| Interest Earned |
6,686.63 |
6,648.36 |
6,808.73 |
| Other Income |
1,112.98 |
1,005.95 |
916.17 |
| Total Income |
7,799.61 |
7,654.31 |
7,724.90 |
| Operating Expenses |
6,243.32 |
6,188.91 |
6,155.44 |
| Operating Profit Before Prov. & Cont. |
1,556.29 |
1,465.40 |
1,569.46 |
| Provisions & Contingencies |
400.16 |
138.11 |
292.33 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
294.38 |
297.06 |
321.69 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
861.75 |
1,030.23 |
955.44 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
861.75 |
1,030.23 |
955.44 |
| EPS (Unit Curr.) |
3.51 |
4.20 |
3.89 |
| EPS (Adj) (Unit Curr.) |
3.51 |
4.20 |
3.89 |
| Calculated EPS (Unit Curr.) |
3.51 |
4.20 |
3.89 |
| Calculated EPS (Adj) (Unit Curr.) |
3.51 |
4.20 |
3.89 |
| Calculated EPS (Ann.) (Unit Curr.) |
14.03 |
16.78 |
15.57 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
14.03 |
16.78 |
15.57 |
| Book Value (Unit Curr.) |
138.35 |
134.87 |
130.69 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
491.42 |
491.17 |
490.90 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
82.34 |
84.20 |
83.05 |
| PBDTM(%) |
17.29 |
19.96 |
18.76 |
| PATM(%) |
12.89 |
15.50 |
14.03 |
| Net Interest Income |
2,337.00 |
2,377.00 |
2,431.00 |
| Net Interest Margin(%) |
2.94 |
3.12 |
3.11 |
| Provision Coverage Ratio(%) |
74.41 |
75.37 |
74.21 |
| CASA Ratio(%) |
30.35 |
30.23 |
30.16 |
| Capital Adequacy Ratio |
16.03 |
16.40 |
15.16 |
| Tier I Capital |
14.69 |
15.04 |
13.78 |
| Tier II Capital |
1.34 |
1.36 |
1.38 |
| Gross Non Performing Assets |
4,669.66 |
4,375.54 |
4,553.31 |
| Net Non Performing Assets |
1,157.64 |
1,040.38 |
1,131.17 |
| (%) Gross Non Performing Assets |
1.91 |
1.84 |
1.95 |
| (%) Net Non Performing Assets |
0.48 |
0.44 |
0.49 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
0.25 |
0.31 |
0.29 |
| Current Deposits |
19,274.00 |
20,562.00 |
16,199.00 |
| Saving Deposits |
67,962.00 |
65,195.00 |
64,146.00 |
| Term Deposits |
200,200.00 |
197,890.00 |
186,030.00 |
| Total Deposits |
287,436.00 |
283,647.00 |
266,375.00 |
| Total Advances |
241,204.00 |
234,836.00 |
230,370.00 |