| Interest Earned |
6,867.50 |
6,742.16 |
6,686.63 |
| Other Income |
1,100.29 |
1,082.17 |
1,112.98 |
| Total Income |
7,967.79 |
7,824.33 |
7,799.61 |
| Operating Expenses |
6,238.46 |
6,180.16 |
6,243.32 |
| Operating Profit Before Prov. & Cont. |
1,729.33 |
1,644.17 |
1,556.29 |
| Provisions & Contingencies |
332.38 |
363.09 |
400.16 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
355.74 |
325.82 |
294.38 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
1,041.21 |
955.26 |
861.75 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
1,041.21 |
955.26 |
861.75 |
| EPS (Unit Curr.) |
4.23 |
3.89 |
3.51 |
| EPS (Adj) (Unit Curr.) |
4.23 |
3.89 |
3.51 |
| Calculated EPS (Unit Curr.) |
4.23 |
3.88 |
3.51 |
| Calculated EPS (Adj) (Unit Curr.) |
4.23 |
3.88 |
3.51 |
| Calculated EPS (Ann.) (Unit Curr.) |
16.92 |
15.54 |
14.03 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
16.92 |
15.54 |
14.03 |
| Book Value (Unit Curr.) |
145.76 |
141.58 |
138.35 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
492.42 |
491.88 |
491.42 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
81.71 |
81.99 |
82.34 |
| PBDTM(%) |
20.34 |
19.00 |
17.29 |
| PATM(%) |
15.16 |
14.17 |
12.89 |
| Net Interest Income |
2,653.00 |
2,495.00 |
2,337.00 |
| Net Interest Margin(%) |
3.18 |
3.06 |
2.94 |
| Provision Coverage Ratio(%) |
75.14 |
73.45 |
74.41 |
| CASA Ratio(%) |
32.07 |
31.01 |
30.35 |
| Capital Adequacy Ratio |
15.20 |
15.71 |
16.03 |
| Tier I Capital |
13.88 |
14.37 |
14.69 |
| Tier II Capital |
1.32 |
1.34 |
1.34 |
| Gross Non Performing Assets |
4,446.86 |
4,532.01 |
4,669.66 |
| Net Non Performing Assets |
1,068.04 |
1,165.16 |
1,157.64 |
| (%) Gross Non Performing Assets |
1.72 |
1.83 |
1.91 |
| (%) Net Non Performing Assets |
0.42 |
0.48 |
0.48 |
| Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
| Return on Assets |
0.29 |
0.27 |
0.25 |
| Current Deposits |
21,268.00 |
19,233.00 |
19,274.00 |
| Saving Deposits |
74,230.00 |
70,358.00 |
67,962.00 |
| Term Deposits |
202,298.00 |
199,329.00 |
200,200.00 |
| Total Deposits |
297,796.00 |
288,920.00 |
287,436.00 |
| Total Advances |
255,569.00 |
244,657.00 |
241,204.00 |