Operating Income |
7,244.92 |
7,025.05 |
6,709.21 |
Other Operating Income |
0.00 |
0.00 |
0.00 |
Other Income |
85.86 |
95.64 |
103.14 |
Total Income |
7,330.78 |
7,120.69 |
6,812.35 |
Interest |
3,466.25 |
3,362.29 |
3,271.78 |
Employee Expenses |
924.30 |
921.76 |
880.65 |
Selling & Administrative Expenses |
0.00 |
0.00 |
0.00 |
Impairment of Assets |
0.00 |
0.00 |
0.00 |
Loss on Forex Transaction |
0.00 |
0.00 |
0.00 |
Other Expenses |
461.70 |
441.70 |
473.89 |
TOTAL OPERATING EXPENDITURE |
4,852.25 |
4,725.75 |
4,626.32 |
Operating Profit Before Prov. & Cont. |
2,478.53 |
2,394.94 |
2,186.03 |
Provisions & Write Offs |
882.10 |
625.29 |
664.02 |
Depreciation |
66.79 |
63.43 |
58.43 |
TOTAL EXPENDITURE |
5,801.14 |
5,414.47 |
5,348.77 |
Tax |
440.23 |
513.18 |
470.57 |
Fringe Benefit Tax |
0.00 |
0.00 |
0.00 |
Deferred Tax |
-46.50 |
-73.68 |
-93.52 |
Reported Profit After Tax |
1,135.91 |
1,266.72 |
1,086.53 |
Extra-ordinary Items |
0.00 |
0.00 |
0.00 |
Adjusted Profit After Extra-ordinary item |
1,135.91 |
1,266.72 |
1,086.53 |
EPS (Unit Curr.) |
13.51 |
15.06 |
12.93 |
EPS (Adj) (Unit Curr.) |
13.51 |
15.06 |
12.93 |
Calculated EPS (Unit Curr.) |
13.50 |
15.06 |
12.92 |
Calculated EPS (Adj) (Unit Curr.) |
13.50 |
15.06 |
12.92 |
Calculated EPS (Ann.) (Unit Curr.) |
53.99 |
60.23 |
51.67 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) |
53.99 |
60.23 |
51.67 |
Book Value (Unit Curr.) |
0.00 |
0.00 |
0.00 |
Dividend (%) |
0.00 |
0.00 |
65.00 |
Equity |
168.30 |
168.25 |
168.23 |
Reserve & Surplus |
0.00 |
0.00 |
0.00 |
Face Value |
2.00 |
2.00 |
2.00 |
Public Shareholding (No. Of Shares) |
0.00 |
0.00 |
0.00 |
Public Shareholding (% in Equity) |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Pledged/Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
Non Encumbered - No. of Shares |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Promoters Holding |
0.00 |
0.00 |
0.00 |
Non Encumbered - % in Total Equity |
0.00 |
0.00 |
0.00 |
PBIDTM(%) |
69.88 |
73.05 |
71.45 |
PBDTM(%) |
22.04 |
25.19 |
22.69 |
PATM(%) |
15.68 |
18.03 |
16.19 |
Net Interest Income |
0.00 |
0.00 |
0.00 |
Operating Expenses |
0.00 |
0.00 |
0.00 |
Loan Losses & Provision |
0.00 |
0.00 |
0.00 |
Assets Under Management |
192,148.00 |
184,746.00 |
174,567.00 |
Return on Equity(%) |
18.80 |
22.20 |
19.70 |
Operating Expenses to Net Interest Income(%) |
0.00 |
0.00 |
0.00 |
Cost to Income Ratio |
37.60 |
40.50 |
39.90 |
Loan Loss Provision Ratio |
1.80 |
1.20 |
1.40 |
Loans Spreads(%) |
0.00 |
0.00 |
0.00 |
Net Interest Margin(%) |
7.80 |
8.00 |
7.70 |
Provision Coverage Ratio(%) |
34.41 |
34.58 |
34.42 |
Capital Adequacy Ratio |
19.96 |
19.75 |
19.76 |
Tier I Capital |
14.31 |
14.41 |
14.92 |
Tier II Capital |
5.65 |
5.34 |
4.84 |
Gross Non Performing Assets |
0.00 |
0.00 |
0.00 |
Net Non Performing Assets |
0.00 |
0.00 |
0.00 |
(%) Gross Non Performing Assets |
4.29 |
3.97 |
4.00 |
(%) Net Non Performing Assets |
2.86 |
2.63 |
2.66 |
Return on Assets(Annualised) |
0.00 |
0.00 |
0.00 |
Return on Assets |
3.10 |
3.60 |
3.20 |
Loans Disbursed(Amt Rs cr) |
24,325.00 |
26,417.00 |
25,806.00 |
Loans Sanctioned/Approved(Amt Rs cr) |
0.00 |
0.00 |
0.00 |
Loan Book(Amt Rs cr) |
0.00 |
0.00 |
0.00 |