| Interest Earned |
7,650.90 |
7,543.22 |
7,378.84 |
| Other Income |
1,730.17 |
1,632.62 |
1,644.31 |
| Total Income |
9,381.07 |
9,175.84 |
9,023.15 |
| Operating Expenses |
7,762.83 |
7,942.22 |
7,726.65 |
| Operating Profit Before Prov. & Cont. |
1,618.24 |
1,233.62 |
1,296.50 |
| Provisions & Contingencies |
187.55 |
21.89 |
418.95 |
| Depreciation |
0.00 |
0.00 |
0.00 |
| Tax |
362.27 |
260.11 |
223.08 |
| Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
| Deferred Tax |
0.00 |
0.00 |
0.00 |
| Net Profit |
1,068.42 |
951.62 |
654.47 |
| Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
| Adjusted Profit After Extra-ordinary item |
1,068.42 |
951.62 |
654.47 |
| EPS (Unit Curr.) |
0.34 |
0.30 |
0.21 |
| EPS (Adj) (Unit Curr.) |
0.34 |
0.30 |
0.21 |
| Calculated EPS (Unit Curr.) |
0.34 |
0.30 |
0.21 |
| Calculated EPS (Adj) (Unit Curr.) |
0.34 |
0.30 |
0.21 |
| Calculated EPS (Ann.) (Unit Curr.) |
1.36 |
1.21 |
0.83 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) |
1.36 |
1.21 |
0.83 |
| Book Value (Unit Curr.) |
16.30 |
16.00 |
15.70 |
| Dividend (%) |
0.00 |
0.00 |
0.00 |
| Equity |
6,275.95 |
6,275.69 |
6,274.46 |
| Reserve & Surplus |
0.00 |
0.00 |
0.00 |
| Face Value |
2.00 |
2.00 |
2.00 |
| Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
| Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
| (%) of shares held by GOI |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
| Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
| PBIDTM(%) |
84.22 |
83.38 |
80.71 |
| PBDTM(%) |
18.70 |
16.06 |
11.89 |
| PATM(%) |
13.96 |
12.62 |
8.87 |
| Net Interest Income |
2,638.00 |
2,466.00 |
2,301.00 |
| Net Interest Margin(%) |
2.60 |
2.60 |
2.50 |
| Provision Coverage Ratio(%) |
81.90 |
83.33 |
81.00 |
| CASA Ratio(%) |
35.10 |
34.00 |
33.70 |
| Capital Adequacy Ratio |
15.30 |
14.50 |
15.00 |
| Tier I Capital |
13.80 |
13.90 |
13.90 |
| Tier II Capital |
1.50 |
0.60 |
1.10 |
| Gross Non Performing Assets |
3,604.93 |
4,014.56 |
4,055.31 |
| Net Non Performing Assets |
653.00 |
671.19 |
770.84 |
| (%) Gross Non Performing Assets |
1.30 |
1.50 |
1.60 |
| (%) Net Non Performing Assets |
0.20 |
0.30 |
0.30 |
| Return on Assets(Annualised) |
1.00 |
0.90 |
0.60 |
| Return on Assets |
0.00 |
0.00 |
0.00 |
| Current Deposits |
52,322.00 |
40,809.00 |
43,912.00 |
| Saving Deposits |
59,637.00 |
58,674.00 |
55,796.00 |
| Term Deposits |
207,010.00 |
193,041.00 |
196,568.00 |
| Total Deposits |
318,969.00 |
292,524.00 |
296,276.00 |
| Total Advances |
273,445.00 |
257,451.00 |
250,212.00 |