| Interest Earned |
7,595.88 |
7,616.13 |
7,829.14 |
| Other Income |
1,752.23 |
1,739.26 |
1,512.01 |
| Total Income |
9,348.11 |
9,355.39 |
9,341.15 |
| Operating Expenses |
7,990.07 |
8,041.01 |
8,262.13 |
| Operating Profit Before Prov. & Cont. |
1,358.04 |
1,314.38 |
1,079.02 |
| Provisions & Contingencies |
284.01 |
318.07 |
258.68 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
272.96 |
258.19 |
208.07 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
801.07 |
738.12 |
612.27 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
801.07 |
738.12 |
612.27 |
| EPS (Unit Curr.) |
0.26 |
0.24 |
0.20 |
| EPS (Adj) (Unit Curr.) |
0.26 |
0.24 |
0.20 |
| Calculated EPS (Unit Curr.) |
0.26 |
0.24 |
0.20 |
| Calculated EPS (Adj) (Unit Curr.) |
0.26 |
0.24 |
0.20 |
| Calculated EPS (Ann.) (Unit Curr.) |
1.02 |
0.94 |
0.78 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
1.02 |
0.94 |
0.78 |
| Book Value (Unit Curr.) |
15.50 |
15.20 |
15.00 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
6,273.12 |
6,270.82 |
6,270.17 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
82.92 |
83.19 |
82.08 |
| PBDTM(%) |
14.14 |
13.08 |
10.48 |
| PATM(%) |
10.55 |
9.69 |
7.82 |
| Net Interest Income |
2,371.00 |
2,276.00 |
2,224.00 |
| Net Interest Margin(%) |
2.50 |
2.50 |
2.40 |
| Provision Coverage Ratio(%) |
80.20 |
79.70 |
82.40 |
| CASA Ratio(%) |
32.80 |
34.30 |
33.10 |
| Capital Adequacy Ratio |
15.80 |
15.60 |
15.20 |
| Tier I Capital |
14.00 |
13.50 |
12.59 |
| Tier II Capital |
1.80 |
2.10 |
2.61 |
| Gross Non Performing Assets |
4,022.14 |
3,935.61 |
3,963.47 |
| Net Non Performing Assets |
797.25 |
800.14 |
1,142.62 |
| (%) Gross Non Performing Assets |
1.60 |
1.60 |
1.60 |
| (%) Net Non Performing Assets |
0.30 |
0.30 |
0.50 |
| Return on Assets(Annualised) |
0.80 |
0.70 |
0.60 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
36,260.00 |
43,304.00 |
39,605.00 |
| Saving Deposits |
54,090.00 |
54,176.00 |
52,045.00 |
| Term Deposits |
185,492.00 |
187,045.00 |
185,574.00 |
| Total Deposits |
275,843.00 |
284,525.00 |
277,224.00 |
| Total Advances |
241,024.00 |
246,188.00 |
244,834.00 |