Operating Income |
37.04 |
34.31 |
31.94 |
Other Operating Income |
1.90 |
1.75 |
1.83 |
Other Income |
1.30 |
0.78 |
0.21 |
Total Income |
40.25 |
36.85 |
33.98 |
Interest |
16.51 |
14.92 |
14.03 |
Employee Expenses |
9.68 |
8.67 |
8.09 |
Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
Impairment of Assets |
0.00 |
0.00 |
0.00 |
Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
Other Expenses |
4.14 |
3.92 |
3.36 |
TOTAL OPERATING EXPENDITURE |
30.33 |
27.51 |
25.48 |
Operating Profit Before Prov. & Cont. |
9.92 |
9.34 |
8.50 |
Provisions & Write Offs |
1.04 |
-0.61 |
0.11 |
Depreciation |
1.71 |
1.62 |
1.52 |
TOTAL EXPENDITURE |
33.08 |
28.52 |
27.11 |
Tax |
1.79 |
1.86 |
1.20 |
Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
Deferred Tax |
-0.37 |
-0.14 |
-0.18 |
Reported Profit After Tax |
5.74 |
6.60 |
5.86 |
Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
Adjusted Profit After Extra-ordinary item |
5.74 |
6.60 |
5.86 |
EPS (Unit Curr.) |
4.16 |
4.87 |
4.38 |
EPS (Adj) (Unit Curr.) |
4.16 |
4.87 |
4.38 |
Calculated EPS (Unit Curr.) |
4.01 |
4.62 |
4.34 |
Calculated EPS (Adj) (Unit Curr.) |
4.01 |
4.62 |
4.34 |
Calculated EPS (Ann.) (Unit Curr.) |
16.06 |
18.50 |
17.36 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) |
16.06 |
18.50 |
17.36 |
Book Value (Unit Curr.) |
0.00 |
141.58 |
125.04 |
Dividend (%) |
0.00 |
0.00 |
0.00 |
Equity |
14.31 |
14.28 |
13.50 |
Reserve & Surplus |
146.37 |
146.37 |
146.37 |
Face Value |
10.00 |
10.00 |
10.00 |
Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
PBIDTM(%) |
68.55 |
72.49 |
70.19 |
PBDTM(%) |
23.97 |
29.03 |
26.30 |
PATM(%) |
15.50 |
19.24 |
18.35 |
Net Interest Income |
0.00 |
17.74 |
17.02 |
Operating Expenses |
0.00 |
0.00 |
0.00 |
Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
Assets Under Management |
0.00 |
651.00 |
629.60 |
Return on Equity(%) |
0.00 |
3.56 |
3.57 |
Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
Cost to Income Ratio |
0.00 |
64.80 |
64.98 |
Loan Loss Provision Ratio |
0.00 |
0.00 |
0.00 |
Loans Spreads(%) |
0.00 |
10.83 |
0.00 |
Net Interest Margin(%) |
0.00 |
2.77 |
2.76 |
Provision Coverage Ratio(%) |
0.00 |
0.00 |
0.00 |
Capital Adequacy Ratio |
0.00 |
39.44 |
35.46 |
Tier I Capital |
0.00 |
38.98 |
34.99 |
Tier II Capital |
0.00 |
0.46 |
0.47 |
Gross Non Performing Assets |
0.00 |
12.73 |
0.00 |
Net Non Performing Assets |
0.00 |
3.79 |
0.00 |
(%) Gross Non Performing Assets |
0.00 |
1.96 |
2.19 |
(%) Net Non Performing Assets |
0.00 |
0.59 |
0.67 |
Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
Return on Assets |
0.00 |
0.90 |
0.00 |
Loans Disbursed(Amt Rs cr) |
0.00 |
62.96 |
44.57 |
Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
65.41 |
46.51 |
Loan Book(Amt Rs cr) |
0.00 |
0.00 |
0.00 |