 |
| Employee Expenses |
12.72 |
11.59 |
10.98 |
| Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
| Impairment of Assets |
0.00 |
0.00 |
0.00 |
| Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
| Other Expenses |
5.27 |
4.48 |
5.38 |
| TOTAL OPERATING EXPENDITURE |
36.09 |
32.82 |
32.96 |
| Operating Profit Before Prov. & Cont. |
12.36 |
9.88 |
10.54 |
| Provisions & Write Offs |
0.54 |
0.59 |
1.07 |
| Depreciation |
1.51 |
1.44 |
1.79 |
| TOTAL EXPENDITURE |
38.14 |
34.85 |
35.82 |
| Tax |
2.48 |
1.45 |
1.79 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
-0.41 |
-0.39 |
-0.30 |
| Reported Profit After Tax |
8.25 |
6.78 |
6.19 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
8.25 |
6.78 |
6.19 |
| EPS (Unit Curr.) |
5.26 |
4.33 |
4.43 |
| EPS (Adj) (Unit Curr.) |
5.26 |
4.33 |
4.43 |
| Calculated EPS (Unit Curr.) |
5.26 |
4.32 |
3.95 |
| Calculated EPS (Adj) (Unit Curr.) |
5.26 |
4.32 |
3.95 |
| Calculated EPS (Ann.) (Unit Curr.) |
21.04 |
17.30 |
15.80 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
21.04 |
17.30 |
15.80 |
| Book Value (Unit Curr.) |
177.85 |
172.57 |
188.54 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
15.68 |
15.68 |
15.68 |
| Reserve & Surplus |
248.27 |
248.27 |
248.27 |
| Face Value |
10.00 |
10.00 |
10.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
66.61 |
66.48 |
65.07 |
| PBDTM(%) |
26.33 |
23.72 |
23.65 |
| PATM(%) |
18.36 |
17.31 |
15.46 |
| Net Interest Income |
23.39 |
20.38 |
20.36 |
| Operating Expenses |
0.00 |
0.00 |
0.00 |
| Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
| Assets Under Management |
867.00 |
795.00 |
759.36 |
| Return on Equity(%) |
3.00 |
2.54 |
2.62 |
| Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
| Cost to Income Ratio |
64.22 |
67.48 |
67.47 |
| Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
| Loans Spreads(%) |
9.01 |
9.08 |
9.88 |
| Net Interest Margin(%) |
2.81 |
2.62 |
2.78 |
| Provision Coverage Ratio(%) |
0.00 |
0.00 |
0.00 |
| Capital Adequacy Ratio |
42.68 |
47.46 |
47.75 |
| Tier I Capital |
42.27 |
46.92 |
47.23 |
| Tier II Capital |
0.41 |
0.54 |
0.52 |
| Gross Non Performing Assets |
16.31 |
14.69 |
13.98 |
| Net Non Performing Assets |
5.51 |
4.85 |
4.58 |
| (%) Gross Non Performing Assets |
1.88 |
1.85 |
1.84 |
| (%) Net Non Performing Assets |
0.64 |
0.62 |
0.61 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
0.88 |
0.77 |
0.75 |
| Loans Disbursed(Amt Rs cr) |
117.00 |
80.00 |
106.48 |
| Loans Sanctioned/Approved(Amt Rs cr) |
133.59 |
81.15 |
115.15 |
| Loan Book(Amt Rs cr) |
0.00 |
0.00 |
0.00 |